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MO

Melissa D. Opel

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CRD#: 7148160
MO

Professional summary


Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.

That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.

Melissa D Opel was a registered financial professional .

Melissa is a previously registered financial professional and started their career in finance in 2019. Melissa had worked at 2 firms and has passed the Series 65 exam.

top-8-questions

Question & Answer


Are you a "fiduciary"?
No

Aliases


None

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
NAME OF THE OTHER BUSINESS: NORTHERN CAPITAL RETIREMENT SERVICES INC INVESTMENT RELATED: YES BUSINESS ADDRESS: 2700 S SOUTHEAST BLVD STE 205, SPOKANE WA 99223 NATURE OF THE OTHER BUSINESS: REGISTERED INVESTMENT ADVISER / AFFILIATE OF NORTHERN CAPITAL MANAGEMENT INC / MANAGE RETIREMENT PLANS POSITION/TITLE/OR RELATIONSHIP: PORTFOLIO MANAGER START DATE: 02/2018 APPROXIMATE # OF HOURS/MONTH DEVOTED: 0-10 NUMBER OF HOURS/MONTH YOU DEVOTE DURING TRADING HOURS: 0-10 DUTIES: INVESTMENT MANAGEMENT

Blog Corner


CRS (Client Relationship Summary)


The CRS(Customer Relationship Summary) document is not provided.

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience


Past

October 11, 2019 - May 18, 2023

NORTHERN CAPITAL RETIREMENT SERVICES, INC.

RIA
CRD#: 163327
SPOKANE, WA
Past

October 11, 2019 - May 18, 2023

NORTHERN CAPITAL MANAGEMENT, INC.

RIA
CRD#: 111379
SPOKANE, WA

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
NC
NORTHERN CAPITAL RETIREMENT SERVICES, INC.
CAPITAL RETIREMENT PLAN SERVICES, INC. | NORTHERN CAPITAL RETIREMENT SERVICES, INC.

CRD#: 163327 / SEC#: 801-77836

RIA
Registered Investment Advisory firm - (4/2/2013 Approved)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Exams


State Security Law Exam
IAR
Series 65
Date: 10/11/2019
Uniform Investment Adviser Law Examination

Current Firm


NC
NORTHERN CAPITAL RETIREMENT SERVICES, INC.
CAPITAL RETIREMENT PLAN SERVICES, INC. | NORTHERN CAPITAL RETIREMENT SERVICES, INC.

CRD#: 163327 / SEC#: 801-77836

RIA
Registered Investment Advisory firm - (4/2/2013 Approved)
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Contact information


Main Address
2700 S Southeast Boulevard Suite 205, Spokane, WA 99223
Mailing Address
Phone number
(509) 456-2526
Established
Firm type
Fiscal year end
# of Employees
11

SEC notice filing (2 States and Territories)


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Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

2025-07-16 NCRS (ADV PART 2A BROCHURE) (7/24/2025)

Regulatory assets under management


Total Number of Accounts22
AUM (Assets Under Management)$ 263,189,636

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


NORTHERN CAPITAL RETIREMENT SERVICES, INC.

CRD#: 163327

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