Caryn J. Smith
SOVEREIGN FINANCIAL GROUP | Wealth Advisor
SCOTTSDALE, AZ 85250
Some features on this profile are disabled
CRD#: 7026010
Professional summary
Caryn J Smith, CFP®, who also goes by Caryn Jennifer Culley, Caryn Jennifer Culley Smith, is a registered financial advisor currently at SOVEREIGN FINANCIAL GROUP, INC. located in Scottsdale, Arizona.
Caryn is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2018. Caryn has worked at 3 firms and has passed the Series 65 exam.
Biography
CJ enjoys helping others to realize their financial goals. She has a depth of knowledge and experience in retirement planning, investment management, small business accounting, tax minimization strategies, estate management and financial planning for high-net-worth individuals and their families. CJ also has a diverse background in several industries, and before beginning her career in wealth management she ran her own company. Prior to joining Mercer Advisors, she was with Rowland Carmichael Advisors, a multigenerational wealth management firm in Scottsdale, Arizona. CJ earned her Bachelor of Science degree in Finance and Certificate of International Business from the W.P. Carey School of Business at Arizona State University. She also is a CERTIFIED FINANCIAL PLANNER™ professional, Certified Divorce Financial Analyst (CDFA® ) and holds a FINRA Series 65 license. Outside of work, CJ enjoys spending time with her family, camping, flying as a private pilot, riding motorcycles and mountain biking.
Question & Answer
What are your service offerings?
Social Security Planning
Divorce Planning
Comprehensive Financial Planni...
Investment Planning
Retirement Income Management
Retirement Planning
Small Business Planning
Estate Planning
Inheritance
What is your minimum asset requirement?
1M
Are you a "fiduciary"?
Yes
Aliases
Caryn Jennifer Culley | Caryn Jennifer Culley Smith
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
CRS (Client Relationship Summary) - RIA
Click below to view Caryn J Smith's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2021
Experience
Current
June 4, 2025 - Present
SOVEREIGN FINANCIAL GROUP, INC.
Office #1: 5635 N. Scottsdale Road Suite 170-l, Scottsdale, AZ 85250RIA
CRD#: 294314
SCOTTSDALE, AZ
Past
May 13, 2021 - June 13, 2025
MERCER GLOBAL ADVISORS INC.
RIA
CRD#: 147363
Scottsdale, AZ
Past
November 21, 2018 - March 30, 2021
ROWLAND CARMICHAEL ADVISORS INC
RIA
CRD#: 105766
SCOTTSDALE, AZ
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
SF
SOVEREIGN FINANCIAL GROUP, INC.
CHEDESTER FINANCIAL | VENTURE STONE WEALTH MANAGEMENT | TAILORED WEALTH | STONE ARCH WEALTH ADVISORS, LLC | SOVEREIGN FINANCIAL GROUP, INC. | MASSEY FINANCIAL SERVICES
CRD#: 294314 / SEC#: 801-114529
RIA
Registered Investment Advisory firm - (1/31/2019 Approved)State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
Arizona(6/4/2025)
Current Firm
SF
SOVEREIGN FINANCIAL GROUP, INC.
CHEDESTER FINANCIAL | VENTURE STONE WEALTH MANAGEMENT | TAILORED WEALTH | STONE ARCH WEALTH ADVISORS, LLC | SOVEREIGN FINANCIAL GROUP, INC. | MASSEY FINANCIAL SERVICES
CRD#: 294314 / SEC#: 801-114529
RIA
Registered Investment Advisory firm - (1/31/2019 Approved)Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.
Contact information
Main Address
35 West Broad Street Suite 100, Stamford, CT 06902
Mailing Address
Phone number
(888) 765-8180
Established
Firm type
Fiscal year end
# of Employees
26
SEC notice filing (26 States and Territories)
Regulatory assets under management
| Total Number of Accounts | 3,304 |
| AUM (Assets Under Management) | $ 882,702,145 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
Company Information
SOVEREIGN FINANCIAL GROUP, INC.
Wealth AdvisorCRD#: 294314Scottsdale, AZ 85250TRUST BUT VERIFY
Monitor Caryn Smith
Get automatic monthly alerts on:Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates
Contact information
(xxx) xxx-xxxx
xxxxx@xxxx.xxx
