SR
Sarah T. Ragsdale
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CRD#: 702938
SR
Professional summary
Being a previously registered professional could mean that this person is no longer operating under the supervision of the SEC or FINRA.
That means that the Securities and Exchange Commission may not be able to oversee the services that this specific professional is providing.
Sarah T Ragsdale, who also goes by Sarah Sally Towers Ragsdale, Sarah Towers Ragsdale, Sarah Towers, was a registered financial professional .
Sarah is a previously registered financial professional and started their career in finance in 1980. Sarah had worked at 4 firms and has passed the Series 65, Series 63, SIE, Series 31 and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
No
Aliases
Sarah Sally Towers Ragsdale | Sarah Towers Ragsdale | Sarah Towers
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
CEDRAWOOD HOLDINGS / 2039 BISHOP ESTATES RD JACKSONVILLE,FL 32259 / COMPANY/ REAL ESTATE / OWNERSHIP OF REAL ESTATE / OFFICER / / NONE / START DATE 7/2/2001
2)Mountain Greenery nc, llc / 2039 Bishop Estates rd. Jacksonville,fl 32259 / Partnership/ Real Estate / owning a vacation home / Partner / / managing property / Start Date 7/17/2015
3)Towers Sisters LLC / 4077 London Rd. Jacksonville,fl 32207 / Other/ Other LLC / investments / Partner / / partner / Start Date LLC 3/11/16 /
4)Colonial Dames / 4114 Herschel St Ste 1 Jacksonville,Fl 32210 / Association (i.e., Trade or Industry, Sport...)/ Other historical preservation society / restore old buildings / Advisor or member of an advisory committee, if the advice given will or may influence the board or other senior management or supervisory board of the organization in question / / reviewing financials for the organization / Start Date 5/1/15 / .5 hours per month
5)Towers Family Irrevocable Trust / 4077 London Rd. Jacksonville, Florida 32207 / United States / This entity has one investment in a building and the entity distributes rent from the building to 6 people, 4 of which are my sisters. / if anything were to happen to my sister, morley towers, i would distribute income to myself and 5 others. / No / No / Yes / Start Date 6/1/2015 /
6) Florida Title Holdings Inc. / 4077 London Rd., Jacksonville, Florida 32207 / United States / No Company / please look at details provided above / the company collects dividends and commissions from Alpha Staff, a non public company, that provided HR services and my dad got commissions from signing on new companies. / Officer / "Financial advisor
if my sister were not able to distribute the income, I would do so." / No / Start Date 6/1/2015
CRS (Client Relationship Summary)
The CRS(Customer Relationship Summary) document is not provided.
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Past
August 28, 2002 - March 16, 2023
UBS FINANCIAL SERVICES INC.
RIA
CRD#: 8174
JACKSONVILLE, FL
Past
August 23, 2002 - March 16, 2023
UBS FINANCIAL SERVICES INC.
BD
CRD#: 8174
JACKSONVILLE, FL
Past
July 19, 2002 - September 16, 2002
DEUTSCHE BANK SECURITIES INC.
RIA
CRD#: 2525
NEW YORK, NY
Past
January 13, 2001 - September 16, 2002
DEUTSCHE BANK SECURITIES INC.
BD
CRD#: 2525
NEW YORK, NY
Past
September 1, 1997 - January 13, 2001
DB ALEX. BROWN LLC
BD
CRD#: 17790
BALTIMORE, MD
Past
January 2, 1980 - September 1, 1997
ALEX. BROWN & SONS INCORPORATED
BD
CRD#: 20
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
UBS FINANCIAL SERVICES INC.
PAINE, WEBBER, JACKSON & CURTIS INC. | WEALTH MANAGEMENT USA | UBS PAINEWEBBER INC. | UBS FINANCIAL SERVICES INC. | PAINEWEBBER INCORPORATED | PAINEWEBBER INC.
CRD#: 8174 / SEC#: 801-7163, 8-16267
RIA
Registered Investment Advisory firm - SEC (1/22/1971 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Woodbridge district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
Visual representation of state registrations
This advisor is not registered in any state.
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
General Industry/Product Exam
Current Firm
UBS FINANCIAL SERVICES INC.
PAINE, WEBBER, JACKSON & CURTIS INC. | WEALTH MANAGEMENT USA | UBS PAINEWEBBER INC. | UBS FINANCIAL SERVICES INC. | PAINEWEBBER INCORPORATED | PAINEWEBBER INC.
CRD#: 8174 / SEC#: 801-7163, 8-16267
RIA
Registered Investment Advisory firm - SEC (1/22/1971 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Woodbridge district office)
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Contact information
Main Address
1200 Harbor Boulevard, Weehawken, NJ 07086
Mailing Address
315 Deaderick Street 3rd Fl, Compliance Department, Nashville, TN 37238
Phone number
(201) 352-3000
Established
Delaware since 06/30/1969
Firm type
Corporation
Fiscal year end
December
Firm Size
Large
# of Employees
12,629
SEC notice filing (50 States and Territories)
FINRA licenses (53 States and Territories)
Documents
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| UBS AMERICAS INC. | OWNER | |
| CAMACHO, MICHAEL ALAN | PRESIDENT | 2907298 |
| FRANCOMANO, LISA M. | CHIEF COMPLIANCE OFFICER FOR THE ADVISORY BUSINESS | 2263875 |
| MATTONE, RALPH | PRINCIPAL FINANCIAL OFFICER | 1840894 |
| MOZER, PETER | MANAGING DIRECTOR | 2523858 |
| MUNFA, LAUREN | CHIEF COMPLIANCE OFFICER | 4431011 |
| SAKAI, KIYE | GENERAL COUNSEL | 7451987 |
| SOMMA, JOSEPH | PRINCIPAL OPERATIONS OFFICER | 2219496 |
Regulatory assets under management
| Total Number of Accounts | 1,134,923 |
| AUM (Assets Under Management) | $ 808,822,670,899 |
Disclosures
| Regulatory Event | 475 |
| Civil Event | 5 |
| Arbitration | 443 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 06/26/2025 | ||
| 05/15/2024 | ||
| 12/19/2023 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
