MG
Michael Garay
PGIM INVESTMENTS
NEWARK, NJ 07102
CRD#: 7900957
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MG
Michael GarayPGIM INVESTMENTS
Professional summary
Michael Garay is a registered financial advisor currently at PGIM INVESTMENTS LLC located in Newark, New Jersey and PRUDENTIAL INVESTMENT MANAGEMENT SERVICES LLC located in Newark, New Jersey.
Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2024. Michael has worked at 3 firms and has passed the Series 63, Series 65, Series 6TO, Series 7TO and SIE exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Michael Garay's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
April 21, 2026 - Present
PGIM INVESTMENTS LLC
Office #1: 655 Broad Street, Newark, NJ 07102RIA
CRD#: 105670
NEWARK, NJ
Current
May 1, 2026 - Present
PRUDENTIAL INVESTMENT MANAGEMENT SERVICES LLC
Office #1: 655 Broad Street, Newark, NJ 07102BD
CRD#: 18353
NEWARK, NJ
Past
May 16, 2024 - May 1, 2026
FIDUCIARY PENSION PARTNERS, LLC
RIA
CRD#: 226716
WESTFIELD, NJ
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
PI
PGIM INVESTMENTS LLC
PGIM INVESTMENTS LLC | PRUDENTIAL INVESTMENTS LLC | PRUDENTIAL INVESTMENTS FUND MANAGEMENT LLC
CRD#: 105670 / SEC#: 801-31104
RIA
Registered Investment Advisory firm - (12/31/1987 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alabama(5/1/2026)
RR
Alaska(5/1/2026)
RR
Arizona(5/1/2026)
RR
Arkansas(5/1/2026)
RR
California(5/1/2026)
RR
Colorado(5/1/2026)
RR
Connecticut(5/1/2026)
RR
Delaware(5/1/2026)
RR
District of Columbia(5/1/2026)
RR
Florida(5/1/2026)
RR
Georgia(5/1/2026)
RR
Hawaii(5/1/2026)
RR
Idaho(5/1/2026)
RR
Illinois(5/1/2026)
RR
Indiana(5/1/2026)
RR
Iowa(5/1/2026)
RR
Kansas(5/1/2026)
RR
Kentucky(5/1/2026)
RR
Louisiana(5/1/2026)
RR
Maine(5/1/2026)
RR
Maryland(5/1/2026)
RR
Massachusetts(5/1/2026)
RR
Michigan(5/1/2026)
RR
Minnesota(5/1/2026)
RR
Mississippi(5/1/2026)
RR
Missouri(5/1/2026)
RR
Montana(5/1/2026)
RR
Nebraska(5/1/2026)
RR
Nevada(5/1/2026)
RR
New Hampshire(5/1/2026)
IAR
New Jersey(4/21/2026)
RR
New Jersey(5/1/2026)
RR
New Mexico(5/1/2026)
RR
New York(5/1/2026)
RR
North Carolina(5/1/2026)
RR
North Dakota(5/1/2026)
RR
Ohio(5/3/2026)
RR
Oklahoma(5/1/2026)
RR
Oregon(5/1/2026)
RR
Pennsylvania(5/1/2026)
RR
Rhode Island(5/1/2026)
RR
South Carolina(5/1/2026)
RR
South Dakota(5/1/2026)
RR
Tennessee(5/1/2026)
RR
Texas(5/1/2026)
RR
Utah(5/1/2026)
RR
Vermont(5/1/2026)
RR
Virginia(5/1/2026)
RR
Washington(5/1/2026)
RR
West Virginia(5/1/2026)
RR
Wisconsin(5/1/2026)
RR
Wyoming(5/1/2026)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
RR
Series 6TO
Date: 5/1/2026
Investment Company Products/Variable Contracts Representative ExaminationGeneral Industry/Product Exam
RR
Series 7TO
Date: 5/1/2026
General Securities Representative ExaminationGeneral Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
PI
PGIM INVESTMENTS LLC
PGIM INVESTMENTS LLC | PRUDENTIAL INVESTMENTS LLC | PRUDENTIAL INVESTMENTS FUND MANAGEMENT LLC
CRD#: 105670 / SEC#: 801-31104
RIA
Registered Investment Advisory firm - (12/31/1987 Approved)Loading...
Contact information
Main Address
655 Broad Street, Newark, NJ 07102
Mailing Address
Phone number
(973) 802-9908
Established
Firm type
Fiscal year end
# of Employees
490
SEC notice filing (51 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 196 |
| AUM (Assets Under Management) | $ 322,085,635,448 |
Red Flags
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Check for any disclosures as part of your thorough research when choosing an advisor.
