Charles E. Ruff

LAYLINE ADVISORS

ROCHESTER, NY 14607

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CRD#: 7174900

Professional summary

Charles Edward Ruff, who also goes by Charlie Ruff, is a registered financial advisor currently at LAYLINE ADVISORS located in Rochester, New York.

Charles is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2019. Charles has worked at 4 firms .

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Charlie Ruff

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Charles Edward Ruff's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

December 19, 2025 - Present

LAYLINE ADVISORS

Office #1: 19 Prince St. 3rd Floor, Rochester, NY 14607

RIA

CRD#: 285136

ROCHESTER, NY

Past

October 27, 2025 - January 16, 2026

CAPTRUST

RIA

CRD#: 175112

Rochester, NY

Past

August 5, 2022 - December 31, 2025

COBBLESTONE CAPITAL ADVISORS, LLC

RIA

CRD#: 108023

ROCHESTER, NY

Past

November 21, 2019 - July 21, 2022

NOVEM GROUP

RIA

CRD#: 158964

ROCHESTER, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

LAYLINE ADVISORS

LAYLINE ADVISERS | LAYLINE ADVISORS, LLC | LAYLINE ADVISORS

CRD#: 285136 / SEC#: 801-114790

RIA

Registered Investment Advisory firm - (3/8/2019 Approved)

District of Columbia

Registered Investment Advisory firm - (12/20/2018 Terminated)

New York

Registered Investment Advisory firm - (4/1/2019 Terminated)

Texas

Registered Investment Advisory firm - (4/1/2019 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

New York
(12/19/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

Current Firm

LAYLINE ADVISORS

LAYLINE ADVISERS | LAYLINE ADVISORS, LLC | LAYLINE ADVISORS

CRD#: 285136 / SEC#: 801-114790

RIA

Registered Investment Advisory firm - (3/8/2019 Approved)

District of Columbia

Registered Investment Advisory firm - (12/20/2018 Terminated)

New York

Registered Investment Advisory firm - (4/1/2019 Terminated)

Texas

Registered Investment Advisory firm - (4/1/2019 Terminated)

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Contact information

Main Address

19 Prince St. 3rd Floor, Rochester, NY 14607

Mailing Address

Phone number

(585) 210-8222

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (2 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A/2B, WRAP BROCHURE (1/9/2026)

Regulatory assets under management

Total Number of Accounts	418
AUM (Assets Under Management)	$ 131,311,586

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Charles E. Ruff

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Charles Edward Ruff's CRS (Customer Relationship Summary).

Certified licenses

Experience

LAYLINE ADVISORS

CAPTRUST

COBBLESTONE CAPITAL ADVISORS, LLC

NOVEM GROUP

Primary Firm SEC Registration

LAYLINE ADVISORS

State Registrations and Notice Filings

Exams

Current Firm

LAYLINE ADVISORS

Contact information

SEC notice filing (2 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

LAYLINE ADVISORS

TRUST BUT VERIFY

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