Zachary E. Chiara

FACTOR FINANCIAL

CITRUS HEIGHTS, CA

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CRD#: 7259006

Professional summary

Zachary Edward Chiara, who also goes by Zach Chiara, Zachary E Chiara, is a registered financial advisor currently at FACTOR FINANCIAL located in Citrus Heights, California.

Zachary is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2021. Zachary has worked at 5 firms and has passed the Series 66, Series 7TO and SIE exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Zach Chiara | Zachary E Chiara

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

I also run a solo fee-only RIA that I am the sole advisor and owner of. I will be maintaining my business and be dual registered with both Factor Financial LLC (my entity) and Analog Capital Advisors. These two RIA's are unaffiliated and have nothing to do with each other. I run my business separately and completely detached from Analog and vice versa when working on behalf of Analog.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Zachary Edward Chiara's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

January 7, 2025 - Present

FACTOR FINANCIAL

RIA

CRD#: 333597

CITRUS HEIGHTS, CA

Past

May 21, 2025 - July 4, 2025

ANALOG CAPITAL PARTNERS LLC

RIA

CRD#: 309636

Citrus Heights, CA

Past

August 29, 2023 - January 8, 2025

U.S. BANCORP INVESTMENTS, INC.

RIA

CRD#: 17868

Knoxville, TN

Past

August 29, 2023 - January 8, 2025

U.S. BANCORP INVESTMENTS, INC.

CRD#: 17868

Knoxville, TN

Past

August 24, 2022 - August 30, 2023

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

RALEIGH, NC

Past

August 24, 2022 - August 30, 2023

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

RALEIGH, NC

Past

June 28, 2021 - May 17, 2022

THRIVENT INVESTMENT MANAGEMENT INC.

RIA

CRD#: 18387

ROSEVILLE, CA

Past

April 19, 2021 - May 17, 2022

THRIVENT INVESTMENT MANAGEMENT INC.

CRD#: 18387

ROSEVILLE, CA

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

California
(1/7/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 6/26/2021

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7TO

Date: 4/18/2021

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 1/23/2021

Securities Industry Essentials Examination

Current Firm

FACTOR FINANCIAL

FACTOR FINANCIAL | FACTOR FINANCIAL LLC

CRD#: 333597 / SEC#:

California

Registered Investment Advisory firm - (1/7/2025 Approved)

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Contact information

Main Address

Citrus Heights, CA

Mailing Address

2281 Lava Ridge Court Suite 200, Roseville, CA 95661

Phone number

(916) 755-6447

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Zachary E. Chiara

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Zachary Edward Chiara's CRS (Customer Relationship Summary).

Certified licenses

Experience

FACTOR FINANCIAL

ANALOG CAPITAL PARTNERS LLC

U.S. BANCORP INVESTMENTS, INC.

U.S. BANCORP INVESTMENTS, INC.

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

THRIVENT INVESTMENT MANAGEMENT INC.

THRIVENT INVESTMENT MANAGEMENT INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 6/26/2021

Series 7TO

Date: 4/18/2021

SIE

Date: 1/23/2021

Current Firm

FACTOR FINANCIAL

Contact information

Documents

Red Flags

Company Information

FACTOR FINANCIAL

TRUST BUT VERIFY

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