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Stephen I. Luna

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CRD#: 7197390
SL

Professional summary

Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Stephen Ishbak Luna, who also goes by Stephen I Luna, Stephen Ishbak Luna Carrillo, was a registered financial professional .

Stephen is a previously registered financial professional and started their career in finance in 2020. Stephen had worked at 7 firms and has passed the Series 65, Series 63, Series 7TO, Series 6TO and SIE exams.

Question & Answer

Are you a "fiduciary"?
No

Aliases

Stephen I Luna | Stephen Ishbak Luna Carrillo

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Past

January 23, 2026 - April 30, 2026

VOYA RETIREMENT ADVISORS, LLC

RIA
CRD#: 3989
Boston, MA
Past

January 2, 2026 - April 30, 2026

VOYA FINANCIAL PARTNERS, LLC

BD
CRD#: 34815
Boston, MA
Past

November 12, 2025 - January 5, 2026

VOYA FINANCIAL ADVISORS, INC.

RIA
CRD#: 2882
Boston, MA
Past

November 11, 2025 - January 5, 2026

VOYA FINANCIAL ADVISORS, INC.

BD
CRD#: 2882
Boston, MA
Past

July 3, 2024 - November 10, 2025

MANULIFE JOHN HANCOCK BROKERAGE SERVICES LLC

BD
CRD#: 150842
Boston, MA
Past

February 7, 2023 - November 10, 2025

JOHN HANCOCK PERSONAL FINANCIAL SERVICES, LLC

RIA
CRD#: 174433
BOSTON, MA
Past

July 20, 2022 - July 3, 2024

JOHN HANCOCK INVESTMENT MANAGEMENT DISTRIBUTORS LLC

BD
CRD#: 28262
BOSTON, MA
Past

January 3, 2020 - July 21, 2022

JOHN HANCOCK DISTRIBUTORS LLC

BD
CRD#: 5249
BOSTON, MA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
VOYA RETIREMENT ADVISORS, LLC
VOYA RETIREMENT ADVISORS, LLC
CITISTREET ADVISORS LLC | VOYA RETIREMENT ADVISORS, LLC | SMITH ANNUITY SERVICES, INC. | SMITH ANNUITY SERVICES LLC | ING INVESTMENT ADVISORS, LLC | D. F. S. & ASSOCIATES

CRD#: 3989 / SEC#: 801-57963, 8-14495

RIA
Registered Investment Advisory firm - SEC (9/25/2000 Approved)
BD
Terminated by SEC on 11/29/2016

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Exams

State Security Law Exam
IAR
Series 65
Date: 1/30/2023
Uniform Investment Adviser Law Examination
State Security Law Exam
RR
Series 63
Date: 1/31/2020
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
Series 7TO
Date: 12/10/2025
General Securities Representative Examination
General Industry/Product Exam
RR
Series 6TO
Date: 1/3/2020
Investment Company Products/Variable Contracts Representative Examination
General Industry/Product Exam
RR
SIE
Date: 12/4/2019
Securities Industry Essentials Examination

Current Firm

VOYA RETIREMENT ADVISORS, LLC
VOYA RETIREMENT ADVISORS, LLC
CITISTREET ADVISORS LLC | VOYA RETIREMENT ADVISORS, LLC | SMITH ANNUITY SERVICES, INC. | SMITH ANNUITY SERVICES LLC | ING INVESTMENT ADVISORS, LLC | D. F. S. & ASSOCIATES

CRD#: 3989 / SEC#: 801-57963, 8-14495

RIA
Registered Investment Advisory firm - SEC (9/25/2000 Approved)
BD
Terminated by SEC on 11/29/2016
PREMIUM
Stay ahead of every change that matters. Proactive intelligence on your advisors, before issues escalate.
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Trends, Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address
One Orange Way, Windsor, CT 06095
Mailing Address
Phone number
(860) 580-2817
Established
New Jersey since 02/01/2000
Firm type
Limited Liability Company
Fiscal year end
December
# of Employees
116

SEC notice filing (52 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Latest Form ADV

Part 2 Brochures

VOYA RETIREMENT ADVISORS, LLC PART 2A BROCHURE (3/12/2025)

Direct owners and executive officers

NamePositionCRD#
VOYA INSTITUTIONAL PLAN SERVICES, LLCSOLE MEMBER OF APPLICANT
GORDON, REGINA AVERYCHIEF COMPLIANCE OFFICER3173644
HULTGREN, KRISTIN HENDERSONCFO / FINOP5506534
NICHOLS, JAMES LUTHER IVMANAGING DIRECTOR5237805

Regulatory assets under management

Total Number of Accounts13,160
AUM (Assets Under Management)$ 30,885,140,490

Disclosures

Regulatory Event1

Accountant surprise examination report

Filing DateForm ADV-E CoverForm ADV-E Report
01/15/2026
Cover Page
Report
10/18/2024
Cover Page
Report
01/26/2024
Cover Page
Report
01/27/2023
Cover Page
Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

VOYA RETIREMENT ADVISORS, LLC

VOYA RETIREMENT ADVISORS, LLC

CRD#: 3989

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