NC
Neal D. Clemens
CAMBRIDGE INVESTMENT RESEARCH ADVISORS
Sugarcreek, OH 44681
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CRD#: 1472647
NC
Professional summary
Neal David Clemens is a registered financial advisor currently at CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. located in Sugarcreek, Ohio and CAMBRIDGE INVESTMENT RESEARCH, INC. located in Sugarcreek, Ohio.
Neal is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1986. Neal has worked at 13 firms and has passed the Series 63, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) COVENANT FINANCIAL ADVISORS, 785 DOVER RD NE, SUGARCREEK, OH, 08/1983, OWNER/INDEPENDENT INSURANCE AGENT FOR VARIOUS INDEPENDENT INSURANCE COMPANIES, INV REL, 40 HR/MO, 40 HR/MO TRADING. 2) COVENANT FINANCIAL ADVISORS, 785 DOVER RD NE, SUGARCREEK, OH, 09/2019, OWNER, SEMINAR WORKSHOPS, INV REL, 1 HR/MO, 0 HR/MO TRADING. 3) CIRA, 1776 PLEASANT PLAIN RD, FAIRFIELD, IA, 06/2019, ADVISORY REP OF AN RIA, INV REL, 80 HR/MO, 80 HR/MO TRADING. 4) NEAL D CLEMENS, 785 DOVER RD NE, SUGARCREEK, OH, 10/2020, OWNER, COACHING/CONSULTING SERVICES, INV REL, 12 HR/MO, 12 HR/MO TRADING. 5) NEAL D CLEMENS, CLU, CHFC, LLC, PO BOX 765, SUGARCREEK, OH, 04/2021, OWNER, REAL ESTATE, NIR, 0 HR/MO, 0 HR/MO TRADING. 6) NEAL D. CLEMENS, CLU, CHFC, INC., 785 Dover Road NE, Sugarcreek, OH, 06/2006, OWNER, TAX FLOW-THROUGH ENTITY, INV REL, 40 HR/MO, 168 HR/MO TRADING. 7) NEAL D CLEMENS, PO BOX 797, SUGARCREEK, OH, 02/2022, OWNER/LICENSED DRONE PILOT, NIR, 10 HR/MO, 3 HR/MO TRADING. 8) COVENANT FINANCIAL ADVISORS, 785 DOVER RD NE, SUGARCREEK, OH, 08/2022, OWNER, DBA, INV REL, 200 HR/MO, 120 HR/MO TRADING. 9) SECURE PATH ADVISORY GROUP (SPAG), 785 DOVER RD NE, SUGARCREEK. OH, 07/2023, COACH, DBA, NIR, 160 HR/MO, 160 HR/MO TRADING. 10) CORNERSTONE COACHING AND CONSULTING DBA COVENANT COACHING AND CONSULTING, 4443 TOWNSHIP RD 447, SUGARCREEK, OH, 01/2024, OWNER, COACHING, NIR, 15 HR/MO, 15 HR/MO TRADING. 11) DAVE RAMSEY SMARTVESTOR PRO, 4443 Township Road 447, Sugarcreek OH 44681, 01/2025, Agent, Marketing, NIR, 25 HR/MO, 15 HR/MO TRADING. 12) NEAL D. CLEMENS, 4443 Township Road 447, Sugarcreek OH 44681, 05/2025, Owner, Tax Services, INV REL, 5 HR/MO, 5 HR/MO TRADING. 13) NEAL D. CLEMENS, CLU, CHFC, INC., 4443 Township Road 447, Sugarcreek OH 44681, United States, 06/19/2025, Owner, Insurance/Benefits/Human Resources, NIR, 10 HR/MO, 10 HR/MO TRADING. 14) NEAL D. CLEMENS, CLU, CHFC, INC., 4443 Township Road 447, Sugarcreek OH 44681, United States, 06/19/2025, Owner, Tax Services, NIR, 10 HR/MO, 10 HR/MO TRADING.
CRS (Client Relationship Summary) - RIA
Click below to view Neal David Clemens's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
June 27, 2019 - Present
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
Office #1: 785 Dover Rd Ne, Sugarcreek, OH 44681RIA
CRD#: 134139
Sugarcreek, OH
Current
June 27, 2019 - Present
CAMBRIDGE INVESTMENT RESEARCH, INC.
BD
CRD#: 39543
Sugarcreek, OH
Past
July 14, 2016 - June 27, 2019
USA FINANCIAL SECURITIES LLC
RIA
CRD#: 103857
SUGARCREEK, OH
Past
July 14, 2016 - June 27, 2019
USA FINANCIAL SECURITIES LLC
BD
CRD#: 103857
SUGARCREEK, OH
Past
October 26, 2004 - July 20, 2016
CREATIVE FINANCIAL DESIGNS, INC.
RIA
CRD#: 109032
SUGARCREEK, OH
Past
October 22, 2004 - July 20, 2016
CFD INVESTMENTS, INC.
BD
CRD#: 25427
Sugarcreek, OH
Past
May 20, 2004 - October 21, 2004
METROPOLITAN LIFE INSURANCE COMPANY
BD
CRD#: 4095
NEW YORK, NY
Past
May 20, 2004 - October 21, 2004
MSI FINANCIAL SERVICES, INC.
BD
CRD#: 14251
SPRINGFIELD, MA
Past
August 19, 1999 - June 18, 2004
CONCOURSE FINANCIAL GROUP SECURITIES, INC.
RIA
CRD#: 15708
WALNUT CREEK, OH
Past
January 4, 1997 - June 18, 2004
CONCOURSE FINANCIAL GROUP SECURITIES, INC.
BD
CRD#: 15708
BIRMINGHAM, AL
Past
June 1, 1995 - December 31, 1996
CINCINNATI ANALYSTS, INC.
BD
CRD#: 5478
CINCINNATI, OH
Past
July 19, 1994 - June 20, 1995
1717 CAPITAL MANAGEMENT COMPANY
BD
CRD#: 4082
NEWARK, DE
Past
October 31, 1990 - November 9, 1994
COVENANT SECURITIES, INC.
BD
CRD#: 2484
NEWARK, DE
Past
January 30, 1989 - June 12, 1989
SECURITIES MANAGEMENT & RESEARCH, INC.
BD
CRD#: 759
CEDAR RAPIDS, IA
Past
March 31, 1986 - December 21, 1987
WOODBURY FINANCIAL SERVICES, INC.
BD
CRD#: 421
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
AXIOM WEALTH PARTNERS | WITS FINANCIAL | WHITE & ASSOCIATES | THE AMERIFLEX GROUP (TAG) | TAG WEALTH | TAG ADVISORS | TAG | SUNRIZE RETIREMENT & FINANCIAL SERVICES | SUMMIT FINANCIAL SOLUTIONS | SUMMIT FINANCIAL & INSURANCE SERVICES LLC | SUMMIT FINANCIAL & INSURANCE SERVICES | STATELINE WEALTH ADVISORS | RIPCORD WEALTH | RIPCORD PARTNERS | PREFERRED PARTNERS | PIVOTAL FINANCIAL ADVISORS LLC | PARTNERS IN PLANNING, LLC | PARAGON FINANCIAL, LLC | JORDAN CREEK FINANCIAL SOLUTIONS | GATEWAY NW WEALTH ADVISORS | GATEWAY FINANCIAL SERVICES, INC | GATEWAY FINANCIAL ADVISORS, LLC | GATEWAY FINANCIAL ADVISORS | FINANCIAL INDEPENDENCE WEALTH MANAGEMENT, LLC | DUNCAN FINANCIAL GROUP, INC | DUNCAN FINANCIAL GROUP LLC | DUNCAN FINANCIAL GROUP | DUNCAN ADVISOR RESOURCES | CORE NORTH CAPITAL PLANNING | CANTELLA CAPITAL GROUP LLC | CANTELLA | CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. | CAMBRIDGE | AXIOM WEALTH PARTNERS, LLC
CRD#: 134139 / SEC#: 801-63930
RIA
Registered Investment Advisory firm - (2/3/2005 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(1/16/2024)
RR
Florida(6/27/2019)
RR
Ohio(6/27/2019)
IAR
Ohio(6/27/2019)
RR
West Virginia(6/5/2025)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
AXIOM WEALTH PARTNERS | WITS FINANCIAL | WHITE & ASSOCIATES | THE AMERIFLEX GROUP (TAG) | TAG WEALTH | TAG ADVISORS | TAG | SUNRIZE RETIREMENT & FINANCIAL SERVICES | SUMMIT FINANCIAL SOLUTIONS | SUMMIT FINANCIAL & INSURANCE SERVICES LLC | SUMMIT FINANCIAL & INSURANCE SERVICES | STATELINE WEALTH ADVISORS | RIPCORD WEALTH | RIPCORD PARTNERS | PREFERRED PARTNERS | PIVOTAL FINANCIAL ADVISORS LLC | PARTNERS IN PLANNING, LLC | PARAGON FINANCIAL, LLC | JORDAN CREEK FINANCIAL SOLUTIONS | GATEWAY NW WEALTH ADVISORS | GATEWAY FINANCIAL SERVICES, INC | GATEWAY FINANCIAL ADVISORS, LLC | GATEWAY FINANCIAL ADVISORS | FINANCIAL INDEPENDENCE WEALTH MANAGEMENT, LLC | DUNCAN FINANCIAL GROUP, INC | DUNCAN FINANCIAL GROUP LLC | DUNCAN FINANCIAL GROUP | DUNCAN ADVISOR RESOURCES | CORE NORTH CAPITAL PLANNING | CANTELLA CAPITAL GROUP LLC | CANTELLA | CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. | CAMBRIDGE | AXIOM WEALTH PARTNERS, LLC
CRD#: 134139 / SEC#: 801-63930
RIA
Registered Investment Advisory firm - (2/3/2005 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1776 Pleasant Plain Rd., Fairfield, IA 52556-8757
Mailing Address
Phone number
(641) 472-5100
Established
Firm type
Fiscal year end
# of Employees
3,361
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 438,414 |
| AUM (Assets Under Management) | $ 102,413,096,032 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 12/09/2024 | ||
| 04/29/2024 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
