Nicholas S. Cosgrove

LEGACY FINANCIAL ADVISORS

BALTIMORE, MD 21209

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CRD#: 7994028

Professional summary

Nicholas Stephen Cosgrove is a registered financial advisor currently at LEGACY FINANCIAL ADVISORS located in Baltimore, Maryland.

Nicholas is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2024. Nicholas has worked at 2 firms and has passed the Series 65, Series 63, Series 6TO and SIE exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Western Southern Life-NO-Owings Mills, MD- Full time Sales Agent.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Nicholas Stephen Cosgrove's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 17, 2025 - Present

LEGACY FINANCIAL ADVISORS

Office #1: 1421 Clarkview Road Suite 108, Baltimore, MD 21209

RIA

CRD#: 335357

BALTIMORE, MD

Past

April 1, 2025 - April 7, 2025

W&S BROKERAGE SERVICES, INC.

RIA

CRD#: 8099

OWINGS MILL, MD

Past

October 31, 2024 - April 7, 2025

W&S BROKERAGE SERVICES, INC.

CRD#: 8099

OWINGS MILL, MD

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Maryland
(6/17/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 4/1/2025

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 12/17/2024

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 6TO

Date: 10/31/2024

Investment Company Products/Variable Contracts Representative Examination

General Industry/Product Exam

SIE

Date: 10/1/2024

Securities Industry Essentials Examination

Current Firm

LEGACY FINANCIAL ADVISORS

LEGACY FINANCIAL ADVISORS | LEGACY FINANCIAL ADVISORS, LLC

CRD#: 335357 / SEC#:

Maryland

Registered Investment Advisory firm - (6/10/2025 Approved)

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Contact information

Main Address

1421 Clarkview Road Suite 108, Baltimore, MD 21209

Mailing Address

Phone number

(410) 929-3830

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Nicholas S. Cosgrove

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Nicholas Stephen Cosgrove's CRS (Customer Relationship Summary).

Certified licenses

Experience

LEGACY FINANCIAL ADVISORS

W&S BROKERAGE SERVICES, INC.

W&S BROKERAGE SERVICES, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 4/1/2025

Series 63

Date: 12/17/2024

Series 6TO

Date: 10/31/2024

SIE

Date: 10/1/2024

Current Firm

LEGACY FINANCIAL ADVISORS

Contact information

Documents

Red Flags

Company Information

LEGACY FINANCIAL ADVISORS

TRUST BUT VERIFY

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