Michael S. Ledford

ON INVESTMENT MANAGEMENT CO

CHATTANOOGA, TN

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CRD#: 1019043

Professional summary

Michael Spencer Ledford is a registered financial advisor currently at ON INVESTMENT MANAGEMENT CO located in Chattanooga, Tennessee and THE O.N. EQUITY SALES COMPANY located in Chattanooga, Tennessee.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1982. Michael has worked at 12 firms and has passed the Series 65, Series 63, SIE and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) LEDFORD PLANNING SERVICE; NOT INVESTMENT RELATED; 1802 SKYLINE DRIVE CHATTANOOGA TN 37421; INSURANCE; OWNER/AGENT; START DATE 08/01/1984; HOURS/MONTH 160; HOURS/TRADING 30; SELLING LIFE, HEALTH,DISABILITY, LTC AND FIXED ANNUITIES

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Spencer Ledford's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 20, 2014 - Present

ON INVESTMENT MANAGEMENT CO

RIA

CRD#: 105662

CHATTANOOGA, TN

Current

March 20, 2014 - Present

THE O.N. EQUITY SALES COMPANY

CRD#: 2936

CHATTANOOGA, TN

Past

January 24, 2014 - March 24, 2014

NYLIFE SECURITIES LLC

CRD#: 5167

CHATTANOOGA, TN

Past

November 9, 2007 - December 17, 2013

KESTRA INVESTMENT SERVICES, LLC

RIA

CRD#: 42046

CHATTANOOGA, TN

Past

November 8, 2007 - December 17, 2013

KESTRA INVESTMENT SERVICES, LLC

CRD#: 42046

CHATTANOOGA, TN

Past

March 15, 2004 - November 8, 2007

FIRST HORIZON ADVISORS, INC.

RIA

CRD#: 17117

CHATTANOOGA, TN

Past

June 24, 2003 - November 8, 2007

FIRST HORIZON ADVISORS, INC.

CRD#: 17117

CHATTANOOGA, TN

Past

January 2, 2001 - June 19, 2003

THE LEADERS GROUP, INC.

CRD#: 37157

SUMMIT, NJ

Past

April 28, 1999 - March 19, 2001

OSAIC FA, INC.

CRD#: 3978

FORT WAYNE, IN

Past

March 29, 1995 - April 20, 1999

WALNUT STREET SECURITIES, INC.

CRD#: 15840

EL SEGUNDO, CA

Past

April 1, 1993 - March 30, 1995

GUARDIAN INVESTOR SERVICES LLC

CRD#: 6635

NEW YORK, NY

Past

May 30, 1985 - April 1, 1993

WALNUT STREET SECURITIES, INC.

CRD#: 15840

EL SEGUNDO, CA

Past

May 28, 1985 - January 14, 1987

GENERAL AMERICAN LIFE INSURANCE COMPANY

CRD#: 3963

Past

October 14, 1982 - September 14, 1984

MML INVESTORS SERVICES, LLC

CRD#: 10409

Past

February 2, 1982 - September 14, 1984

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

CRD#: 2682

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

ON INVESTMENT MANAGEMENT CO

CRD#: 105662 / SEC#: 801-7941

RIA

Registered Investment Advisory firm - (11/14/1971 Approved)

Alabama

Registered Investment Advisory firm - (4/15/2002 Terminated)

District of Columbia

Registered Investment Advisory firm - (2/9/2001 Terminated)

Georgia

Registered Investment Advisory firm - (4/15/2002 Terminated)

Indiana

Registered Investment Advisory firm - (12/9/2002 Terminated)

Maine

Registered Investment Advisory firm - (4/19/2002 Terminated)

Maryland

Registered Investment Advisory firm - (4/15/2002 Terminated)

Michigan

Registered Investment Advisory firm - (1/8/2002 Terminated)

North Carolina

Registered Investment Advisory firm - (4/15/2002 Terminated)

South Carolina

Registered Investment Advisory firm - (4/15/2002 Terminated)

West Virginia

Registered Investment Advisory firm - (1/31/2002 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Alabama
(3/20/2014)

Arizona
(2/12/2025)

IAR

Arizona
(2/18/2025)

Florida
(9/8/2022)

Georgia
(3/20/2014)

Idaho
(12/9/2019)

Tennessee
(3/20/2014)

IAR

Tennessee
(3/20/2014)

Virginia
(3/20/2014)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 12/29/1999

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 1/12/1983

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 1/28/1982

Investment Company Products/Variable Contracts Representative Examination

SRO Registrations

FINRA

Current Firm

ON INVESTMENT MANAGEMENT CO

CRD#: 105662 / SEC#: 801-7941

RIA

Registered Investment Advisory firm - (11/14/1971 Approved)

Alabama

Registered Investment Advisory firm - (4/15/2002 Terminated)

District of Columbia

Registered Investment Advisory firm - (2/9/2001 Terminated)

Georgia

Registered Investment Advisory firm - (4/15/2002 Terminated)

Indiana

Registered Investment Advisory firm - (12/9/2002 Terminated)

Maine

Registered Investment Advisory firm - (4/19/2002 Terminated)

Maryland

Registered Investment Advisory firm - (4/15/2002 Terminated)

Michigan

Registered Investment Advisory firm - (1/8/2002 Terminated)

North Carolina

Registered Investment Advisory firm - (4/15/2002 Terminated)

South Carolina

Registered Investment Advisory firm - (4/15/2002 Terminated)

West Virginia

Registered Investment Advisory firm - (1/31/2002 Terminated)

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Contact information

Main Address

One Financial Way, Cincinnati, OH 45242

Mailing Address

P.o. Box 371, Cincinnati, OH 45201-0371

Phone number

(855) 262-0913

Established

Firm type

Fiscal year end

# of Employees

3,193

SEC notice filing (52 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ONIMCO-52 FIRM BROCHURE ADV 2A 05-14-2025 (5/14/2025)

ONIMCO-52 FIRM BROCHURE ADV 2A 03-26-2025 (5/14/2025)

Regulatory assets under management

Total Number of Accounts	12,053
AUM (Assets Under Management)	$ 2,376,953,646

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

xxxxx@xxxx.xxx

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Firm Stability Insights

Michael S. Ledford

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Spencer Ledford's CRS (Customer Relationship Summary).

Certified licenses

Experience

THE O.N. EQUITY SALES COMPANY

NYLIFE SECURITIES LLC

KESTRA INVESTMENT SERVICES, LLC

KESTRA INVESTMENT SERVICES, LLC

FIRST HORIZON ADVISORS, INC.

FIRST HORIZON ADVISORS, INC.

THE LEADERS GROUP, INC.

OSAIC FA, INC.

WALNUT STREET SECURITIES, INC.

GUARDIAN INVESTOR SERVICES LLC

WALNUT STREET SECURITIES, INC.

GENERAL AMERICAN LIFE INSURANCE COMPANY

MML INVESTORS SERVICES, LLC

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

Primary Firm SEC Registration

ON INVESTMENT MANAGEMENT CO

State Registrations and Notice Filings

Exams

Series 65

Date: 12/29/1999

Series 63

Date: 1/12/1983

SIE

Date: 10/1/2018

Series 6

Date: 1/28/1982

FINRA

Current Firm

ON INVESTMENT MANAGEMENT CO

Contact information

SEC notice filing (52 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

ON INVESTMENT MANAGEMENT CO

TRUST BUT VERIFY

Contact information

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