Steven A. Horwitz

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CRD#: 710899

Professional summary

Steven Alan Horwitz was barred by the FINRA from acting as a broker or investment advisor or otherwise associating with a broker-dealer firm.

Steven is a previously registered financial professional and started their career in finance in 1980. Prior to being barred, Steven had worked at 7 firms, which includes WESTMINSTER FINANCIAL ADVISORY CORP, WESTMINSTER FINANCIAL SECURITIES INC., MORGAN STANLEY, CITIGROUP GLOBAL MARKETS INC., LEHMAN BROTHERS INC., MORGAN STANLEY DW INC., UBS FINANCIAL SERVICES INC..

Question & Answer

Are you a "fiduciary"?

Aliases

Steve Alan Horwitz

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary)

The CRS(Customer Relationship Summary) document is not provided.

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Past

September 15, 2011 - June 7, 2016

WESTMINSTER FINANCIAL ADVISORY CORP

RIA

CRD#: 110283

ANDOVER, MA

Past

June 10, 2011 - June 7, 2016

WESTMINSTER FINANCIAL SECURITIES, INC.

CRD#: 20677

ANDOVER, MA

Past

June 1, 2009 - March 14, 2011

MORGAN STANLEY

CRD#: 149777

WALTHAM, MA

Past

July 31, 1993 - June 1, 2009

CITIGROUP GLOBAL MARKETS INC.

CRD#: 7059

WALTHAM, MA

Past

April 12, 1988 - July 31, 1993

LEHMAN BROTHERS INC.

CRD#: 7506

NEW YORK, NY

Past

May 23, 1984 - April 21, 1988

MORGAN STANLEY DW INC.

CRD#: 7556

Past

July 1, 1980 - May 4, 1984

UBS FINANCIAL SERVICES INC.

CRD#: 8174

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

WESTMINSTER FINANCIAL ADVISORY CORP

CRD#: 110283 / SEC#: 801-29690

RIA

Registered Investment Advisory firm - (6/15/1987 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

Visual representation of state registrations

This advisor is not registered in any state.

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 7/26/1996

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 7/7/1980

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 6/7/2016

Securities Industry Essentials Examination

General Industry/Product Exam

Series 3

Date: 12/17/1982

National Commodity Futures Examination

General Industry/Product Exam

Series 5

Date: 12/12/1981

Interest Rate Options Examination

General Industry/Product Exam

Series 7

Date: 6/21/1980

General Securities Representative Examination

Current Firm

WESTMINSTER FINANCIAL ADVISORY CORP

CRD#: 110283 / SEC#: 801-29690

RIA

Registered Investment Advisory firm - (6/15/1987 Approved)

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Contact information

Main Address

50 Chestnut Street Suite A-400, Beavercreek, OH 45440

Mailing Address

Phone number

(937) 898-5010

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (49 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

WESTMINSTER FINANCIAL ADVISORY CORP. ADV PART 2 2025 (3/28/2025)

Regulatory assets under management

Total Number of Accounts	3,255
AUM (Assets Under Management)	$ 1,224,901,646

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
11/14/2024	Cover Page	Report
02/26/2024	Cover Page	Report
12/09/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Steven A. Horwitz

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary)

Certified licenses

Experience

WESTMINSTER FINANCIAL SECURITIES, INC.

MORGAN STANLEY

CITIGROUP GLOBAL MARKETS INC.

LEHMAN BROTHERS INC.

MORGAN STANLEY DW INC.

UBS FINANCIAL SERVICES INC.

Primary Firm SEC Registration

WESTMINSTER FINANCIAL ADVISORY CORP

State Registrations and Notice Filings

Exams

Series 65

Date: 7/26/1996

Series 63

Date: 7/7/1980

SIE

Date: 6/7/2016

Series 3

Date: 12/17/1982

Series 5

Date: 12/12/1981

Series 7

Date: 6/21/1980

Current Firm

WESTMINSTER FINANCIAL ADVISORY CORP

Contact information

SEC notice filing (49 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

WESTMINSTER FINANCIAL ADVISORY CORP

TRUST BUT VERIFY

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