Elias Young
FIDUCIARY FINANCIAL ADVISORS
ROCKLIN, CA
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CRD#: 7142676
Professional summary
Elias Young, CFP®, who also goes by Elias Mikhail John Young, is a registered financial advisor currently at FIDUCIARY FINANCIAL ADVISORS located in Rocklin, California.
Elias is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2019. Elias has worked at 4 firms and has passed the Series 65 exam.
Core Areas of Focus
AUM
Cash Flow/Budgets/Credit Issues
Investment Advice with Ongoing Management
Investment Advice without Ongoing Management
Medical Professionals
Middle Income Client Needs
Biography
I am a financial planner and advisor at Wellspring Financial Partners, an independent 'Fee-Only' firm. I am a fiduciary focused on giving objective, holistic, and comprehensive financial advice. I also work with individuals helping to navigate whatever stage of life you are in, from building wealth all the way to preserving what you’ve already worked hard to build.
My background is in finance and financial planning. After receiving my Bachelors of Science degree from Sacramento State's Financial Planning program, I have continued to advance my financial planning and advisory experience and knowledge by obtaining various credentials including The CERTIFIED FINANCIAL PLANNER™ marks or otherwise known as the CFP® marks. This noteworthy designation is generally considered to be the 'Gold Standard' in financial planning.
During the last several years I have been responsible for creating many of the more sophisticated and complex financial plans for Wellspring. For all our clients the goal is the same, to take an in depth look at what it will take to achieve your goals today, tomorrow, and far beyond and then prepare the blueprint to make that happen. Additionally, I am a member of Wellspring’s Investment Committee, ensuring that our portfolio allocations and recommendations continue to deliver low-cost, high-quality strategies with the goal of achieving the highest probability of success.
The services I provide include investment analysis, wealth management, and preparation of comprehensive financial plans.
I currently reside in Tucson Arizona, with my wife and young growing family. In my free time I enjoy spending time with my family, exploring the outdoors, BBQing, and tinkering with things around the house.
Question & Answer
What are your service offerings?
Investment Planning
Life Transitions
Debt Management
Inheritance
Retirement Income Management
Retirement Planning
Budgeting
Social Security Planning
Comprehensive Financial Planni...
Socially Responsible Investing
What is your minimum asset requirement?
1
Are you a "fiduciary"?
Yes
Aliases
Elias Mikhail John Young
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Elias Young's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2022
Experience
Current
October 27, 2025 - Present
FIDUCIARY FINANCIAL ADVISORS
RIA
CRD#: 172103
ROCKLIN, CA
Past
September 30, 2025 - October 24, 2025
CORNERSTONE PLANNING GROUP
RIA
CRD#: 307189
Tuscon, AZ
Past
November 22, 2024 - December 22, 2025
INDEPENDENCE FINANCIAL PLANNING LLC
RIA
CRD#: 333881
ROCKLIN, CA
Past
August 5, 2019 - October 23, 2024
WELLSPRING FINANCIAL PARTNERS
RIA
CRD#: 158872
Tuson, AZ
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
FF
FIDUCIARY FINANCIAL ADVISORS
ACTION POINT FINANCIAL PLANNING, LLC | LUMINOUS MONEY | FIDUCIARY FINANCIAL ADVISORS
CRD#: 172103 / SEC#: 801-120619
RIA
Registered Investment Advisory firm - (3/26/2021 Approved)Michigan
Registered Investment Advisory firm - (5/13/2021 Terminated)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
California(10/27/2025)
Current Firm
FF
FIDUCIARY FINANCIAL ADVISORS
ACTION POINT FINANCIAL PLANNING, LLC | LUMINOUS MONEY | FIDUCIARY FINANCIAL ADVISORS
CRD#: 172103 / SEC#: 801-120619
RIA
Registered Investment Advisory firm - (3/26/2021 Approved)Michigan
Registered Investment Advisory firm - (5/13/2021 Terminated)PREMIUM
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Contact information
Main Address
124 Fulton St. East Suite 200, Grand Rapids, MI 49503
Mailing Address
Phone number
(616) 622-3062
Established
Firm type
Fiscal year end
# of Employees
38
SEC notice filing (25 States and Territories)
Documents
Regulatory assets under management
| Total Number of Accounts | 2,035 |
| AUM (Assets Under Management) | $ 1,165,890,928 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 09/02/2025 | ||
| 10/16/2024 |
Red Flags
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