LS
Luther M. Stene
CETERA INVESTMENT ADVISERS LLC
KILLEEN, TX 76541
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CRD#: 1217371
LS
Professional summary
Luther Mark Stene is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Killeen, Texas and CETERA WEALTH SERVICES, LLC located in Killeen, Texas.
Luther is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1984. Luther has worked at 8 firms and has passed the Series 65, Series 63, SIE, Series 6 and Series 26 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
(dba) VETUSA ADVISORS; Investment Related; 1711 E Central Texas Expressway, Suite 104, Killeen, TX 76541; Representative; Start Date 09/2015; 80 hours per month; DBA used for my work for military veterans for insurance, investments, and education about their benefits. >> 3 MARK FINANCIAL INC; Investment Related; 1711 E Central Texas Expressway, Suite 104, Killeen, TX 76541; Insurance Agent; Start Date 01/2000; 60 hours per month; Market and service insurance products to clients and prospects. >> THE TEXAS TAXBACK PROGRAM; Non-Investment Related; 1711 E Central Texas Expressway, Suite 104, Killeen, TX 76541; Representative; Start Date 09/2015; 10 hours per month; To explain that homeowners 65 or older in Texas can legally defer payment of property taxes and put that money to work for them. >> LUTHER STENE COMMERICIAL RENTAL PROPERTY; Non-Investment Related; 301 Cedar Crest Drive, Killeen, TX 76543; Owner; Start Date 06/1999; 5 hours per month; Real estate rental of property that I own. >> IMMANUEL LUTHERAN CHURCH; Non-Investment Related; 3801 Cunningham Road, Killeen, TX 76542; Other; President; Start Date 06/2021; 6 to 10 hours per month with no hours per month occurring during trading hours; Preside over congregational, executive committee, and council meetings and work with other committee members to ensure that the congregational processes and procedures are followed and documented.
CRS (Client Relationship Summary) - RIA
Click below to view Luther Mark Stene's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
February 20, 2025 - Present
CETERA INVESTMENT ADVISERS LLC
Office #1: 1711 East Central Texas Expressway Suite 104, Killeen, TX 76541RIA
CRD#: 105644
KILLEEN, TX
Current
February 20, 2025 - Present
CETERA WEALTH SERVICES, LLC
Office #1: 2201 South Ws Young Dr Ste 115-a Office 103, Killeen, TX 76543BD
CRD#: 13572
Killeen, TX
Past
February 2, 2015 - February 20, 2025
CONCOURSE FINANCIAL GROUP SECURITIES, INC.
RIA
CRD#: 15708
Killeen, TX
Past
February 2, 2015 - February 20, 2025
CONCOURSE FINANCIAL GROUP SECURITIES, INC.
BD
CRD#: 15708
Killeen, TX
Past
January 6, 2012 - February 3, 2015
TRANSAMERICA FINANCIAL ADVISORS, LLC
RIA
CRD#: 16164
KILLEEN, TX
Past
January 6, 2012 - February 3, 2015
TRANSAMERICA FINANCIAL ADVISORS, LLC
BD
CRD#: 16164
KILLEEN, TX
Past
January 27, 2009 - January 6, 2012
INVESTMENT ADVISORS INTERNATIONAL, INC.
RIA
CRD#: 139233
ROUND ROCK, TX
Past
April 12, 2002 - January 6, 2012
WORLD GROUP SECURITIES, INC.
BD
CRD#: 114473
ROUND ROCK, TX
Past
January 28, 2000 - April 12, 2002
WMA SECURITIES, INC.
BD
CRD#: 32625
DULUTH, GA
Past
January 18, 1984 - December 31, 1988
PFS INVESTMENTS INC.
BD
CRD#: 10111
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - (1/13/1984 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(2/20/2025)
RR
Arizona(2/20/2025)
RR
Indiana(2/20/2025)
RR
Kansas(2/20/2025)
RR
Minnesota(2/20/2025)
RR
Oregon(2/20/2025)
RR
Texas(2/20/2025)
IAR
Texas(2/20/2025)
RR
Utah(2/20/2025)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
Principal/Supervisory Exam
SRO Registrations
RR
FINRA
Current Firm
CI
CETERA INVESTMENT ADVISERS LLC
CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS
CRD#: 105644 / SEC#: 801-20406
RIA
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Contact information
Main Address
1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096
Mailing Address
Phone number
(310) 257-7880
Established
Firm type
Fiscal year end
# of Employees
7,705
SEC notice filing (53 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 584,487 |
| AUM (Assets Under Management) | $ 163,792,814,520 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 10/27/2025 | ||
| 12/13/2024 | ||
| 09/26/2023 | ||
| 11/18/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
