Kathleen M. Roth

J. W. COLE ADVISORS

Pittsford, NY 14534

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CRD#: 867375

Professional summary

Kathleen Marie Roth, CFP®, who also goes by Kathleen Marie Povlick, is a registered financial advisor currently at J. W. COLE ADVISORS, INC. located in Pittsford, New York and J.W. COLE FINANCIAL, INC. located in Pittsford, New York.

Kathleen is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1979. Kathleen has worked at 14 firms and has passed the Series 65, Series 63, SIE, Series 7 and Series 1 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Kathleen Marie Povlick

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kathleen Marie Roth's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 1997

Experience

Current

May 14, 2026 - Present

J. W. COLE ADVISORS, INC.

Office #1: 10 Office Park Way Suite 200, Pittsford, NY 14534

RIA

CRD#: 112294

Pittsford, NY

Current

May 14, 2026 - Present

J.W. COLE FINANCIAL, INC.

Office #1: 10 Office Park Way Suite 300, Pittsford, NY 14534

CRD#: 124583

Pittsford, NY

Past

October 11, 2024 - May 18, 2026

OSAIC WEALTH, INC.

RIA

CRD#: 23131

Pittsford, NY

Past

October 11, 2024 - May 18, 2026

OSAIC WEALTH, INC.

CRD#: 23131

Pittsford, NY

Past

July 6, 2021 - October 11, 2024

AMERICAN PORTFOLIOS ADVISORS, INC

RIA

CRD#: 112697

HOLBROOK, NY

Past

July 6, 2021 - October 11, 2024

AMERICAN PORTFOLIOS FINANCIAL SERVICES, INC.

CRD#: 18487

Pittsford, NY

Past

May 31, 2011 - July 9, 2021

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

RIA

CRD#: 134139

PITTSFORD, NY

Past

May 31, 2011 - July 9, 2021

CAMBRIDGE INVESTMENT RESEARCH, INC.

CRD#: 39543

PITTSFORD, NY

Past

September 9, 2009 - May 31, 2011

ENSEMBLE FINANCIAL SERVICES, INC.

RIA

CRD#: 17443

PITTSFORD, NY

Past

August 25, 2009 - May 31, 2011

ENSEMBLE FINANCIAL SERVICES, INC.

CRD#: 17443

PITTSFORD, NY

Past

April 10, 2007 - August 17, 2009

WATERSTONE FINANCIAL GROUP, INC.

RIA

CRD#: 10078

ROCHESTER, NY

Past

May 19, 2003 - August 17, 2009

WATERSTONE FINANCIAL GROUP, INC.

CRD#: 10078

ROCHESTER, NY

Past

December 4, 1989 - May 13, 2003

SAGE, RUTTY & CO., INC.

CRD#: 3254

ROCHESTER, NY

Past

November 7, 1989 - November 29, 1989

SAGE, RUTTY & CO., INC.

CRD#: 3254

Past

March 26, 1981 - December 7, 1989

UBS FINANCIAL SERVICES INC.

CRD#: 8174

WEEHAWKEN, NJ

Past

June 15, 1979 - April 25, 1981

AMERICAN EXPRESS FINANCIAL CORPORATION

CRD#: 6320

Past

June 15, 1979 - November 20, 1983

AMERIPRISE FINANCIAL SERVICES, LLC

CRD#: 6363

Past

June 15, 1979 - November 20, 1983

IDS LIFE INSURANCE COMPANY

CRD#: 6321

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

J. W. COLE ADVISORS, INC.

CRD#: 112294 / SEC#: 801-60722

RIA

Registered Investment Advisory firm - (11/23/2001 Approved)

Arizona

Registered Investment Advisory firm - (12/4/2001 Terminated)

Florida

Registered Investment Advisory firm - (12/5/2001 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

Florida
(5/14/2026)

Idaho
(5/14/2026)

Indiana
(5/14/2026)

Maine
(5/14/2026)

Michigan
(5/14/2026)

New York
(5/14/2026)

IAR

New York
(5/14/2026)

Ohio
(5/14/2026)

Texas
(5/14/2026)

Utah
(5/14/2026)

Virginia
(5/14/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 3/22/1999

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 6/13/1984

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 5/16/1981

General Securities Representative Examination

General Industry/Product Exam

Series 1

Date: 6/11/1979

Registered Representative Examination

SRO Registrations

FINRA

Current Firm

J. W. COLE ADVISORS, INC.

CRD#: 112294 / SEC#: 801-60722

RIA

Registered Investment Advisory firm - (11/23/2001 Approved)

Arizona

Registered Investment Advisory firm - (12/4/2001 Terminated)

Florida

Registered Investment Advisory firm - (12/5/2001 Terminated)

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Contact information

Main Address

4301 Anchor Plaza Parkway Suite 450, Tampa, FL 33634

Mailing Address

Phone number

(813) 935-6776

Established

Firm type

Fiscal year end

# of Employees

512

SEC notice filing (52 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

WRAP FEE PROGRAM (3/28/2025)

JWCA 2A (3/28/2025)

Regulatory assets under management

Total Number of Accounts	29,614
AUM (Assets Under Management)	$ 7,195,237,282

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Kathleen M. Roth

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kathleen Marie Roth's CRS (Customer Relationship Summary).

Certified licenses

Experience

J.W. COLE FINANCIAL, INC.

OSAIC WEALTH, INC.

OSAIC WEALTH, INC.

AMERICAN PORTFOLIOS ADVISORS, INC

AMERICAN PORTFOLIOS FINANCIAL SERVICES, INC.

CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.

CAMBRIDGE INVESTMENT RESEARCH, INC.

ENSEMBLE FINANCIAL SERVICES, INC.

ENSEMBLE FINANCIAL SERVICES, INC.

WATERSTONE FINANCIAL GROUP, INC.

WATERSTONE FINANCIAL GROUP, INC.

SAGE, RUTTY & CO., INC.

SAGE, RUTTY & CO., INC.

UBS FINANCIAL SERVICES INC.

AMERICAN EXPRESS FINANCIAL CORPORATION

AMERIPRISE FINANCIAL SERVICES, LLC

IDS LIFE INSURANCE COMPANY

Primary Firm SEC Registration

J. W. COLE ADVISORS, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 3/22/1999

Series 63

Date: 6/13/1984

SIE

Date: 10/1/2018

Series 7

Date: 5/16/1981

Series 1

Date: 6/11/1979

FINRA

Current Firm

J. W. COLE ADVISORS, INC.

Contact information

SEC notice filing (52 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

J. W. COLE ADVISORS, INC.

TRUST BUT VERIFY

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