Toby R. Martinez

EXPAND FINANCIAL

WACO, TX 76701

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CRD#: 7027183

Professional summary

Toby Ryan Martinez, who also goes by Ryan Martinez, Toby L. Martinez, is a registered financial advisor currently at EXPAND FINANCIAL, LLC located in Waco, Texas.

Toby is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2019. Toby has worked at 3 firms and has passed the Series 66, Series 7TO and SIE exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Ryan Martinez | Toby L. Martinez

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Toby Ryan Martinez's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

November 26, 2025 - Present

EXPAND FINANCIAL, LLC

Office #1: 400 Austin Avenue, Waco, TX 76701

RIA

CRD#: 152515

WACO, TX

Past

January 26, 2022 - November 13, 2025

DIMENSIONAL FUND ADVISORS LP

RIA

CRD#: 106482

AUSTIN, TX

Past

February 22, 2019 - September 2, 2025

DFA SECURITIES LLC

CRD#: 10292

AUSTIN, TX

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

EXPAND FINANCIAL, LLC

BACK OFFICE ADVISORS, LLC | SUMMIT BENEFIT SOLUTIONS, INC. | EXPAND FINANCIAL, LLC | BOA, LLC | BOA

CRD#: 152515 / SEC#: 801-121644

RIA

Registered Investment Advisory firm - (6/28/2021 Approved)

Ohio

Registered Investment Advisory firm - (7/13/2021 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Texas
(11/26/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 1/24/2022

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7TO

Date: 2/22/2019

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 2/4/2019

Securities Industry Essentials Examination

Current Firm

EXPAND FINANCIAL, LLC

BACK OFFICE ADVISORS, LLC | SUMMIT BENEFIT SOLUTIONS, INC. | EXPAND FINANCIAL, LLC | BOA, LLC | BOA

CRD#: 152515 / SEC#: 801-121644

RIA

Registered Investment Advisory firm - (6/28/2021 Approved)

Ohio

Registered Investment Advisory firm - (7/13/2021 Terminated)

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Contact information

Main Address

Littleton, CO

Mailing Address

Phone number

(720) 387-8158

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (43 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

2A BROCHURE (6/11/2025)

Regulatory assets under management

Total Number of Accounts	1,670
AUM (Assets Under Management)	$ 1,835,744,176

Accountant surprise examination report

Filing Date	Form ADV-E Cover	Form ADV-E Report
01/10/2025	Cover Page	Report
11/14/2023	Cover Page	Report
12/14/2022	Cover Page	Report

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Toby R. Martinez

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Toby Ryan Martinez's CRS (Customer Relationship Summary).

Certified licenses

Experience

EXPAND FINANCIAL, LLC

DIMENSIONAL FUND ADVISORS LP

DFA SECURITIES LLC

Primary Firm SEC Registration

EXPAND FINANCIAL, LLC

State Registrations and Notice Filings

Exams

Series 66

Date: 1/24/2022

Series 7TO

Date: 2/22/2019

SIE

Date: 2/4/2019

Current Firm

EXPAND FINANCIAL, LLC

Contact information

SEC notice filing (43 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Accountant surprise examination report

Red Flags

Company Information

EXPAND FINANCIAL, LLC

TRUST BUT VERIFY

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