Michael K. Tracy

CETERA INVESTMENT ADVISERS LLC

NAPLES, FL

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CRD#: 1457483

Professional summary

Michael Kent Tracy, who also goes by Mike Tracy, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Naples, Florida and CETERA WEALTH SERVICES, LLC located in Naples, Florida.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1986. Michael has worked at 11 firms and has passed the Series 66, Series 63, SIE, Series 7 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Mike Tracy

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Kent Tracy's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

August 6, 2025 - Present

CETERA INVESTMENT ADVISERS LLC

Office #2: 1055 Jordan Creek Parkway Suite 116, West Des Moines, IA 50266

RIA

CRD#: 105644

NAPLES, FL

Current

August 6, 2025 - Present

CETERA WEALTH SERVICES, LLC

Office #2: 1055 Jordan Creek Parkway Suite 130, West Des Moines, IA 50266

CRD#: 13572

NAPLES, FL

Past

October 16, 2017 - August 15, 2025

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

RIA

CRD#: 134139

West Des Moines, IA

Past

October 16, 2017 - August 15, 2025

CAMBRIDGE INVESTMENT RESEARCH, INC.

CRD#: 39543

West Des Moines, IA

Past

February 12, 2010 - October 16, 2017

INVESTMENT CENTERS OF AMERICA, INC.

RIA

CRD#: 16443

west des moines, IA

Past

February 11, 2010 - October 16, 2017

INVESTMENT CENTERS OF AMERICA, INC.

CRD#: 16443

west des moines, IA

Past

December 27, 1999 - February 26, 2010

RBC CAPITAL MARKETS, LLC

RIA

CRD#: 31194

CLIVE, IA

Past

January 4, 1999 - February 26, 2010

RBC CAPITAL MARKETS, LLC

CRD#: 31194

CLIVE, IA

Past

May 20, 1992 - January 7, 1999

STANTON INVESTMENT SERVICES, INC.

CRD#: 29462

PLYMOUTH, MN

Past

June 1, 1988 - April 14, 1992

A. G. EDWARDS & SONS, INC.

CRD#: 4

ST. LOUIS, MO

Past

April 20, 1987 - June 3, 1988

ALLIED GROUP SECURITIES CORPORATION

CRD#: 3638

Past

August 20, 1986 - May 8, 1987

R. ROWLAND & CO., INCORPORATED

CRD#: 911

Past

February 20, 1986 - April 24, 1986

FIRST JERSEY SECURITIES, INC.

CRD#: 6621

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(8/6/2025)

Arizona
(8/6/2025)

California
(8/6/2025)

Colorado
(8/6/2025)

Florida
(8/6/2025)

IAR

Florida
(8/12/2025)

Illinois
(8/6/2025)

Indiana
(8/6/2025)

Iowa
(8/6/2025)

IAR

Iowa
(8/6/2025)

Minnesota
(8/6/2025)

Missouri
(8/6/2025)

Nebraska
(8/6/2025)

Nevada
(8/6/2025)

New Jersey
(9/5/2025)

New York
(8/6/2025)

North Carolina
(8/15/2025)

Oklahoma
(8/6/2025)

Oregon
(8/6/2025)

Pennsylvania
(8/6/2025)

Texas
(8/6/2025)

IAR

Texas
(8/6/2025)

Virginia
(8/6/2025)

Washington
(10/24/2025)

Wisconsin
(8/6/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 1/30/2006

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 2/21/1986

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 2/18/1986

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 5/31/1996

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

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Contact information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Mailing Address

Phone number

(310) 257-7880

Established

Firm type

Fiscal year end

# of Employees

7,705

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	584,487
AUM (Assets Under Management)	$ 163,792,814,520

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/27/2025	Cover Page	Report
12/13/2024	Cover Page	Report
09/26/2023	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Michael K. Tracy

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Kent Tracy's CRS (Customer Relationship Summary).

Certified licenses

Experience

CETERA WEALTH SERVICES, LLC

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

CAMBRIDGE INVESTMENT RESEARCH, INC.

INVESTMENT CENTERS OF AMERICA, INC.

INVESTMENT CENTERS OF AMERICA, INC.

RBC CAPITAL MARKETS, LLC

RBC CAPITAL MARKETS, LLC

STANTON INVESTMENT SERVICES, INC.

A. G. EDWARDS & SONS, INC.

ALLIED GROUP SECURITIES CORPORATION

R. ROWLAND & CO., INCORPORATED

FIRST JERSEY SECURITIES, INC.

Primary Firm SEC Registration

CETERA INVESTMENT ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 1/30/2006

Series 63

Date: 2/21/1986

SIE

Date: 10/1/2018

Series 7

Date: 2/18/1986

Series 24

Date: 5/31/1996

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CETERA INVESTMENT ADVISERS LLC

TRUST BUT VERIFY

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