MK
Michael A. Kramer
CETERA INVESTMENT ADVISERS LLC
LAWRENCEBURG, IN 47025
Some features on this profile are disabled
CRD#: 1593229
MK
Professional summary
Michael Alan Kramer, who also goes by Mike Kramer, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Lawrenceburg, Indiana and CETERA WEALTH SERVICES, LLC located in Lawrenceburg, Indiana.
Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1987. Michael has worked at 6 firms and has passed the Series 65, Series 63, SIE and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Mike Kramer
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) INDEPENDENT INSURANCE AGENT DISABILITY, FIXED ANNUITIES, LIFE/ACCIDENT/HEALTH, LONG-TERM CARE FOR 40HRS/WK SINCE 1986 2) NAME OF OTHER BUSINESS: DEARBORN COUNTY CHAMBER OF COMMERCE INVESTMENT RELATED: NO ADDRESS: LAWRENCEBURG, IN 47025 NATURE OF BUSINESS: NON-PROFIT START DATE: 1/1995 POSITION/TITLE/RELATIONSHIP: BOARD MEMBER APX NUMBER OF HOURS PER WEEK: 4 APX NUMBER OF HOURS DURING TRADING HOURS: 4 BRIEF DESCRIPTION OF DUTIES: OVERSIGHT AUTHORITY. 3) NAME OF OTHER BUSINESS: DBA PINNACLE ADVISORY GROUP INC. OF INDIANA INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED ADDRESS NATURE OF BUSINESS: SECURITIES START DATE: 1/1996 POSITION/TITLE/RELATIONSHIP: REGISTERED REP & IAR APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: 32.5 BRIEF DESCRIPTION OF DUTIES: SECURITIES BUSINESS. 4) NAME OF OTHER BUSINESS: NOTARY PUBLIC - STATE OF INDIANA; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED; NATURE OF BUSINESS: NOTARY PUBLIC; START DATE: 07/27/2016; POSITION/TITLE/RELATIONSHIP: NOTARY; APX NUMBER OF HOURS PER WEEK: 0 HOURS; APX NUMBER OF HOURS DURING TRADING HOURS: NONE; BRIEF DESCRIPTION OF DUTIES: NOTARIZE WHEN/IF CLIENT OR EMPLOYEE NEEDS NOTARIZING. 5) NAME OF OTHER BUSINESS: NEWMAN AND KRAMER, LLC; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: PROPERTY MANAGEMENT; START DATE: 10/2022; POSITION/TITLE/RELATIONSHIP: MEMBER; APX NUMBER OF HOURS PER WEEK: 1; APX NUMBER OF HOURS DURING TRADING HOURS: 1; BRIEF DESCRIPTION OF DUTIES: PROPERTY MANAGEMENT; 6) NAME OF OTHER BUSINESS: KRAMER AND NEWMAN, LLC; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: PROPERTY MANAGEMENT; START DATE: 10/2022; POSITION/TITLE/RELATIONSHIP: MEMBER; APX NUMBER OF HOURS PER WEEK: 1; APX NUMBER OF HOURS DURING TRADING HOURS: 1; BRIEF DESCRIPTION OF DUTIES: PROPERTY MANAGEMENT;
CRS (Client Relationship Summary) - RIA
Click below to view Michael Alan Kramer's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
June 29, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 131 E High St, Lawrenceburg, IN 47025RIA
CRD#: 105644
LAWRENCEBURG, IN
Current
September 3, 2013 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 131 E High St, Lawrenceburg, IN 47025BD
CRD#: 13572
Lawrenceburg, IN
Past
September 3, 2013 - June 29, 2023
CETERA WEALTH SERVICES, LLC
RIA
CRD#: 13572
EL SEGUNDO, CA
Past
June 1, 2004 - September 3, 2013
TOWER SQUARE SECURITIES, INC.
RIA
CRD#: 833
LAWRENCEBURG, IN
Past
June 1, 2004 - September 3, 2013
TOWER SQUARE SECURITIES, INC.
BD
CRD#: 833
LAWRENCEBURG, IN
Past
March 7, 2003 - June 11, 2004
MAIN STREET MANAGEMENT COMPANY
RIA
CRD#: 547
LAWRENCEBURG, IN
Past
February 14, 2003 - June 11, 2004
MAIN STREET MANAGEMENT COMPANY
BD
CRD#: 547
BOSTON, MA
Past
October 29, 2001 - March 31, 2004
WS GRIFFITH SECURITIES, INC.
RIA
CRD#: 10410
LAWRENCEBURG, IN
Past
June 7, 1993 - February 25, 2003
WS GRIFFITH SECURITIES, INC.
BD
CRD#: 10410
HARTFORD, CT
Past
March 9, 1987 - June 7, 1993
VP DISTRIBUTORS LLC
BD
CRD#: 3036
HARTFORD, CT
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Illinois(9/3/2013)
RR
Indiana(9/3/2013)
IAR
Indiana(6/29/2023)
RR
Kentucky(9/3/2013)
RR
Ohio(9/3/2013)
RR
Wisconsin(9/3/2013)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Lawrenceburg, IN 47025TRUST BUT VERIFY
Monitor Michael Kramer
Get automatic monthly alerts on:Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates
