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Charles Edward Ruff

LAYLINE ADVISORS
ROCHESTER, NY
·CRD# 7174900·7 years experience

Professional Summary

Charles Edward Ruff, who also goes by Charlie Ruff, is a registered financial advisor currently at LAYLINE ADVISORS located in Rochester, New York. Charles is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2019. Charles has worked at 4 firms.

At a Glance

Always Fiduciary

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

Charlie Ruff

Blog Corner

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Videos & Posts

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Contact Information

This advisor has not claimed their profile yet, so there is no contact information to display at this time.

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Years of Experience

7 years in the financial services industry

Current & Past Employments

LAYLINE ADVISORS·CRD# 285136
RIA
19 Prince St. 3rd Floor, Rochester, NY 14607
December 19, 2025 - Present
CAPTRUST·CRD# 175112
RIA
Rochester, NY
October 27, 2025 - January 16, 2026
COBBLESTONE CAPITAL ADVISORS, LLC·CRD# 108023
RIA
Rochester, NY
August 5, 2022 - December 31, 2025
NOVEM GROUP·CRD# 158964
RIA
Rochester, NY
November 21, 2019 - July 21, 2022

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Current Firm

LA
LAYLINE ADVISORS

LAYLINE ADVISERS | LAYLINE ADVISORS, LLC | LAYLINE ADVISORS

CRD#: 285136 / SEC#: 801-114790
RIA
Registered Investment Advisory firm - SEC (3/8/2019 Approved)
District of Columbia
Registered Investment Advisory firm - District of Columbia (12/20/2018 Terminated)
New York
Registered Investment Advisory firm - New York (4/1/2019 Terminated)
Texas
Registered Investment Advisory firm - Texas (4/1/2019 Terminated)
Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

Contact Information

Main Address

19 Prince St. 3rd Floor, Rochester, NY 14607

Phone Number

(585) 210-8222

# of Employees

4

SEC notice filing (2 States and Territories)

Registered to provide investment advisory services in 2 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

ADV PART 2A/2B, WRAP BROCHURE (1/9/2026)

Regulatory Assets Under Management

Total Number of Accounts

418

AUM (Assets Under Management)

$131,311,586

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Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

Name: St. John Fisher University Address: 3690 East Avenue, Rochester, New York 14618 Not Investment Related Nature: University Position/Title: Adjunct Professor Start: 09/30/2021 Hours/Month: 24 Hours during Market Hours: 1 Duties: teacher

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
LA
LAYLINE ADVISORS

LAYLINE ADVISERS | LAYLINE ADVISORS, LLC | LAYLINE ADVISORS

CRD#: 285136 / SEC#: 801-114790
RIA
Registered Investment Advisory firm - SEC (3/8/2019 Approved)
District of Columbia
Registered Investment Advisory firm - District of Columbia (12/20/2018 Terminated)
New York
Registered Investment Advisory firm - New York (4/1/2019 Terminated)
Texas
Registered Investment Advisory firm - Texas (4/1/2019 Terminated)
Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
IAR
New York
(12/19/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

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CRS (Client Relationship Summary) - RIA

Click below to view Charles Edward Ruff's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

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CR
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