Deborah M. Higgins

HIGGINS CAPITAL MANAGEMENT

La Jolla, CA 92037

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CRD#: 1220543

Professional summary

Deborah Mutispaugh Higgins, who also goes by Deborah Kay Mutispaugh, Deborah M Woodward, Deborah Mutispaugh Woodward, is a registered financial advisor currently at HIGGINS CAPITAL MANAGEMENT, INC. located in La Jolla, California.

Deborah is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1984. Deborah has worked at 5 firms and has passed the Series 65, Series 63, Series 52TO, Series 99TO, SIE, Series 7, Series 14, Series 53 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Deborah Kay Mutispaugh | Deborah M Woodward | Deborah Mutispaugh Woodward

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

HIGGINS CAPITAL WAS APPROVED AS AN INVESTMENT ADVISOR EFFECTIVE MARCH 13, 1998. DEBORAH M. HIGGINS IS AN INVESTMENT ADVISOR EFFECTIVE JUNE 8, 2007. SHE SPENDS AROUND 20 HOURS/WEEK ON THE IA BUSINESS. DEBORAH M. HIGGINS HOLDS AN ACCIDENT/HEALTH, LIFE ONLY AND VARIABLE CONTRACTS LICENSE EFFECTIVE 9/3/2014. SHE SPENDS AROUND 1 HOUR/WEEK ON THE INSURANCE BUSINESS. MS. HIGGINS WAS APPOINTED ON MARCH 1, 2007 TO SERVE ON THE INVESTMENT ADVISORY COMMITTEE (IAC) FOR THE OFFICE OF THE CITY TREASURER, CITY OF SAN DIEGO, 1200 THIRD AVE. 16TH FLOOR, SAN DIEGO, CA. SHE SPENDS 4 HOURS/YEAR ON THE COMMITTEE. MS. HIGGINS WAS APPOINTED ON JUNE 16, 2020, TO SERVE ON THE FINANCE COMMITTEE FOR THE ALLIANCE HEALTHCARE FOUNDATION, 5060 SHOREHAM PLACE, STE. 350 SAN DIEGO, CA. SHE SPENDS AROUND 2 HOURS/MONTH ON THE COMMITTEE.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Deborah Mutispaugh Higgins's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Deborah Mutispaugh Higgins's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 13, 2007 - Present

HIGGINS CAPITAL MANAGEMENT, INC.

Office #1: 2223 Avenida De La Playa Suite 210, La Jolla, CA 92037Office #2: 2223 Avenida De La Playa Suite 210, La Jolla, CA 92307

RIA

CRD#: 39985

La Jolla, CA

Current

February 18, 1997 - Present

HIGGINS CAPITAL MANAGEMENT, INC.

Office #1: 2223 Avenida De La Playa Suite 210, La Jolla, CA 92037Office #2: 2223 Avenida De La Playa Ste. 210, La Jolla, CA 92037-3218

RIA

CRD#: 39985

La Jolla, CA

Past

March 20, 1996 - September 4, 1997

NEWPORT COAST SECURITIES, INC.

CRD#: 16944

NEW YORK, NY

Past

July 31, 1993 - April 25, 1995

CITIGROUP GLOBAL MARKETS INC.

CRD#: 7059

NEW YORK, NY

Past

October 9, 1992 - July 31, 1993

LEHMAN BROTHERS INC.

CRD#: 7506

NEW YORK, NY

Past

February 3, 1984 - October 20, 1992

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

NEW YORK, NY

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

California
(3/25/1997)

IAR

California
(3/13/2007)

Georgia
(5/5/1997)

Idaho
(7/11/2019)

Utah
(11/22/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 6/7/2007

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 1/30/1984

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 52TO

Date: 9/25/2025

Municipal Securities Representative Examination

General Industry/Product Exam

Series 99TO

Date: 1/2/2023

Operations Professional Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 1/21/1984

General Securities Representative Examination

Principal/Supervisory Exam

Series 14

Date: 1/2/2023

Compliance Officer Examination

Principal/Supervisory Exam

Series 53

Date: 1/29/1997

Municipal Securities Principal Examination

Principal/Supervisory Exam

Series 24

Date: 3/8/1996

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

HIGGINS CAPITAL MANAGEMENT, INC.

HIGGINS CAPITAL MANAGEMENT, INC. | HIGGINS INSTITUTIONAL RESOURCES, INC.

CRD#: 39985 / SEC#: , 8-48921

California

Registered Investment Advisory firm - SEC (1/3/2002 Approved)

Louisiana

Registered Investment Advisory firm - SEC (12/31/2007 Terminated)

Broker-Dealer Firm Regulated by FINRA (Los Angeles district office)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

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Contact information

Main Address

2223 Avenida De La Playa Ste. 210 Suite 210, La Jolla, CA 92307

Mailing Address

2223 Avenida De La Playa Ste. 210, La Jolla, CA 92037-3218

Phone number

(800) 716-6510

Established

California since 05/06/1995

Firm type

Corporation

Fiscal year end

December

Firm Size

Small

# of Employees

FINRA licenses (4 States and Territories)

Documents

Customer Relationship Summary (CRS / FINRA)

Latest Form ADV

Direct owners and executive officers

Name	Position	CRD#
HIGGINS, DEBORAH MUTISPAUGH	PRESIDENT/CCO	1220543
HIGGINS, RAYMOND LEE	CEO/CFO/FINOPS	1250444

Regulatory assets under management

Total Number of Accounts	12
AUM (Assets Under Management)	$ 7,697,052

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

xxxxx@xxxx.xxx

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Advisor Monitoring

Firm Stability Insights

Deborah M. Higgins

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Deborah Mutispaugh Higgins's CRS (Customer Relationship Summary).

CRS (Client Relationship Summary) - BD

Click below to view Deborah Mutispaugh Higgins's CRS (Customer Relationship Summary).

Certified licenses

Experience

HIGGINS CAPITAL MANAGEMENT, INC.

NEWPORT COAST SECURITIES, INC.

CITIGROUP GLOBAL MARKETS INC.

LEHMAN BROTHERS INC.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

State Registrations and Notice Filings

Exams

Series 65

Date: 6/7/2007

Series 63

Date: 1/30/1984

Series 52TO

Date: 9/25/2025

Series 99TO

Date: 1/2/2023

SIE

Date: 10/1/2018

Series 7

Date: 1/21/1984

Series 14

Date: 1/2/2023

Series 53

Date: 1/29/1997

Series 24

Date: 3/8/1996

FINRA

Current Firm

HIGGINS CAPITAL MANAGEMENT, INC.

Contact information

FINRA licenses (4 States and Territories)

Documents

Direct owners and executive officers

Regulatory assets under management

Red Flags

Company Information

HIGGINS CAPITAL MANAGEMENT, INC.

TRUST BUT VERIFY

Contact information

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