Timothy J. Watters
THE RETIREMENT PLANNING GROUP
Paramus, NJ 07652
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CRD#: 1454057
Professional summary
Timothy John Watters, CFP®, who also goes by Tim Watters, is a registered financial advisor currently at THE RETIREMENT PLANNING GROUP, LLC located in Paramus, New Jersey.
Timothy is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1986. Timothy has worked at 6 firms and has passed the Series 65, Series 63 and Series 7 exams.
Biography
Since 1986, Watters Financial Services has built a business based on loyalty, trust and a proven track record of success. We have two core businesses. We provide hourly financial planning that can be comprehensive or specific to a particular problem that needs a solution. We also provide Wealth Management, which combines comprehensive financial planning with on-going investment management. WFS will meet with most clients quarterly which is very rare in the industry. For over 30 years our focus has been to help our clients be confident and educated about money.
WFS is compensated by Fee-Only. This means the only fees we earn come directly from the client. We do not sell investments or insurance policies. We do not receive commissions, finder’s fees, bonuses, revenue sharing or other forms of compensation from others as a result of a client’s implementation of our recommendations. Our obligation and allegiance is only to our client. Therefore, we will only recommend what is in our client’s best interests. They place a high value on trust and building strong relationships with clients.
Tim Watters has served on the Discipline and Ethics Board of the Certified Financial Planner Board of Standards, Inc. He has been a Boy Scout leader since 2002. His three sons; Matthew, Colin and Patrick are Eagle Scouts. His daughter, Grace received the Girl Scout’s Gold Award. He is an avid hiker leading hikes for the Catskill 3500 Hiking Club and the Appalachian Mountain Club. All his children are members of the Catskill 3500 Hiking Club by hiking 39 mountains in the Catskills region of New York and then again in the winter.
Question & Answer
What are your service offerings?
Comprehensive Financial Planni...
Employee and Employer Plan Ben...
Insurance Planning
Tax Planning
Education Planning
Retirement Planning
Investment Planning
Estate Planning
Business Succession Planning
Do you have an area of expertise or specialization?
AUM
Business Owners
Cash Flow/Budgets/Credit Issue...
Charitable Giving
College/Education Planning
Corporate Executives
What is your minimum asset requirement?
500K
Are you a "fiduciary"?
Yes
Aliases
Tim Watters
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Timothy John Watters's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1990
Experience
Current
July 12, 2024 - Present
THE RETIREMENT PLANNING GROUP, LLC
Office #1: 16 Arcadian Avenue, Suite C4, Paramus, NJ 07652RIA
CRD#: 129625
Paramus, NJ
Past
April 19, 2012 - July 15, 2024
WATTERS FINANCIAL SERVICES, LLC
RIA
CRD#: 126339
PARAMUS, NJ
Past
March 3, 2003 - December 31, 2009
CAMBRIDGE INVESTMENT RESEARCH, INC.
BD
CRD#: 39543
PARAMUS, NJ
Past
March 24, 1999 - March 3, 2003
VOYA FINANCIAL ADVISORS, INC.
RIA
CRD#: 2882
RAMSEY, NJ
Past
July 31, 1996 - March 3, 2003
VOYA FINANCIAL ADVISORS, INC.
BD
CRD#: 2882
WINDSOR, CT
Past
August 2, 1993 - July 29, 1996
VOYA FINANCIAL ADVISORS, INC.
BD
CRD#: 2882
WINDSOR, CT
Past
July 30, 1986 - July 19, 1993
GREEN HILL FINANCIAL SERVICE CORPORATION
BD
CRD#: 4882
Past
February 19, 1986 - August 4, 1986
J. ROBBINS SECURITIES, INC.
BD
CRD#: 13084
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
TR
THE RETIREMENT PLANNING GROUP, LLC
THE RETIREMENT PLANNING GROUP, INC. | THE RETIREMENT PLANNING GROUP, LLC
CRD#: 129625 / SEC#: 801-62655
RIA
Registered Investment Advisory firm - (1/16/2004 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Kansas(7/12/2024)
IAR
New Jersey(7/24/2024)
IAR
Texas(7/12/2024)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
Current Firm
TR
THE RETIREMENT PLANNING GROUP, LLC
THE RETIREMENT PLANNING GROUP, INC. | THE RETIREMENT PLANNING GROUP, LLC
CRD#: 129625 / SEC#: 801-62655
RIA
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Contact information
Main Address
11460 Tomahawk Creek Pkwy Suite 400, Leawood, KS 66211
Mailing Address
Phone number
(913) 498-8898
Established
Firm type
Fiscal year end
# of Employees
58
SEC notice filing (33 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 12,295 |
| AUM (Assets Under Management) | $ 4,008,879,250 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 08/08/2024 | ||
| 11/27/2023 | ||
| 01/27/2023 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
