Michael P. Cerutti

MODERN WEALTH MANAGEMENT

Rochester, NY 14604

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CRD#: 7143255

Professional summary

Michael Patrick Cerutti, who also goes by Michael Patrick Cerutti, Michael Cerutti, Mike Cerutti, is a registered financial advisor currently at MODERN WEALTH MANAGEMENT, LLC located in Rochester, New York and MUTUAL SECURITIES, INC. located in Rochester, New York.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2019. Michael has worked at 7 firms and has passed the Series 65, Series 63, Series 7TO and SIE exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Michael Patrick Cerutti | Michael Cerutti | Mike Cerutti

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1. Modern Wealth Management, Start Date: 05/27/2025, One Bausch & Lomb Place, Ste. 900, Rochester, NY 14604, LLC, RIA, Relationship Manager, Assist lead Wealth Advisors with client meetings, lead meetings with clients, prepare reports to present to clients, Investment Related, 150 Hours per month, 6 Hours per day during trading hours. 2. Mutual Securities Group, Start Date: 05/27/2025, Camarillo, CA. Registered Representative, 150 hours per month, 6 hours per day during trading hours.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Patrick Cerutti's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 18, 2025 - Present

MODERN WEALTH MANAGEMENT, LLC

Office #1: One Bausch & Lomb Place Suite 920, Rochester, NY 14604

RIA

CRD#: 324624

Rochester, NY

Current

May 27, 2025 - Present

MUTUAL SECURITIES, INC.

Office #1: One Bausch And Lomb Place Ste. 900, Rochester, NY 14604

CRD#: 13092

Rochester, NY

Past

January 24, 2025 - April 2, 2025

OSAIC WEALTH, INC.

RIA

CRD#: 23131

ROCHESTER, NY

Past

January 24, 2025 - April 2, 2025

OSAIC WEALTH, INC.

CRD#: 23131

ROCHESTER, NY

Past

March 8, 2024 - January 24, 2025

OSAIC FA, INC.

RIA

CRD#: 3978

ROCHESTER, NY

Past

March 8, 2024 - January 24, 2025

OSAIC FA, INC.

CRD#: 3978

ROCHESTER, NY

Past

June 16, 2022 - May 9, 2023

NEUBERGER BERMAN BD LLC

RIA

CRD#: 2908

NEW YORK, NY

Past

April 7, 2022 - May 9, 2023

NEUBERGER BERMAN BD LLC

CRD#: 2908

NEW YORK, NY

Past

January 6, 2021 - May 17, 2021

G.DISTRIBUTORS, LLC

CRD#: 155071

RYE, NY

Past

September 17, 2019 - April 7, 2020

G.RESEARCH, LLC

CRD#: 7353

RYE, NY

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

MODERN WEALTH MANAGEMENT, LLC

MODERN WEALTH MANAGEMENT, LLC | PUBLIC SAFETY FINANCIAL | PETSO FINANCIAL, A DIVISION OF MODERN WEALTH MANAGEMENT, LLC

CRD#: 324624 / SEC#: 801-127231

RIA

Registered Investment Advisory firm - (5/2/2023 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

New York
(5/27/2025)

IAR

New York
(6/18/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 65

Date: 6/16/2022

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 10/7/2019

Uniform Securities Agent State Law Examination

General Industry/Product Exam

Series 7TO

Date: 9/17/2019

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 7/23/2019

Securities Industry Essentials Examination

SRO Registrations

FINRA

Current Firm

MODERN WEALTH MANAGEMENT, LLC

MODERN WEALTH MANAGEMENT, LLC | PUBLIC SAFETY FINANCIAL | PETSO FINANCIAL, A DIVISION OF MODERN WEALTH MANAGEMENT, LLC

CRD#: 324624 / SEC#: 801-127231

RIA

Registered Investment Advisory firm - (5/2/2023 Approved)

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Contact information

Main Address

13550 W 95th St., Lenexa, KS 66227

Mailing Address

Phone number

(913) 393-1000

Established

Firm type

Fiscal year end

# of Employees

150

SEC notice filing (52 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

MARCH 2025 ADV 2A (3/28/2025)

Regulatory assets under management

Total Number of Accounts	18,823
AUM (Assets Under Management)	$ 6,148,915,787

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Michael P. Cerutti

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Patrick Cerutti's CRS (Customer Relationship Summary).

Certified licenses

Experience

MUTUAL SECURITIES, INC.

OSAIC WEALTH, INC.

OSAIC WEALTH, INC.

OSAIC FA, INC.

OSAIC FA, INC.

NEUBERGER BERMAN BD LLC

NEUBERGER BERMAN BD LLC

G.DISTRIBUTORS, LLC

G.RESEARCH, LLC

Primary Firm SEC Registration

MODERN WEALTH MANAGEMENT, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 6/16/2022

Series 63

Date: 10/7/2019

Series 7TO

Date: 9/17/2019

SIE

Date: 7/23/2019

FINRA

Current Firm

MODERN WEALTH MANAGEMENT, LLC

Contact information

SEC notice filing (52 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

MODERN WEALTH MANAGEMENT, LLC

TRUST BUT VERIFY

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