Ryan M. Paye

FINANCIAL SERVICES OF AMERICA ADVISORS

Troy, MI 48084

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CRD#: 7165818

Professional summary

Ryan Michael Paye, who also goes by Ryan M Paye, Ryan Paye, is a registered financial advisor currently at FINANCIAL SERVICES OF AMERICA ADVISORS located in Troy, Michigan.

Ryan is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2021. Ryan has worked at 3 firms and has passed the Series 66, Series 7TO and SIE exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Ryan M Paye | Ryan Paye

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ryan Michael Paye's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

July 19, 2023 - Present

FINANCIAL SERVICES OF AMERICA ADVISORS

Office #1: 50 W Big Beaver Rd Suite 500, Troy, MI 48084

RIA

CRD#: 286251

Troy, MI

Past

September 29, 2023 - April 1, 2025

AE FINANCIAL SERVICES, LLC

CRD#: 298608

Troy, MI

Past

April 7, 2021 - October 14, 2021

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

RIA

CRD#: 7691

ROSEVILLE, MI

Past

March 13, 2021 - October 14, 2021

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

CRD#: 7691

ROSEVILLE, MI

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

FINANCIAL SERVICES OF AMERICA ADVISORS

FINANCIAL SERVICES OF AMERICA ADVISORS | FSA ADVISORS, INC. | FSA ADVISORS

CRD#: 286251 / SEC#: 801-120474

RIA

Registered Investment Advisory firm - (3/8/2021 Approved)

Florida

Registered Investment Advisory firm - (4/21/2021 Terminated)

Michigan

Registered Investment Advisory firm - (4/21/2021 Terminated)

Texas

Registered Investment Advisory firm - (4/21/2021 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Michigan
(7/19/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 4/6/2021

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7TO

Date: 3/13/2021

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 9/9/2019

Securities Industry Essentials Examination

Current Firm

FINANCIAL SERVICES OF AMERICA ADVISORS

FINANCIAL SERVICES OF AMERICA ADVISORS | FSA ADVISORS, INC. | FSA ADVISORS

CRD#: 286251 / SEC#: 801-120474

RIA

Registered Investment Advisory firm - (3/8/2021 Approved)

Florida

Registered Investment Advisory firm - (4/21/2021 Terminated)

Michigan

Registered Investment Advisory firm - (4/21/2021 Terminated)

Texas

Registered Investment Advisory firm - (4/21/2021 Terminated)

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Contact information

Main Address

50 W Big Beaver Rd Suite 500, Troy, MI 48084

Mailing Address

Phone number

(800) 977-9292

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (10 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A- FSA ADVISORS, INC. (1/24/2025)

Regulatory assets under management

Total Number of Accounts	3,687
AUM (Assets Under Management)	$ 396,180,038

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Ryan M. Paye

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ryan Michael Paye's CRS (Customer Relationship Summary).

Certified licenses

Experience

FINANCIAL SERVICES OF AMERICA ADVISORS

AE FINANCIAL SERVICES, LLC

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED

Primary Firm SEC Registration

FINANCIAL SERVICES OF AMERICA ADVISORS

State Registrations and Notice Filings

Exams

Series 66

Date: 4/6/2021

Series 7TO

Date: 3/13/2021

SIE

Date: 9/9/2019

Current Firm

FINANCIAL SERVICES OF AMERICA ADVISORS

Contact information

SEC notice filing (10 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

FINANCIAL SERVICES OF AMERICA ADVISORS

TRUST BUT VERIFY

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