Joshua P. Richardson

R & R FINANCIAL

Temecula, CA

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CRD#: 7664016

Professional summary

Joshua Patrick Richardson is a registered financial advisor currently at R & R FINANCIAL located in Temecula, California.

Joshua is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2022. Joshua has worked at 2 firms and has passed the Series 65 exam.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Joshua Patrick Richardson is a licensed insurance agent. From time to time, he will offer clients advice or products from those activities. Clients should be aware that these services pay a commission and involve a conflict of interest, as commissionable products conflict with the fiduciary duties of a registered investment adviser. JP Richardson Financial Services, Inc. always acts in the best interest of the client, including the sale of commissionable products to advisory clients. Clients always have the right to decide whether or not to utilize the services of any representative of JP Richardson Financial Services, Inc. in such individual's outside capacities.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joshua Patrick Richardson's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

April 23, 2024 - Present

R & R FINANCIAL

RIA

CRD#: 330772

Temecula, CA

Past

November 18, 2022 - May 1, 2024

GRAPE MODERN WEALTH MANAGEMENT

RIA

CRD#: 319261

TEMECULA, CA

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(4/23/2024)

IAR

Texas
(8/22/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 11/11/2022

Uniform Investment Adviser Law Examination

Current Firm

R & R FINANCIAL

JP RICHARDSON FINANCIAL SERVICES, INC. | R & R FINANCIAL | JPR FINANCIAL

CRD#: 330772 / SEC#:

California

Registered Investment Advisory firm - (4/23/2024 Approved)

Texas

Registered Investment Advisory firm - (8/14/2024 Conditional Restricted)

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Contact information

Main Address

Temecula, CA

Mailing Address

Po Box 890573, Temecula, CA 92589

Phone number

(951) 553-5262

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Regulatory assets under management

Total Number of Accounts	153
AUM (Assets Under Management)	$ 18,400,000

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Joshua P. Richardson

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Joshua Patrick Richardson's CRS (Customer Relationship Summary).

Certified licenses

Experience

R & R FINANCIAL

GRAPE MODERN WEALTH MANAGEMENT

State Registrations and Notice Filings

Exams

Series 65

Date: 11/11/2022

Current Firm

R & R FINANCIAL

Contact information

Documents

Regulatory assets under management

Red Flags

Company Information

R & R FINANCIAL

TRUST BUT VERIFY

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