Jose Joaquin Torres Ramos
Professional Summary
Jose Joaquin Torres Ramos, who also goes by Joe Torres, Jose Joaquin Torres, is a registered financial advisor currently at POPULAR SECURITIES, LLC located in San Juan, undefined. Jose is registered as a RR (Registered Representative) and started their career in finance in 1987. Jose has worked at 7 firms and has passed the Series 52TO, Series 99TO, SIE, Series 7, Series 53, Series 24 and Series 27 exams.
At a Glance
Fiduciary Standard
Fee Structure
Account Minimum
Active Clients
Fiduciary Standard
Fee Structure
Account Minimum
Active Clients
Other Aliases
Joe Torres, Jose Joaquin Torres
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Videos & Posts
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Contact Information
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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.
Disclosures on record.
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.
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Years of Experience
39 years in the financial services industry
Current & Past Employments
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Current Firm
BP CAPITAL MARKETS, INC. | POPULAR SECURITIES, LLC | POPULAR SECURITIES, INC. | POPULAR ONE | FIRST BOSTON (PUERTO RICO), INC. | CS FIRST BOSTON (PUERTO RICO), INC.
Contact Information
Main Address
208 Avenue Ponce De Leon Suite 1200, Hato Rey, PR 00918Mailing Address
208 Avenue Ponce De Leon Popular Center Suite 1200, San Juan, PR 00918-1035Phone Number
(787) 766-4200Established
Puerto Rico since 01/01/2014Firm Type
Limited Liability CompanyFiscal Year End
DecemberFirm Size
Small# of Employees
91SEC notice filing (7 States and Territories)
Registered to provide investment advisory services in 7 US states and territories.
FINRA licenses (37 States and Territories)
Registered to provide investment advisory services in 7 US states and territories.
Documents
Part 2 Brochures
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| POPULAR, INC. | HOLDING COMPANY | — |
| CESTERO CASANOVA, LUIS ENRIQUE | ELECTED MANAGER | 7829616 |
| CINTRON ROSARIO, OLGA YARITZA | SALES MANAGER | 5055094 |
| COLON ORTIZ, ROSA ANGELA | SENIOR FINANCIAL COMPLIANCE MANAGER | 4202101 |
| COLON ORTIZ, ROSA ANGELA | CHIEF COMPLIANCE OFFICER | 4202101 |
| DIAZ DEL LLANO, BEATRIZ L | PRINCIPAL FINANCIAL OFFICER | 4576581 |
| GARCIA INCLAN, FRANCISCO ROBERTO | SUPERVISORY PRINCIPAL | 6900966 |
| GARCIA MUÑOZ, JORGE JOSE | ELECTED MANAGER | 7902856 |
| SORIANO CABRERA, LIDIO VALENTIN | ELECTED MANAGER | 2427629 |
| TORO LAVERGNE, JAIME ANTONIO | PRESIDENT AND ELECTED MANAGER | 5984147 |
| TORRES OLMO, ELSIE M | BRANCH MANAGER | 4056079 |
| TORRES RAMOS, JOSE JOAQUIN | PRINCIPAL OPERATIONS OFFICER | 1684523 |
Regulatory Assets Under Management
Total Number of Accounts
2,767AUM (Assets Under Management)
$2,620,503,498Disclosures
Regulatory Event
6Arbitration
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Other business activities
Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
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Primary Firm SEC Registration
BP CAPITAL MARKETS, INC. | POPULAR SECURITIES, LLC | POPULAR SECURITIES, INC. | POPULAR ONE | FIRST BOSTON (PUERTO RICO), INC. | CS FIRST BOSTON (PUERTO RICO), INC.
State Registrations and Notice Filings
(1/22/1998)
Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.
Exams
Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.
Series 52TO — Municipal Securities Representative Examination
Passed Sep 2025About the Series 52TO examSRO Registrations
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CRS (Client Relationship Summary) - BD
Click below to view Jose Joaquin Torres Ramos's CRS (Customer Relationship Summary).
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