Lance T. Spencer

PROSPER PRIVATE WEALTH

MESA, AZ 85206

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CRD#: 1981961

Professional summary

Lance T Spencer, CFP® is a registered financial advisor currently at PROSPER PRIVATE WEALTH located in Mesa, Arizona.

Lance is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1989. Lance has worked at 7 firms and has passed the Series 66, Series 63, SIE, Series 7, Series 6, Series 8 and Series 4 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Lance T Spencer's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2005

Experience

Current

July 9, 2025 - Present

PROSPER PRIVATE WEALTH

Office #1: 4140 E Baseline Road Suite 101, Mesa, AZ 85206

RIA

CRD#: 333708

MESA, AZ

Past

March 2, 2021 - April 9, 2025

SUMMIT GLOBAL INVESTMENTS, LLC

RIA

CRD#: 157091

Mesa, AZ

Past

July 13, 2018 - November 10, 2020

FIDELITY PERSONAL AND WORKPLACE ADVISORS

RIA

CRD#: 288590

BOSTON, MA

Past

November 20, 2012 - July 13, 2018

STRATEGIC ADVISERS LLC

RIA

CRD#: 104555

CHANDLER, AZ

Past

October 19, 2012 - November 6, 2020

FIDELITY BROKERAGE SERVICES LLC

CRD#: 7784

CHANDLER, AZ

Past

January 3, 2012 - October 1, 2012

SCHWAB WEALTH ADVISORY, INC.

RIA

CRD#: 159035

PHOENIX, AZ

Past

November 18, 2009 - December 31, 2011

CHARLES SCHWAB & CO., INC.

RIA

CRD#: 5393

PHOENIX, AZ

Past

November 17, 2009 - September 28, 2012

CHARLES SCHWAB & CO., INC.

CRD#: 5393

PHOENIX, AZ

Past

September 16, 2005 - January 27, 2009

STRATEGIC ADVISERS LLC

RIA

CRD#: 104555

MERRIMACK, NH

Past

August 29, 1989 - January 27, 2009

FIDELITY BROKERAGE SERVICES LLC

CRD#: 7784

MERRIMACK, NH

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

PROSPER PRIVATE WEALTH

PROSPER PRIVATE WEALTH | PROSPER PRIVATE WEALTH, LLC

CRD#: 333708 / SEC#: 801-132061

RIA

Registered Investment Advisory firm - (3/5/2025 Approved)

Arizona

Registered Investment Advisory firm - (9/30/2025 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Arizona
(7/9/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 9/15/2005

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 9/11/1989

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 6/16/1990

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 8/28/1989

Investment Company Products/Variable Contracts Representative Examination

Principal/Supervisory Exam

Series 8

Date: 7/6/1994

General Securities Sales Supervisor Examination (Options Module & General Module)

Principal/Supervisory Exam

Series 4

Date: 2/27/1992

Registered Options Principal Examination

Current Firm

PROSPER PRIVATE WEALTH

PROSPER PRIVATE WEALTH | PROSPER PRIVATE WEALTH, LLC

CRD#: 333708 / SEC#: 801-132061

RIA

Registered Investment Advisory firm - (3/5/2025 Approved)

Arizona

Registered Investment Advisory firm - (9/30/2025 Terminated)

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Contact information

Main Address

4140 E Baseline Road Suite 101, Mesa, AZ 85206

Mailing Address

Phone number

(888) 404-3042

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (3 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

PROSPER 2A BROCHURE (2/14/2025)

Regulatory assets under management

Total Number of Accounts	167
AUM (Assets Under Management)	$ 112,686,573

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Lance T. Spencer

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Lance T Spencer's CRS (Customer Relationship Summary).

Certified licenses

Experience

SUMMIT GLOBAL INVESTMENTS, LLC

FIDELITY PERSONAL AND WORKPLACE ADVISORS

STRATEGIC ADVISERS LLC

FIDELITY BROKERAGE SERVICES LLC

SCHWAB WEALTH ADVISORY, INC.

CHARLES SCHWAB & CO., INC.

CHARLES SCHWAB & CO., INC.

STRATEGIC ADVISERS LLC

FIDELITY BROKERAGE SERVICES LLC

Primary Firm SEC Registration

PROSPER PRIVATE WEALTH

State Registrations and Notice Filings

Exams

Series 66

Date: 9/15/2005

Series 63

Date: 9/11/1989

SIE

Date: 10/1/2018

Series 7

Date: 6/16/1990

Series 6

Date: 8/28/1989

Series 8

Date: 7/6/1994

Series 4

Date: 2/27/1992

Current Firm

PROSPER PRIVATE WEALTH

Contact information

SEC notice filing (3 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

PROSPER PRIVATE WEALTH

TRUST BUT VERIFY

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