JR
James D. Rainwater
BANGERTER FINANCIAL SERVICES
Baltimore, MD 21224
Some features on this profile are disabled
CRD#: 7210755
JR
Professional summary
James Donald Rainwater, who also goes by James Donald Rainwater Jr., is a registered financial advisor currently at BANGERTER FINANCIAL SERVICES, INC. located in Baltimore, Maryland and CONCORDE INVESTMENT SERVICES, LLC located in Roseville, California.
James is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2020. James has worked at 5 firms and has passed the Series 66, Series 7TO and SIE exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
James Donald Rainwater Jr.
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
1) Concorde Insurance Agency, Investment related, Ann Arbor, MI 48108, Insurance sales, Agent, Start date 11/28/2023, 1-5 hours/month during non trading hours, 1-5 hours/month during trading hours. 2) CIRA, 1776 Pleasant Plain Rd, Fairfield IA, As Advisory Rep of a RIA. Producer, Insurance producer. Insurance to broker dealer relationships. Start date 11/01/2020, 1-5 hours/month during non trading hours, 1-5 hours/month during trading hours. 3) Bangerter Financial, Outside RIA Affiliation. Investment Related. Start date: Dec. 1, 2024. 1380 Lead Hill Blvd, Suite 180. Roseville, CA 95661. IAR. 1-5 hours during non-trading hours. 1-5 hours during trading hours. 4) James Rainwater CPA LLC, Non Investment related, Bel Air, MD 21015, CPA Firm, CEO/Owner, CPA/enrolled agent/tax prep/account services, monetized installment sales, commissions & fees on products. Start date 09/01/2011, Owner/CEO, 40 + hours during nontrading hours, 40 + during trading hours. 5) Rainwater Planning LLC, Investment related,1011Henderson Rd, Bel Air MD 21015, DBA Managing Member, IUL Insurance, Insurance Producer, Start 11/01/2020, 1-5 hours/month during non trading hours, 1-5 hours/month during trading hours. 6) James Rainwater, Non Investment related, 1011 Henderson Rd, Bel Air MD, Sole Proprietor, Independent Insurance Agent for various Independent Insurance Companies, Start 02/01/19, 1-5 hours/month during non trading hours, 1-5 hours/month during trading hours.
CRS (Client Relationship Summary) - RIA
Click below to view James Donald Rainwater's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
June 25, 2025 - Present
BANGERTER FINANCIAL SERVICES, INC.
Office #1: 2700 Lighthouse Point E Suite 501, Baltimore, MD 21224RIA
CRD#: 171939
Baltimore, MD
Current
November 29, 2023 - Present
CONCORDE INVESTMENT SERVICES, LLC
Office #1: 1380 Lead Hill Blvd Suite 180, Roseville, CA 95661BD
CRD#: 151604
Roseville, CA
Past
November 29, 2023 - September 26, 2025
CONCORDE ASSET MANAGEMENT, LLC
RIA
CRD#: 140367
Bel Air, MD
Past
January 30, 2020 - December 8, 2023
CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC.
RIA
CRD#: 134139
Bel Air, MD
Past
January 21, 2020 - December 8, 2023
CAMBRIDGE INVESTMENT RESEARCH, INC.
BD
CRD#: 39543
Bel Air, MD
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alaska(6/21/2024)
RR
California(11/29/2023)
RR
Florida(11/29/2023)
RR
Georgia(1/2/2024)
RR
Illinois(11/29/2023)
RR
Maryland(11/29/2023)
IAR
Maryland(6/25/2025)
RR
Massachusetts(1/24/2024)
RR
Minnesota(11/29/2023)
RR
Montana(12/20/2024)
RR
New Jersey(11/29/2023)
RR
New York(11/29/2023)
RR
Ohio(12/24/2023)
RR
Pennsylvania(12/20/2023)
RR
South Carolina(8/19/2024)
RR
Tennessee(12/17/2024)
RR
Texas(11/29/2023)
RR
Utah(1/3/2024)
RR
Virginia(11/29/2023)
RR
Washington(12/19/2023)
RR
West Virginia(11/29/2023)
Exams
State Security Law Exam
General Industry/Product Exam
RR
Series 7TO
Date: 1/21/2020
General Securities Representative ExaminationGeneral Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
BF
BANGERTER FINANCIAL SERVICES, INC.
BANGERTER FINANCIAL AND INSURANCE SERVICES, INC. | BANGERTER FINANCIAL SERVICES, INC.
CRD#: 171939 / SEC#:
California
Registered Investment Advisory firm - (10/20/2014 Approved)Florida
Registered Investment Advisory firm - (11/16/2022 Approved)Georgia
Registered Investment Advisory firm - (4/26/2024 Approved)Louisiana
Registered Investment Advisory firm - (3/28/2024 Terminated)Maryland
Registered Investment Advisory firm - (6/25/2025 Approved)Nevada
Registered Investment Advisory firm - (8/30/2022 Approved)Texas
Registered Investment Advisory firm - (12/6/2021 Conditional Restricted)Utah
Registered Investment Advisory firm - (10/13/2021 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
1380 Lead Hill Blvd Suite 180, Roseville, CA 95661
Mailing Address
Phone number
(916) 965-1879
Established
Firm type
Fiscal year end
# of Employees
8
Regulatory assets under management
| Total Number of Accounts | 320 |
| AUM (Assets Under Management) | $ 68,785,486 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
