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WR

William C. Richards

YOUR IA
Salt Lake City, UT 84117
Some features on this profile are disabled
CRD#: 704666
WR

Professional summary

William Charles Richards, who also goes by W Charles Richards, is a registered financial advisor currently at YOUR IA, LLC located in Salt Lake City, Utah and FIRST ASSET FINANCIAL INC. located in Salina, Kansas.

William is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 1980. William has worked at 10 firms and has passed the Series 66, Series 63, Series 6TO, SIE, Series 7, Series 1 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?
Yes

Aliases

W Charles Richards

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view William Charles Richards's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Current

March 20, 2026 - Present

YOUR IA, LLC

Office #1: 1414 E Murray Holladay Rd, Salt Lake City, UT 84117
RIA
CRD#: 338535
Salt Lake City, UT
Current

April 23, 2026 - Present

FIRST ASSET FINANCIAL INC.

Office #1: 110 E. Iron Ave., Salina, KS 67401
BD
CRD#: 139107
Salina, KS
Past

July 8, 2024 - March 17, 2026

OSAIC WEALTH, INC.

RIA
CRD#: 23131
Salt Lake City, UT
Past

July 3, 2024 - March 17, 2026

OSAIC WEALTH, INC.

BD
CRD#: 23131
Salt Lake City, UT
Past

March 22, 2016 - July 2, 2024

TRANSAMERICA FINANCIAL ADVISORS, LLC

RIA
CRD#: 16164
Salt Lake City, UT
Past

March 22, 2016 - July 2, 2024

TRANSAMERICA FINANCIAL ADVISORS, LLC

BD
CRD#: 16164
Salt Lake City, UT
Past

March 3, 2009 - March 16, 2016

INVEST FINANCIAL CORPORATION

RIA
CRD#: 12984
DRAPER, UT
Past

March 3, 2009 - March 16, 2016

INVEST FINANCIAL CORPORATION

BD
CRD#: 12984
DRAPER, UT
Past

June 22, 2007 - March 5, 2009

TRANSAMERICA FINANCIAL ADVISORS, LLC

RIA
CRD#: 16164
MIDVALE, UT
Past

March 24, 2000 - October 5, 2001

TRANSAMERICA CAPITAL, LLC

BD
CRD#: 8217
DENVER, CO
Past

April 1, 1991 - March 5, 2009

TRANSAMERICA FINANCIAL ADVISORS, LLC

BD
CRD#: 16164
MIDVALE, UT
Past

March 21, 1990 - April 1, 1991

PW SECURITIES, INC.

BD
CRD#: 6775
Past

January 11, 1988 - October 7, 1989

PW SECURITIES, INC.

BD
CRD#: 6775
Past

August 26, 1986 - February 10, 1988

TOWER SQUARE SECURITIES, INC.

BD
CRD#: 833
Past

April 14, 1983 - December 28, 1984

WOODBURY FINANCIAL SERVICES, INC.

BD
CRD#: 421
Past

February 21, 1980 - July 16, 1982

EQUITY SERVICES, INC.

BD
CRD#: 265

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

IAR
Utah
(3/20/2026)
RR
Utah
(4/23/2026)

Exams

State Security Law Exam
RR
IAR
Series 66
Date: 6/20/2007
Uniform Combined State Law Examination
State Security Law Exam
RR
Series 63
Date: 7/14/1980
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
Series 6TO
Date: 4/23/2026
Investment Company Products/Variable Contracts Representative Examination
General Industry/Product Exam
RR
SIE
Date: 10/1/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 7
Date: 7/24/1990
General Securities Representative Examination
General Industry/Product Exam
RR
Series 1
Date: 2/2/1980
Registered Representative Examination
Principal/Supervisory Exam
RR
Series 24
Date: 10/29/1990
General Securities Principal Examination
SRO Registrations
RR
FINRA

Current Firm

YI
YOUR IA, LLC
AOG WEALTH PARTNERS, LLC | YOUR IA, LLC

CRD#: 338535 / SEC#: 801-134511

RIA
Registered Investment Advisory firm - (11/18/2025 120-Day Approval)
PREMIUM
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Trends, Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address
616 South 300 East, St. George, UT 84770
Mailing Address
Phone number
(800) 823-0489
Established
Firm type
Fiscal year end
# of Employees
5

SEC notice filing (9 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

YOUR IA LLC - FORM ADV PART 2A - 2025.11 (11/21/2025)
0

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

YOUR IA, LLC

CRD#: 338535Salt Lake City, UT 84117

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Contact information

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