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Michael Don Cipat Tinio

WRENNE FINANCIAL PLANNING
Overland Park, KS
·CRD# 7473992·5 years experience

Professional Summary

Michael Don Cipat Tinio, who also goes by Michael Don Cipat Tinio, Michael Tinio, is a registered financial advisor currently at WRENNE FINANCIAL PLANNING LLC located in Overland Park, Kansas. Michael Don is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2021. Michael Don has worked at 3 firms and has passed the Series 65 exam.

At a Glance

Always Fiduciary

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Michael Don Cipat Tinio, Michael Tinio

Blog Corner

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Videos & Posts

This advisor has not added any videos or posts yet.

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Contact Information

This advisor has not claimed their profile yet, so there is no contact information to display at this time.

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Years of Experience

5 years in the financial services industry

Current & Past Employments

WRENNE FINANCIAL PLANNING LLC·CRD# 173029
RIA
Overland Park, KS
September 24, 2026 - Present
FIRE WEALTH MANAGEMENT, LLC·CRD# 327958
RIA
Overland Park, KS
September 21, 2023 - January 17, 2025
FOX & COMPANY WEALTH MANAGEMENT·CRD# 151629
RIA
Overland Park, KS
December 6, 2021 - November 7, 2023

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Current Firm

WRENNE FINANCIAL PLANNING LLC
WRENNE FINANCIAL PLANNING LLC

WRENNE FINANCIAL PLANNING LLC

CRD#: 173029 / SEC#: 801-124952
RIA
Registered Investment Advisory firm - SEC (5/5/2022 Approved)
Alabama
Registered Investment Advisory firm - Alabama (5/9/2022 Terminated)
California
Registered Investment Advisory firm - California (6/8/2022 Terminated)
Colorado
Registered Investment Advisory firm - Colorado (5/9/2022 Terminated)
Florida
Registered Investment Advisory firm - Florida (5/9/2022 Terminated)
Georgia
Registered Investment Advisory firm - Georgia (5/24/2022 Terminated)
Illinois
Registered Investment Advisory firm - Illinois (5/9/2022 Terminated)
Indiana
Registered Investment Advisory firm - Indiana (5/10/2022 Terminated)
Kentucky
Registered Investment Advisory firm - Kentucky (5/9/2022 Terminated)
Louisiana
Registered Investment Advisory firm - Louisiana (5/10/2022 Terminated)
Michigan
Registered Investment Advisory firm - Michigan (5/18/2022 Terminated)
New York
Registered Investment Advisory firm - New York (5/9/2022 Terminated)
North Carolina
Registered Investment Advisory firm - North Carolina (5/20/2022 Terminated)
Ohio
Registered Investment Advisory firm - Ohio (5/9/2022 Terminated)
Pennsylvania
Registered Investment Advisory firm - Pennsylvania (5/18/2022 Terminated)
Tennessee
Registered Investment Advisory firm - Tennessee (5/9/2022 Terminated)
Texas
Registered Investment Advisory firm - Texas (5/9/2022 Terminated)
Virginia
Registered Investment Advisory firm - Virginia (5/10/2022 Terminated)
Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

Contact Information

Main Address

Lexington, KY

Phone Number

(859) 538-6044

# of Employees

11

SEC notice filing (30 States and Territories)

Registered to provide investment advisory services in 30 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

FORM ADV PART 2 (4/23/2026)

Regulatory Assets Under Management

Total Number of Accounts

2,351

AUM (Assets Under Management)

$297,914,898

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Other business activities

Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Fox & Company Wealth Management is an investment related financial planning and investment advisory service firm at 907B Paris Road, Mayfield, KY since December 2021. Mr. Tinio works as a financial paraplanner responsible for coordinating with clients to collect data for financial plans, analyzing and providing preliminary reports to the lead financial planner and occasionally facilitating client meetings. Mr. Tinio works 160 hours month. Fox & Company is in the process of dissolving and employment may end as soon as the end of September 2023.

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
WRENNE FINANCIAL PLANNING LLC
WRENNE FINANCIAL PLANNING LLC

WRENNE FINANCIAL PLANNING LLC

CRD#: 173029 / SEC#: 801-124952
RIA
Registered Investment Advisory firm - SEC (5/5/2022 Approved)
Alabama
Registered Investment Advisory firm - Alabama (5/9/2022 Terminated)
California
Registered Investment Advisory firm - California (6/8/2022 Terminated)
Colorado
Registered Investment Advisory firm - Colorado (5/9/2022 Terminated)
Florida
Registered Investment Advisory firm - Florida (5/9/2022 Terminated)
Georgia
Registered Investment Advisory firm - Georgia (5/24/2022 Terminated)
Illinois
Registered Investment Advisory firm - Illinois (5/9/2022 Terminated)
Indiana
Registered Investment Advisory firm - Indiana (5/10/2022 Terminated)
Kentucky
Registered Investment Advisory firm - Kentucky (5/9/2022 Terminated)
Louisiana
Registered Investment Advisory firm - Louisiana (5/10/2022 Terminated)
Michigan
Registered Investment Advisory firm - Michigan (5/18/2022 Terminated)
New York
Registered Investment Advisory firm - New York (5/9/2022 Terminated)
North Carolina
Registered Investment Advisory firm - North Carolina (5/20/2022 Terminated)
Ohio
Registered Investment Advisory firm - Ohio (5/9/2022 Terminated)
Pennsylvania
Registered Investment Advisory firm - Pennsylvania (5/18/2022 Terminated)
Tennessee
Registered Investment Advisory firm - Tennessee (5/9/2022 Terminated)
Texas
Registered Investment Advisory firm - Texas (5/9/2022 Terminated)
Virginia
Registered Investment Advisory firm - Virginia (5/10/2022 Terminated)
Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
IAR
Kansas
(9/24/2026)
IAR
Texas
(9/24/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 65 — Uniform Investment Adviser Law Examination

Passed Apr 2021About the Series 65 exam

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CRS (Client Relationship Summary) - RIA

Click below to view Michael Don Cipat Tinio's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

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MT
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