Ruth Barber

PROVIDENT LIVING FINANCIAL SERVICES

LEHI, UT 84043

CRD#: 8226657

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Professional summary

Ruth Barber is a registered financial advisor currently at PROVIDENT LIVING FINANCIAL SERVICES located in Lehi, Utah.

Ruth is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2026. Ruth has worked at 1 firm and has passed the Series 65 exam.

At a Glance

Always Fiduciary

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ruth Barber's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

March 4, 2026 - Present

PROVIDENT LIVING FINANCIAL SERVICES

Office #1: 3450 N Triumph Blvd. Suite 102, Lehi, UT 84043

RIA

CRD#: 282665

LEHI, UT

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

PROVIDENT LIVING FINANCIAL SERVICES

PROVIDENT LIVING FINANCIAL SERVICES | SAGE WEALTH ADVISORS CENTRAL CALIFORNIA INC. | PROVIDENT LIVING FINANCIAL SERVICES, INC.

CRD#: 282665 / SEC#: 801-132694

RIA

Registered Investment Advisory firm - (5/15/2025 Approved)

California

Registered Investment Advisory firm - (6/27/2025 Terminated)

Idaho

Registered Investment Advisory firm - (5/30/2025 Terminated)

Texas

Registered Investment Advisory firm - (5/28/2025 Terminated)

Utah

Registered Investment Advisory firm - (5/29/2025 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Utah
(3/4/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 3/19/2025

Uniform Investment Adviser Law Examination

Current Firm

PROVIDENT LIVING FINANCIAL SERVICES

PROVIDENT LIVING FINANCIAL SERVICES | SAGE WEALTH ADVISORS CENTRAL CALIFORNIA INC. | PROVIDENT LIVING FINANCIAL SERVICES, INC.

CRD#: 282665 / SEC#: 801-132694

RIA

Registered Investment Advisory firm - (5/15/2025 Approved)

California

Registered Investment Advisory firm - (6/27/2025 Terminated)

Idaho

Registered Investment Advisory firm - (5/30/2025 Terminated)

Texas

Registered Investment Advisory firm - (5/28/2025 Terminated)

Utah

Registered Investment Advisory firm - (5/29/2025 Terminated)

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Contact information

Main Address

3450 N Triumph Blvd. Suite 102, Lehi, UT 84043

Mailing Address

Phone number

(801) 753-5639

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (4 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV2A/2B SEC (3/5/2026)

Regulatory assets under management

Total Number of Accounts	408
AUM (Assets Under Management)	$ 158,102,043

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Ruth Barber

Professional summary

At a Glance

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ruth Barber's CRS (Customer Relationship Summary).

Certified licenses

Experience

PROVIDENT LIVING FINANCIAL SERVICES

Primary Firm SEC Registration

PROVIDENT LIVING FINANCIAL SERVICES

State Registrations and Notice Filings

Exams

Series 65

Date: 3/19/2025

Current Firm

PROVIDENT LIVING FINANCIAL SERVICES

Contact information

SEC notice filing (4 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

PROVIDENT LIVING FINANCIAL SERVICES

TRUST BUT VERIFY

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