KR
Kyle A. Ruiter
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CRD#: 7556416
KR
Professional summary
Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.
That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.
Kyle Alan Ruiter JR was a registered financial professional .
Kyle is a previously registered financial professional and started their career in finance in 2022. Kyle had worked at 2 firms and has passed the Series 66, Series 7TO and SIE exams.
Question & Answer
Are you a "fiduciary"?
No
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1)NAME :INS BROKERAGE|INVEST RELATED: YES|DBA:1847FINANCIAL|POST HELD: AGT|ADD: 45183 W YUCCA LANE, MARICOPA, AZ 85139|START DATE: 4/1/24|NATURE OF ACTIVITY: INS BROKERAGE| HRS/MTH: 10| TRADING HRS/MTH: 10|DESCRIP OF DUTIES: INS SALES AND SERVICE INCLUDING PENN MUTUAL LIFE PRODUCTS 2)NAME OF ACT:PINNACLE INS|INVEST RELATED: NO|DBA: PINNACLE INSURANCE|POST HELD: AGT|ADD: 45183 W YUCCA LANE, MARICOPA, AZ 85139|START DATE: 4/1/24|NATURE OF ACTIVITY: SELLING MEDICARE SUPP & ADVANTAGE PLANS|HRS/MTH: 40|TRADING HRS/MTH: 40|DESCRIP OF DUTIES: SELLING MEDICARE SUPPLEMENTAL & ADVANTAGE PLANS 3)NAME OF ACT:SANA BENEFITS|INVEST RELATED: NO DBA: SANA BENEFITS|POST HELD: AGT|ADD: 45183 W YUCCA LANE, MARICOPA, AZ 85139|START DATE: 4/1/24|NATURE OF ACTIVITY: SETTING UP SMALL BUSINESSES WITH GROUP HEALTH INS|HRS/MTH: 10|TRADING HRS/MTH: 10|DESCRIP OF DUTIES: SETTING UP SMALL BUSINESSES WITH GROUP HEALTH INS 4)NAME OF ACT:CAPSTONE HEALTH|INVEST RELATED: NO|DBA: CAPSTONE HEALTH|POST HELD: AGT|ADD: 45183 W YUCCA LANE, MARICOPA, AZ 85139|START DATE: 4/1/24|NATURE OF ACT: ANCILLARY TAX-ADVANTAGE PLAN FOR BUSINESS EMPLOYEES|HRS/MTH: 20|TRADING HRS/MTH: 20 DESCRIP OF DUTIES: INITIAL SET UP FOR EMPLOYEE SO THEY CAN ACCESS TELEMEDICINE & OTHER HEALTH BENEFITS FOR THE IND EMPLOYEE 5) NAME OF ACT:PROACTIVE HEALTH MANAGEMENT PLAN|INVEST RELATED: NO|DBA: PROACTIVE HEALTH MANAGEMENT PLAN|POST HELD: AGT|ADD: 45183 W YUCCA LANE, MARICOPA, AZ 85139|START DATE: 4/1/24|NATURE OF ACT: ANCILLARY TAX-ADVANTAGE PLAN FOR BUSINESS EMPLOYEES|HRS/MTH: 20|TRADING HRS/MTH: 20|DESCRIP OF DUTIES: INITIAL SET UP FOR EMPLOYEE SO THEY CAN ACCESS TELEMEDICINE AND OTHER HEALTH BENEFITS FOR THE IND EMPLOYEE 6)NAME OF ACT:WELLMARK/AMERIGROUP/HEALTH PARTNERS|INVEST RELATED: NO|DBA: WELLMARK/AMERIGROUP/HEALTH PARTNERS|POST HELD: AGT|ADD: 45183 W YUCCA LANE, MARICOPA, AZ 85139|START DATE: 4/1/24|NATURE OF ACT: MEDICARE THROUGH WELLMARK BLUE CROSS BLUE SHIELD OF IOWA|HRS/MTH: 5|TRADING HRS/MTH: 5|DESCRIP OF DUTIES: MEDICARE CONTRACT FOR BLUE CROSS BLUE SHIELD OF IOWA. HELPING SMALL BUSINESSES OF IOWA WITH GROUP BENEFITS 7) NAME OF ACT:COLONIAL LIFE|INVEST RELATED: NO|DBA: COLONIAL LIFE|POS HELD: AGT|ADD: 45183 W YUCCA LANE, MARICOPA, AZ 85139|START DATE: 4/1/24|NAT OF ACT: SETTNG UP BUSINESS OWNERS WITH GROUP HEALTH IN|HRS/MTH: 5|TRADING HRS/MTH: 5|DESCRIP OF DUTIES: SELLING GROUP HEALTH BENEFITS 8) GP AGENCY BROKERAGE|POS: Agt|NATURE: Life Insurance brokerage|INVEST RELATED: No|# OF HOURS: 40|TRADING HOURS: 40 START DATE: 4/11/24|ADD: 7000 Six Forks Rd Suite 103, Raleigh NC 27615|DESCRIP: Independent ins broker 9) ENTERPRISE EVOLUTION POSITION: Proprietor/Owner NAT: Provide advice and guidance to organizations to enhance performance, efficiency, and overall effectiveness. Analyze operations, processes, and strategies to identify improvement areas through assessments, data collection, and market trend analysis. Develop tailored solutions to address challenges and seize opportunities, helping organizations achieve their full potential in a competitive business landscape. INVEST RELATED: No|# OF HOURS: 40|TRADING HOURS: 40|START DATE: 5/20/24 ADD: 45183 W Yucca Lane, Maricopa AZ 85139 DESCRIP: Collab with clients to create tailored strategic plans, including market analysis, competitive positioning, and growth strategies. Providing insights and solutions to overcome complex business challenges. Build strong relationships to understand & address clients' evolving needs. 10) TOPNOTCH ERC POST: Referral Partner NATURE: CPA/Accounting Services INVEST RELATED: No|# OF HOURS: 5|TRADING HOURS: 5 START DATE: 5/20/24 ADD: 4252 N Verrado Way, Suite 203, Buckeye AZ 85396, DESCRIP: Connect business owners with a CPA firm that specializes in Employee Retention Tax Credit.11)MANHATTAN LIFE|POST: Agent|NAT: Disability/Health Ins INVEST RELATED: No|# OF HOURS: 5|TRADING HOURS: 5|START DATE: 09/16/24|ADD: 10777 Northwest Freeway, Houston TX 77092|DESCRIPTION: LTC, Home Health Care & Dental Ins plans
CRS (Client Relationship Summary)
The CRS(Customer Relationship Summary) document is not provided.
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Past
April 11, 2024 - March 7, 2025
HORNOR, TOWNSEND & KENT, LLC
RIA
CRD#: 4031
Maricopa, AZ
Past
April 11, 2024 - March 7, 2025
HORNOR, TOWNSEND & KENT, LLC
BD
CRD#: 4031
Maricopa, AZ
Past
October 5, 2022 - April 19, 2024
TRANSAMERICA FINANCIAL ADVISORS, LLC
RIA
CRD#: 16164
Tucson, AZ
Past
June 1, 2022 - April 19, 2024
TRANSAMERICA FINANCIAL ADVISORS, LLC
BD
CRD#: 16164
Tucson, AZ
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
HORNOR, TOWNSEND & KENT, LLC
HORNOR, TOWNSEND & KENT, INC. | PENN MUTUAL EQUITY SERVICES, INC. | HORNOR, TOWNSEND & KENT, LLC
CRD#: 4031 / SEC#: 801-56151, 8-14715
RIA
Registered Investment Advisory firm - SEC (2/25/1999 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Philadelphia district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
Visual representation of state registrations
This advisor is not registered in any state.
Exams
State Security Law Exam
General Industry/Product Exam
RR
Series 7TO
Date: 6/1/2022
General Securities Representative ExaminationGeneral Industry/Product Exam
Current Firm
HORNOR, TOWNSEND & KENT, LLC
HORNOR, TOWNSEND & KENT, INC. | PENN MUTUAL EQUITY SERVICES, INC. | HORNOR, TOWNSEND & KENT, LLC
CRD#: 4031 / SEC#: 801-56151, 8-14715
RIA
Registered Investment Advisory firm - SEC (2/25/1999 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Philadelphia district office)
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Contact information
Main Address
161 Washington Street Suite 1111, Conshohocken, PA 19428
Mailing Address
161 Washington Street Suite 1111, Conshohocken, PA 19428
Phone number
(215) 957-7300
Established
Delaware since 09/09/2024
Firm type
Limited Liability Company
Fiscal year end
December
Firm Size
Large
# of Employees
442
SEC notice filing (51 States and Territories)
FINRA licenses (51 States and Territories)
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| 1847 FINANCIAL LLC | SHAREHOLDER | |
| GUNZENHAUSER, RADFORD MICHAEL | FINOP | 7253452 |
| HUCKERBY, KEITH GORDON | MANAGER | 2641591 |
| MASON, ANN-MARIE | CHIEF LEGAL OFFICER AND SECRETARY | 7145020 |
| MULLER, NIKI LEE | PRINCIPAL OPERATIONS OFFICER | 7364066 |
| NAGENGAST, HEATHER JILL | PRESIDENT, MANAGER | 5300554 |
| O'MALLEY, DAVID MICHAEL | CHAIRMAN AND MANAGER | 4468593 |
| ROBINSON, VICTORIA MARIE | CHIEF COMPLIANCE OFFICER, MANAGER | 4556827 |
| WYANT, JUSTIN | MANAGER | 8146157 |
Regulatory assets under management
| Total Number of Accounts | 31,522 |
| AUM (Assets Under Management) | $ 7,753,847,039 |
Disclosures
| Regulatory Event | 11 |
| Arbitration | 6 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
