Laurette M. Dearden
CETERA INVESTMENT ADVISERS LLC
Laurel, MD 20723
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CRD#: 1413397
Professional summary
Laurette Melcher Dearden, CFP®, who also goes by Laurette Rene Melcher, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Laurel, Maryland and CETERA WEALTH SERVICES, LLC located in Laurel, Maryland.
Laurette is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1995. Laurette has worked at 7 firms and has passed the Series 63, Series 65, SIE, Series 7 and Series 6 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Laurette Rene Melcher
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) Laurette M Dearden CPA, CFP~'NIR'~8814 Herons Flight~Laurel~MD~20723~Tax Preparation/Accounting~Owner/Sole Proprietor~6/1/1996~160hrs~160hrs~included in intial reg...cp 2) Petersen International Underwriters~'NIR'~23929 Valencia Boulevard, Second Floor~Valencia~CA~91355~Insurance Agent; Insurance Sales Agent~12/13/2016~1hrs~1hrs~Providing insurance solutions 3) The Guardian Life Insurance Company of America~'NIR'~81 Highland Avenue~Bethlehem~PA~18017~Insurance Agent~Agent~1/4/2018~1hrs~1hrs~sell disability and life insurance 4) DEARDEN FINANCIAL SERVICES, LLC POSITION: Managing Member NATURE: CPA practice INVESTMENT RELATED: No NUMBER OF HOURS: 80 SECURITIES TRADING HOURS: 65 START DATE: 01/01/2024 ADDRESS: 8814 Heron's Flight, Laurel MD 20723, United States DESCRIPTION: prepare individual and business income tax returns, payroll, bookkeeping to businesses
CRS (Client Relationship Summary) - RIA
Click below to view Laurette Melcher Dearden's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1991
Experience
Current
July 21, 2025 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 8814 Heron's Flight, Laurel, MD 20723RIA
CRD#: 105644
Laurel, MD
Current
July 21, 2025 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 8814 Heron's Flight, Laurel, MD 20723BD
CRD#: 13572
LAUREL, MD
Past
January 16, 2008 - September 5, 2025
AVANTAX ADVISORY SERVICES
RIA
CRD#: 104556
LAUREL, MD
Past
December 5, 2007 - September 8, 2025
AVANTAX INVESTMENT SERVICES, INC.
BD
CRD#: 13686
LAUREL, MD
Past
September 13, 2004 - October 6, 2006
1ST GLOBAL ADVISORS INC
RIA
CRD#: 111133
LAUREL, MD
Past
August 14, 1997 - October 6, 2006
1ST GLOBAL CAPITAL CORP.
BD
CRD#: 30349
LAUREL, MD
Past
April 12, 1995 - April 16, 1997
THE ADVISORS GROUP, INC.
BD
CRD#: 14035
BETHESDA, MD
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(7/21/2025)
RR
California(7/21/2025)
RR
Connecticut(7/21/2025)
RR
Delaware(7/21/2025)
RR
District of Columbia(7/21/2025)
RR
Florida(7/21/2025)
RR
Illinois(7/21/2025)
RR
Maryland(7/21/2025)
IAR
Maryland(7/21/2025)
RR
Michigan(7/21/2025)
RR
New Jersey(7/21/2025)
RR
New Mexico(7/21/2025)
RR
New York(7/21/2025)
RR
North Carolina(9/9/2025)
RR
Pennsylvania(9/8/2025)
RR
South Carolina(7/21/2025)
RR
Tennessee(7/21/2025)
RR
Texas(7/21/2025)
IAR
Texas(7/21/2025)
RR
Utah(9/8/2025)
RR
Virginia(9/8/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
