Michael W. Custer

HARBORFRONT FINANCIAL GROUP

LUDINGTON, MI 49431

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CRD#: 6875701

Professional summary

Michael Wesley Custer, CFP®, who also goes by Mike Wesley Custer, is a registered financial advisor currently at HARBORFRONT FINANCIAL GROUP located in Ludington, Michigan and LPL FINANCIAL LLC located in Jenison, Michigan.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2018. Michael has worked at 2 firms and has passed the Series 66, SIE, Series 7 and Series 24 exams.

Question & Answer

What are your service offerings?

Retirement Planning

Inheritance

Social Security Planning

Are you a "fiduciary"?

Yes

Aliases

Mike Wesley Custer

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1)11/28/17- Custer Financial Advisors- DBA for LPL Business (entity for LPL business)- Inv. Related- Zeeland, MI- start dat 1/11/2017- 100% 2)11/28/17- Custer Insurance Agency- Non-Variable Insurance- Property & Casualty, Life Insurance - Inv. Related- Zeeland, MI- start date 5/5/2015- 20%

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Wesley Custer's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2021

Experience

Current

October 4, 2024 - Present

HARBORFRONT FINANCIAL GROUP

Office #1: 401 W Ludington Ave Ste 103, Ludington, MI 49431

RIA

CRD#: 331763

LUDINGTON, MI

Current

December 5, 2017 - Present

LPL FINANCIAL LLC

Office #1: 1848 Baldwin Street, Unit 6b, Jenison, MI 49428

RIA

CRD#: 6413

Jenison, MI

Past

March 22, 2018 - February 13, 2025

LPL FINANCIAL LLC

RIA

CRD#: 6413

ZEELAND, MI

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

HARBORFRONT FINANCIAL GROUP

CUSTER FINANCIAL ADVISORS | HARBORFRONT FINANCIAL LLC | HARBORFRONT FINANCIAL GROUP

CRD#: 331763 / SEC#: 801-131145

RIA

Registered Investment Advisory firm - (9/19/2024 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

California
(6/16/2021)

Florida
(11/3/2021)

Illinois
(11/30/2022)

Indiana
(7/24/2019)

Michigan
(3/22/2018)

IAR

Michigan
(10/4/2024)

South Carolina
(4/2/2024)

IAR

Texas
(10/4/2024)

Utah
(5/22/2020)

Wisconsin
(12/10/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 3/22/2018

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 12/5/2017

General Securities Representative Examination

Principal/Supervisory Exam

Series 24

Date: 12/9/2022

General Securities Principal Examination

SRO Registrations

FINRA

Current Firm

HARBORFRONT FINANCIAL GROUP

CUSTER FINANCIAL ADVISORS | HARBORFRONT FINANCIAL LLC | HARBORFRONT FINANCIAL GROUP

CRD#: 331763 / SEC#: 801-131145

RIA

Registered Investment Advisory firm - (9/19/2024 Approved)

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Contact information

Main Address

401 W Ludington Ave Ste 103, Ludington, MI 49431

Mailing Address

Phone number

(231) 843-1516

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (6 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

ADV PART 2A (8/6/2025)

Regulatory assets under management

Total Number of Accounts	540
AUM (Assets Under Management)	$ 104,200,000

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Contact information

(xxx) xxx-xxxx

xxxxx@xxxx.xxx

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Advisor Monitoring

Firm Stability Insights

Michael W. Custer

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Wesley Custer's CRS (Customer Relationship Summary).

Certified licenses

Experience

LPL FINANCIAL LLC

LPL FINANCIAL LLC

Primary Firm SEC Registration

HARBORFRONT FINANCIAL GROUP

State Registrations and Notice Filings

Exams

Series 66

Date: 3/22/2018

SIE

Date: 10/1/2018

Series 7

Date: 12/5/2017

Series 24

Date: 12/9/2022

FINRA

Current Firm

HARBORFRONT FINANCIAL GROUP

Contact information

SEC notice filing (6 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

HARBORFRONT FINANCIAL GROUP

TRUST BUT VERIFY

Contact information

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