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Kirk Warren Francis

Kirk W. Francis

FINANCIAL LIFE ADVISORS
SAN ANTONIO, TX 78248
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CRD#: 840623
Kirk Warren Francis

Professional summary

Kirk Warren Francis, CFP® is a registered financial advisor currently at FINANCIAL LIFE ADVISORS located in San Antonio, Texas.

Kirk is registered as an IAR (Investment Advisor Representative) and started their career in finance in 1977. Kirk has worked at 8 firms and has passed the Series 63, SIE, Series 3, Series 5, Series 7, Series 8 and Series 4 exams.

top-8-questions

Question & Answer

Are you a "fiduciary"?
Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) THE CITY OF HILL COUNTRY VILLAGE - CHAIRMAN - SERVING ON THE ZONING COMMISSION OF THE CITY - SINCE 10/31/2014 - HILL COUNTRY VILLAGE TX - NOT INVESTMENT RELATED--- 2) HOUSING AUTHORITY OF BEXAR COUNTY - Chairman - Provide governance, accountability and oversight to the director and staff in the execution of the Housing Authority's mission - Since 09/2015 - San Antonio TX - NOT INVESTMENT RELATED---

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kirk Warren Francis's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®

Certified Financial Planner

Start date: 2005

Experience

Current

March 2, 2017 - Present

FINANCIAL LIFE ADVISORS

Office #1: 2338 N Loop 1604 W Ste 311, San Antonio, TX 78248
RIA
CRD#: 128502
SAN ANTONIO, TX
Past

April 24, 2008 - April 28, 2008

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

RIA
CRD#: 20804
SAN ANTONIO, TX
Past

April 24, 2008 - December 31, 2016

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

BD
CRD#: 20804
SAN ANTONIO, TX
Past

May 6, 1994 - February 7, 2019

FINANCIAL LIFE ADVISORS

RIA
CRD#: 114152
SAN ANTONIO, TX
Past

May 4, 1993 - May 23, 2008

WFG INVESTMENTS, INC.

BD
CRD#: 22704
SAN ANTONIO, TX
Past

March 31, 1993 - April 22, 1993

WFG INVESTMENTS, INC.

BD
CRD#: 22704
Past

November 30, 1987 - March 31, 1993

UBS FINANCIAL SERVICES INC.

BD
CRD#: 8174
WEEHAWKEN, NJ
Past

June 3, 1981 - December 19, 1987

MORGAN STANLEY DW INC.

BD
CRD#: 7556
Past

January 2, 1979 - August 17, 1981

E. F. HUTTON & COMPANY INC

BD
CRD#: 235
Past

July 26, 1977 - December 30, 1978

A. G. EDWARDS & SONS, INC.

BD
CRD#: 4

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
FINANCIAL LIFE ADVISORS
FINANCIAL LIFE ADVISORS
FINANCIAL ADVISORS FOR LIFE | FINANCIAL LIFE ADVISORS LLC | FINANCIAL LIFE ADVISORS

CRD#: 128502 / SEC#: 801-111024

RIA
Registered Investment Advisory firm - (8/17/2017 Approved)
California
Registered Investment Advisory firm - (11/21/2008 Terminated)
Texas
Registered Investment Advisory firm - (12/13/2017 Terminated)
Virginia
Registered Investment Advisory firm - (10/23/2008 Terminated)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
Texas
(3/2/2017)

Exams

State Security Law Exam
RR
Series 63
Date: 12/1/1983
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
SIE
Date: 12/31/2016
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 3
Date: 6/19/1991
National Commodity Futures Examination
General Industry/Product Exam
RR
Series 5
Date: 12/11/1982
Interest Rate Options Examination
General Industry/Product Exam
RR
Series 7
Date: 7/16/1977
General Securities Representative Examination
Principal/Supervisory Exam
RR
Series 8
Date: 4/24/1982
General Securities Sales Supervisor Examination (Options Module & General Module)
Principal/Supervisory Exam
RR
Series 4
Date: 8/10/1981
Registered Options Principal Examination

Current Firm

FINANCIAL LIFE ADVISORS
FINANCIAL LIFE ADVISORS
FINANCIAL ADVISORS FOR LIFE | FINANCIAL LIFE ADVISORS LLC | FINANCIAL LIFE ADVISORS

CRD#: 128502 / SEC#: 801-111024

RIA
Registered Investment Advisory firm - (8/17/2017 Approved)
California
Registered Investment Advisory firm - (11/21/2008 Terminated)
Texas
Registered Investment Advisory firm - (12/13/2017 Terminated)
Virginia
Registered Investment Advisory firm - (10/23/2008 Terminated)
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Contact information

Main Address
2338 N Loop 1604 W Ste 311, San Antonio, TX 78248
Mailing Address
Phone number
(210) 918-8998
Established
Firm type
Fiscal year end
# of Employees
11

SEC notice filing (2 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

2025 FLA FORM ADV PART 2A (9/2/2025)

Regulatory assets under management

Total Number of Accounts710
AUM (Assets Under Management)$ 345,754,163

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

FINANCIAL LIFE ADVISORS

FINANCIAL LIFE ADVISORS

CRD#: 128502San Antonio, TX 78248

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