Jay A. Ramey

CETERA INVESTMENT ADVISERS LLC

FOLSOM, CA 95630

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CRD#: 1873526

Professional summary

Jay Alan Ramey, AIF® is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Folsom, California and CETERA WEALTH SERVICES, LLC located in Folsom, California.

Jay is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1988. Jay has worked at 11 firms and has passed the Series 65, Series 63, SIE, Series 3, Series 7, Series 9, Series 10 and Series 8 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. FIXED INSURANCE WITH VARIOUS COMPANIES, INVESTMENT RELATED, SAME AS REGISTERED ADDRESS, FIXED INSURANCE, START 2007, 2HRS/WK (TRADING HOURS), INSURANCE AGENT - SELLS LIFE, HEALTH, DISABILITY, ANNUITIES AND LONG-TERM CARE; 2. RAMEY FINANCIAL SERVICES, INVESTMENT RELATED, SAME AS REGISTERED ADDRESS, DBA NAME FOR SECURITIES AND INSURANCE SERVICES, START 2007, 40HRS/WK (32.5 TRADING HOURS), OWNER - SELLS LIFE, HEALTH, & DISABILITY INSURANCE, AND GENERAL SECURITIES; 3. NAME OF OTHER BUSINESS: BRIDLEWOOD CANYON HOA, INVESTMENT RELATED: NO, ADDRESS: 12009 FOUNDATION PLACE STE. 310, GOLD RIVER, CA 95670, NATURE OF 05/2025, POSITION/TITLE/RELATIONSHIP: BOARD MEMBER, APX NUMBER OF HOURS PER WEEK: 1, APX NUMBER OF HOURS DURING TRADING HOURS: 0, BRIEF DESCRIPTION OF DUTIES: GENERAL BOARD MEMBER FOR THE ASSOCIATION.;

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Jay Alan Ramey's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

AIF^®

Accredited Investment Fiduciary

Experience

Current

June 29, 2023 - Present

CETERA INVESTMENT ADVISERS LLC

Office #1: 101 Parkshore Dr Ste 100, Folsom, CA 95630

RIA

CRD#: 105644

FOLSOM, CA

Current

August 13, 2008 - Present

CETERA WEALTH SERVICES, LLC

Office #1: 101 Parkshore Dr Ste 100, Folsom, CA 95630

CRD#: 13572

Folsom, CA

Past

August 13, 2008 - June 29, 2023

CETERA WEALTH SERVICES, LLC

RIA

CRD#: 13572

SACRAMENTO, CA

Past

December 7, 2005 - August 13, 2008

PENSION PLANNERS SECURITIES, INC.

RIA

CRD#: 14068

SACRAMENTO, CA

Past

December 7, 2005 - August 13, 2008

PENSION PLANNERS SECURITIES, INC.

CRD#: 14068

SACRAMENTO, CA

Past

September 16, 2003 - December 2, 2005

LPL FINANCIAL LLC

RIA

CRD#: 6413

FOLSOM, CA

Past

September 16, 2003 - December 2, 2005

LPL FINANCIAL LLC

CRD#: 6413

FOLSOM, CA

Past

July 1, 2003 - September 19, 2003

WELLS FARGO CLEARING SERVICES, LLC

RIA

CRD#: 19616

ROSEVILLE, CA

Past

July 1, 2003 - September 19, 2003

WELLS FARGO CLEARING SERVICES, LLC

CRD#: 19616

ST. LOUIS, MO

Past

July 23, 1999 - July 1, 2003

PRUDENTIAL EQUITY GROUP, LLC

RIA

CRD#: 7471

ROSEVILLE, CA

Past

July 18, 1999 - July 1, 2003

PRUDENTIAL EQUITY GROUP, LLC

CRD#: 7471

NEW YORK, NY

Past

July 31, 1993 - July 14, 1999

CITIGROUP GLOBAL MARKETS INC.

CRD#: 7059

NEW YORK, NY

Past

May 27, 1992 - July 31, 1993

LEHMAN BROTHERS INC.

CRD#: 7506

NEW YORK, NY

Past

April 30, 1991 - June 1, 1992

FINANCIAL WEST GROUP

CRD#: 16668

RENO, NV

Past

April 25, 1990 - April 30, 1991

FINANCIAL WEST INVESTMENT GROUP

CRD#: 17869

Past

October 19, 1988 - April 24, 1990

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

NEW YORK, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Arizona
(5/20/2022)

California
(8/13/2008)

IAR

California
(6/29/2023)

Florida
(1/5/2021)

Idaho
(3/18/2022)

Michigan
(4/9/2012)

Nevada
(8/11/2015)

Oregon
(6/2/2025)

Pennsylvania
(2/27/2023)

Texas
(3/28/2025)

IAR

Texas
(3/28/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 5/16/2002

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 11/4/1988

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 3

Date: 11/28/2001

National Commodity Futures Examination

General Industry/Product Exam

Series 7

Date: 10/15/1988

General Securities Representative Examination

Principal/Supervisory Exam

Series 9

Date: 1/2/2023

General Securities Sales Supervisor - Options Module Examination

Principal/Supervisory Exam

Series 10

Date: 1/2/2023

General Securities Sales Supervisor - General Module Examination

Principal/Supervisory Exam

Series 8

Date: 1/19/1999

General Securities Sales Supervisor Examination (Options Module & General Module)

SRO Registrations

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

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Contact information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Mailing Address

Phone number

(310) 257-7880

Established

Firm type

Fiscal year end

# of Employees

7,705

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	584,487
AUM (Assets Under Management)	$ 163,792,814,520

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/27/2025	Cover Page	Report
12/13/2024	Cover Page	Report
09/26/2023	Cover Page	Report
11/18/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Jay A. Ramey

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Jay Alan Ramey's CRS (Customer Relationship Summary).

Certified licenses

Experience

CETERA WEALTH SERVICES, LLC

CETERA WEALTH SERVICES, LLC

PENSION PLANNERS SECURITIES, INC.

PENSION PLANNERS SECURITIES, INC.

LPL FINANCIAL LLC

LPL FINANCIAL LLC

WELLS FARGO CLEARING SERVICES, LLC

WELLS FARGO CLEARING SERVICES, LLC

PRUDENTIAL EQUITY GROUP, LLC

PRUDENTIAL EQUITY GROUP, LLC

CITIGROUP GLOBAL MARKETS INC.

LEHMAN BROTHERS INC.

FINANCIAL WEST GROUP

FINANCIAL WEST INVESTMENT GROUP

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

Primary Firm SEC Registration

CETERA INVESTMENT ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 5/16/2002

Series 63

Date: 11/4/1988

SIE

Date: 10/1/2018

Series 3

Date: 11/28/2001

Series 7

Date: 10/15/1988

Series 9

Date: 1/2/2023

Series 10

Date: 1/2/2023

Series 8

Date: 1/19/1999

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CETERA INVESTMENT ADVISERS LLC

TRUST BUT VERIFY

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