Audrey K. Emerson

ADVICE ONLY

Bellingham, WA

Some features on this profile are disabled

CRD#: 7626776

Professional summary

Audrey Katherine Emerson, CFP® is a registered financial advisor currently at ADVICE ONLY located in Bellingham, Washington.

Audrey is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2022. Audrey has worked at 2 firms and has passed the Series 65 exam.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Audrey Emerson Owner of Emerson Financial Planning LLC, DBA Cents of Joy. Her role is an IAR, this activity amounts to 100% of her time. During trading hours. This activity is investment related, and is located at 2331 Henry St, UPRBellingham Washington98225. This activity began on 02/2025.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Audrey Katherine Emerson's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2023

Experience

Current

March 28, 2025 - Present

ADVICE ONLY

RIA

CRD#: 334039

Bellingham, WA

Past

September 9, 2022 - March 17, 2025

CULTIVATING WEALTH

RIA

CRD#: 282447

Bellingham, WA

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(3/28/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 8/3/2022

Uniform Investment Adviser Law Examination

Current Firm

ADVICE ONLY

ADVICE ONLY | OPEN BOOK FINANCIAL PLANNING | CENTS OF JOY FINANCIAL PLANNING | CAREGIVERS RESOURCE GROUP | ADVICE ONLY, PBC

CRD#: 334039 / SEC#:

California

Registered Investment Advisory firm - (2/3/2025 Approved)

Pennsylvania

Registered Investment Advisory firm - (4/15/2025 Approved)

Texas

Registered Investment Advisory firm - (5/30/2025 Conditional Restricted)

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

1455 Frazee Rd, Suite 500, San Diego, CA 92108

Mailing Address

Phone number

(619) 374-2261

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Similar Advisors

Stephen Zahka

EDWARD JONES

IAR

Marlborough, MA

Frank Moore

UBS FINANCIAL SERVICES INC.

IAR

Greenwich, CT

Marshall Rosen

OSAIC WEALTH, INC.

IAR

Fort Lauderdale, FL

Why Advisor Check

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Audrey K. Emerson

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Audrey Katherine Emerson's CRS (Customer Relationship Summary).

Certified licenses

Experience

ADVICE ONLY

CULTIVATING WEALTH

State Registrations and Notice Filings

Exams

Series 65

Date: 8/3/2022

Current Firm

ADVICE ONLY

Contact information

Documents

Red Flags

Company Information

ADVICE ONLY

TRUST BUT VERIFY

Similar Advisors