Charles R. Rutan

CETERA INVESTMENT ADVISERS LLC

GROSSE POINTE FARMS, MI 48236

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CRD#: 1020747

Professional summary

Charles Richard Rutan JR, who also goes by Jr Charles Richard Rutan, Rick Rutan Jr, Rick Rutan, is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Grosse Pointe Farms, Michigan and CETERA ADVISORS LLC located in Grosse Pointe Farms, Michigan.

Charles is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1983. Charles has worked at 9 firms and has passed the Series 66, Series 63, SIE, Series 7, Series 24 and Series 39 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Jr Charles Richard Rutan | Rick Rutan Jr | Rick Rutan

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FIXED INSURANCE START DATE: 2008 APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF TRADING HOURS PER WEEK: 32.5 POSITION/TITLE/RELATIONSHIP: AGENT BRIEF DESCRIPTION OF DUTIES: SELLING DISABILITY, ANNUITIES, LIFE, PREPAID LEGAL, HEALTH, & LONG TERM CARE; 2. NAME OF OTHER BUSINESS: ST. CLAIR INVESTMENT ADVISORS, LLC INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: SALES, SERVICE AND MARKETING START DATE: 7/2005 APX NUMBER OF HOURS PER WEEK: 25 APX NUMBER OF TRADING HOURS PER WEEK: 25 POSITION/TITLE/RELATIONSHIP: OWNER BRIEF DESCRIPTION OF DUTIES: MANAGER, SALES, & SERVICE

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Charles Richard Rutan JR's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 21, 2024 - Present

CETERA INVESTMENT ADVISERS LLC

Office #1: 21 Kercheval Ave Suite 200, Grosse Pointe Farms, MI 48236

RIA

CRD#: 105644

GROSSE POINTE FARMS, MI

Current

January 1, 2004 - Present

CETERA ADVISORS LLC

Office #1: 21 Kercheval Ave Suite 200, Grosse Pointe Farms, MI 48236

CRD#: 10299

Grosse Pointe Farms, MI

Past

May 18, 2010 - March 21, 2024

CETERA ADVISORS LLC

RIA

CRD#: 10299

GROSSE POINTE FARMS, MI

Past

March 15, 1991 - January 1, 2004

VESTAX SECURITIES CORPORATION

CRD#: 10332

HUDSON, OH

Past

July 13, 1990 - December 31, 1990

USA FINANCIAL GROUP, INC.

CRD#: 17819

Past

February 24, 1989 - December 5, 1989

KORN, WOMACK, STERN AND ASSOCIATES, INC.

CRD#: 16933

Past

April 11, 1987 - December 31, 1988

FIRST CHESAPEAKE SECURITIES CORPORATION

CRD#: 10517

Past

August 1, 1986 - January 19, 1987

THE SAXON GROUP, INC.

CRD#: 17611

Past

April 2, 1985 - June 17, 1986

FIRST CHESAPEAKE SECURITIES CORPORATION

CRD#: 10517

Past

May 25, 1983 - May 2, 1985

MUTUAL SERVICE CORPORATION

CRD#: 4806

Past

May 25, 1983 - May 19, 1986

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

CRD#: 2682

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Florida
(2/22/2023)

Michigan
(1/1/2004)

IAR

Michigan
(3/21/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 3/18/2010

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 8/16/1983

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 5/21/1983

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 6/6/1986

General Securities Principal Examination

Principal/Supervisory Exam

Series 39

Date: 12/3/1985

Direct Participation Programs Principal Examination

SRO Registrations

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

CRD#: 105644 / SEC#: 801-20406

RIA

Registered Investment Advisory firm - (1/13/1984 Approved)

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Contact information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Mailing Address

Phone number

(310) 257-7880

Established

Firm type

Fiscal year end

# of Employees

7,705

SEC notice filing (53 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	584,487
AUM (Assets Under Management)	$ 163,792,814,520

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
10/27/2025	Cover Page	Report
12/13/2024	Cover Page	Report
09/26/2023	Cover Page	Report
11/18/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Charles R. Rutan

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Charles Richard Rutan JR's CRS (Customer Relationship Summary).

Certified licenses

Experience

CETERA ADVISORS LLC

CETERA ADVISORS LLC

VESTAX SECURITIES CORPORATION

USA FINANCIAL GROUP, INC.

KORN, WOMACK, STERN AND ASSOCIATES, INC.

FIRST CHESAPEAKE SECURITIES CORPORATION

THE SAXON GROUP, INC.

FIRST CHESAPEAKE SECURITIES CORPORATION

MUTUAL SERVICE CORPORATION

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

Primary Firm SEC Registration

CETERA INVESTMENT ADVISERS LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 3/18/2010

Series 63

Date: 8/16/1983

SIE

Date: 10/1/2018

Series 7

Date: 5/21/1983

Series 24

Date: 6/6/1986

Series 39

Date: 12/3/1985

FINRA

Current Firm

CETERA INVESTMENT ADVISERS LLC

Contact information

SEC notice filing (53 States and Territories)

Documents

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

CETERA INVESTMENT ADVISERS LLC

TRUST BUT VERIFY

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