Janet R. Beal
CETERA INVESTMENT ADVISERS LLC
CEDAR RAPIDS, IA 52401
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CRD#: 1314647
Professional summary
Janet Ruth Beal, CFP®, who also goes by Janet Ruth Winner, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Cedar Rapids, Iowa and CETERA WEALTH SERVICES, LLC located in Cedar Rapids, Iowa.
Janet is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1996. Janet has worked at 7 firms and has passed the Series 63, SIE, Series 7 and Series 6 exams.
Question & Answer
What are your service offerings?
Business Succession Planning
Long-term Care
Small Business Planning
Insurance Planning
Comprehensive Financial Planni...
Retirement Planning
Tax Planning
Investment Planning
Retirement Income Management
Estate Planning
Are you a "fiduciary"?
Yes
Aliases
Janet Ruth Winner
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1. SAMA FIXED INSURANCE POSITION: Agent/Broker NATURE: Fixed Insurance Sales INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 10 START DATE: 09/25/2019 ADDRESS: , Hiawatha IA , United States DESCRIPTION: Agent/Broker; 2. CFP DISCIPLINARY BOARD POSITION: Advisory Board NATURE: volunteer on DEC CFP INVESTMENT RELATED: Yes NUMBER OF HOURS: 4 SECURITIES TRADING HOURS: 4 START DATE: 03/19/2021 ADDRESS: 6837 Kent Dr NE, Cedar Rapids IA 52402, United States DESCRIPTION: I was asked to serve on the CFP Board's disciplinary and ethics commission'; 3. NAME OF OTHER BUSINESS: WINNERLYNK ADVISORY, INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: FINANCIAL SERVICES, START DATE: 06/2020, POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL, APX NUMBER OF HOURS PER WEEK: 40, APX NUMBER OF HOURS DURING TRADING HOURS: 32.5, BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES; 4. NAME OF OTHER BUSINESS: BREAKFAST OF CHAMPIONS; INVESTMENT RELATED: NO; ADDRESS: 711 2ND AVE SE STE 200 CEDAR RAPIDS, IA 52401; NATURE OF BUSINESS: NETWORKING GROUP; START DATE: 04/2024; POSITION/TITLE/RELATIONSHIP: MEMBERSHIP COORDINATOR; APX NUMBER OF HOURS PER WEEK: 0.5; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: REVIEWING APPLICATIONS FOR MEMBERSHIP TO THIS REFERRAL BASED NETWORKING, SOCIAL GROUP;
CRS (Client Relationship Summary) - RIA
Click below to view Janet Ruth Beal's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 1996
Experience
Current
August 10, 2023 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 711 2nd Ave Se Ste 200, Cedar Rapids, IA 52401RIA
CRD#: 105644
CEDAR RAPIDS, IA
Current
August 10, 2023 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 711 2nd Ave Se Suite 200, Cedar Rapids, IA 52401Office #2: 320 North 3rd Street Suite 520, Burlington, IA 52601BD
CRD#: 13572
Cedar Rapids, IA
Past
September 30, 2002 - August 10, 2023
SECURIAN FINANCIAL SERVICES, INC.
RIA
CRD#: 15296
Cedar Rapids, IA
Past
September 22, 2000 - December 31, 2004
CAULDWELL FINANCIAL GROUP INC
RIA
CRD#: 106871
HIAWATHA, IA
Past
April 18, 2000 - August 10, 2023
SECURIAN FINANCIAL SERVICES, INC.
BD
CRD#: 15296
Cedar Rapids, IA
Past
June 10, 1999 - March 23, 2000
NATIONAL PLANNING CORPORATION
BD
CRD#: 29604
LOS ANGELES, CA
Past
May 1, 1998 - June 10, 1999
LIFEMARK SECURITIES CORP.
BD
CRD#: 16204
ROCHESTER, NY
Past
February 5, 1997 - January 7, 1998
MUTUAL TRUST COMPANY OF AMERICA SECURITIES
BD
CRD#: 8494
ST. PETERSBURG, FL
Past
October 8, 1996 - February 11, 1997
LIFEMARK SECURITIES CORP.
BD
CRD#: 16204
ROCHESTER, NY
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Arizona(12/6/2024)
RR
Arkansas(8/10/2023)
RR
Colorado(8/10/2023)
RR
Florida(8/11/2023)
RR
Illinois(8/10/2023)
RR
Indiana(8/10/2023)
RR
Iowa(8/10/2023)
IAR
Iowa(8/10/2023)
RR
Michigan(8/10/2023)
RR
Minnesota(8/10/2023)
RR
Nebraska(8/10/2023)
RR
New Hampshire(8/10/2023)
RR
New Mexico(8/10/2023)
RR
Ohio(8/10/2023)
RR
Oklahoma(11/10/2025)
RR
Washington(8/10/2023)
RR
Wisconsin(8/10/2023)
Exams
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
CETERA INVESTMENT ADVISERS LLC
CRD#: 105644Cedar Rapids, IA 52401TRUST BUT VERIFY
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Contact information
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