Joel S. Lawlor

NIKULSKI FINANCIAL

BETTENDORF, IA 52722

CRD#: 8121972

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Professional summary

Joel Scott Lawlor is a registered financial advisor currently at NIKULSKI FINANCIAL, INC. located in Bettendorf, Iowa.

Joel is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2025. Joel has worked at 2 firms and has passed the Series 66, Series 7TO and SIE exams.

At a Glance

Always Fiduciary

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joel Scott Lawlor's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

May 20, 2026 - Present

NIKULSKI FINANCIAL, INC.

Office #1: 4275 Ontario Drive, Bettendorf, IA 52722

RIA

CRD#: 151569

BETTENDORF, IA

Past

March 10, 2026 - April 29, 2026

AMERIPRISE FINANCIAL SERVICES, LLC

RIA

CRD#: 6363

Dubuque, IA

Past

December 3, 2025 - April 29, 2026

AMERIPRISE FINANCIAL SERVICES, LLC

CRD#: 6363

Dubuque, IA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

NIKULSKI FINANCIAL, INC.

CRD#: 151569 / SEC#: 801-109933

RIA

Registered Investment Advisory firm - (2/8/2017 Approved)

Colorado

Registered Investment Advisory firm - (2/16/2017 Terminated)

Illinois

Registered Investment Advisory firm - (2/8/2017 Terminated)

Iowa

Registered Investment Advisory firm - (2/14/2017 Terminated)

Louisiana

Registered Investment Advisory firm - (2/13/2017 Terminated)

Texas

Registered Investment Advisory firm - (2/13/2017 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Iowa
(5/20/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 2/28/2026

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7TO

Date: 12/3/2025

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 7/25/2025

Securities Industry Essentials Examination

Current Firm

NIKULSKI FINANCIAL, INC.

CRD#: 151569 / SEC#: 801-109933

RIA

Registered Investment Advisory firm - (2/8/2017 Approved)

Colorado

Registered Investment Advisory firm - (2/16/2017 Terminated)

Illinois

Registered Investment Advisory firm - (2/8/2017 Terminated)

Iowa

Registered Investment Advisory firm - (2/14/2017 Terminated)

Louisiana

Registered Investment Advisory firm - (2/13/2017 Terminated)

Texas

Registered Investment Advisory firm - (2/13/2017 Terminated)

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Contact information

Main Address

4275 Ontario Drive, Bettendorf, IA 52722

Mailing Address

Phone number

(563) 344-0118

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (7 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

NF - ADV PART 2A: FIRM BROCHURE (3/17/2026)

Regulatory assets under management

Total Number of Accounts	475
AUM (Assets Under Management)	$ 448,977,741

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Joel S. Lawlor

Professional summary

At a Glance

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joel Scott Lawlor's CRS (Customer Relationship Summary).

Certified licenses

Experience

NIKULSKI FINANCIAL, INC.

AMERIPRISE FINANCIAL SERVICES, LLC

AMERIPRISE FINANCIAL SERVICES, LLC

Primary Firm SEC Registration

NIKULSKI FINANCIAL, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 2/28/2026

Series 7TO

Date: 12/3/2025

SIE

Date: 7/25/2025

Current Firm

NIKULSKI FINANCIAL, INC.

Contact information

SEC notice filing (7 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

NIKULSKI FINANCIAL, INC.

TRUST BUT VERIFY

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