BS
Bincy Sines
PRINCIPAL SECURITIES
Grand Rapids, MI
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CRD#: 6851229
BS
Professional summary
Bincy Sines, who also goes by Bincy Mathew, Bincy Paul, Bincy Teodorescu, is a registered financial advisor currently at PRINCIPAL SECURITIES, INC. located in Grand Rapids, Michigan.
Bincy is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2018. Bincy has worked at 2 firms and has passed the Series 66, Series 63, SIE and Series 7 exams.
Question & Answer
Are you a "fiduciary"?
Yes
Aliases
Bincy Mathew | Bincy Paul | Bincy Teodorescu
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
**Grand Rapids Learning Center LLC; Not Investment Related; Grand Rapids, MI; Owner; own and manage a tutoring center - after school; Start Date: 01/01/2004; 48 hrs per month; 0 during trading hours. **Fixed Insurance; Investment Related; Grand Rapids, MI; Agent; Fixed Life, Annuity, DI, Health, LTC, Medicare Supplements, and Group Products; Start Date: 02/01/2020; 45 hrs per month; 20 during trading hours. **ROBINSONS BAGELS, LLC POSITION: Co-Owner of Big Apple Bagels Franchise NATURE: Owner/Partner/of LLC/S-Corp/REIT INVESTMENT RELATED: No NUMBER OF HOURS: 5 SECURITIES TRADING HOURS: 2 START DATE: 11/01/2020 ADDRESS: 6670 Kalamazoo Ave SE, Grand Rapids MI 49508, United States DESCRIPTION: I am co-owner of this bagel shop. Ben Robinson is the primary operations manager of this shop. I consult with him on financial matters when needed. I invested $25,000 in this business last year. I anticipate a 10% return on the business when the business starts to do well after the economy improves after the pandemic. **277SHORESIDE POSITION: Rental Property NATURE: Real Estate Rental Income INVESTMENT RELATED: No NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 02/15/2022 ADDRESS: 3196 Kraft Ave Ste 1, Grand Rapids MI 49512, United States DESCRIPTION: My husband and I purchased a condo to use as a rental. My husband will be managing the property and all dealings with the property. **GREAT LAKES RETIREMENT PLAN CONSULTANTS POSITION: Financial Advisor NATURE: Financial Strategies/Needs Analysis INVESTMENT RELATED: Yes NUMBER OF HOURS: 20 SECURITIES TRADING HOURS: 10 START DATE: 08/05/2024 ADDRESS: 3196 Kraft Avenue Suite 101, Grand Rapids MI 49512, United States DESCRIPTION: Mostly 401k plans and business clients. Some risk and investments as well.
CRS (Client Relationship Summary) - RIA
Click below to view Bincy Sines's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Bincy Sines's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
NoneExperience
Current
February 4, 2020 - Present
PRINCIPAL SECURITIES, INC.
Office #2: 3196 Kraft Ave Se Ste 101, Grand Rapids, MI 49512RIA
BD
CRD#: 1137
Grand Rapids, MI
Current
February 3, 2020 - Present
PRINCIPAL SECURITIES, INC.
Office #1: 3196 Kraft Ave Se Ste 101, Grand Rapids, MI 49512RIA
BD
CRD#: 1137
Grand Rapids, MI
Past
December 4, 2018 - January 13, 2020
EQUITABLE ADVISORS, LLC
RIA
CRD#: 6627
GRAND RAPIDS, MI
Past
January 6, 2018 - January 13, 2020
EQUITABLE ADVISORS, LLC
BD
CRD#: 6627
GRAND RAPIDS, MI
Primary Firm SEC Registration
This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
PRINCIPAL SECURITIES, INC.
BLC EQUITY SERVICES CORPORATION | PRINCOR FINANCIAL/ SERVICES CORPORATION | PRINCOR FINANCIAL SERVICES CORPORATION | PRINCIPAL SECURITIES, INC. | PRINCIPAL FINANCIAL SERVICES CORPORATION
CRD#: 1137 / SEC#: 801-54949, 8-13975
RIA
Registered Investment Advisory firm - SEC (10/10/1997 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Kansas City district office)
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.Visual representation of state registrations
RR
Alaska(9/17/2021)
RR
California(9/17/2021)
RR
Colorado(2/18/2021)
RR
Florida(12/12/2020)
RR
Michigan(2/3/2020)
IAR
Michigan(2/4/2020)
RR
Minnesota(2/3/2023)
RR
New York(3/8/2022)
RR
Ohio(5/13/2021)
RR
Pennsylvania(6/23/2025)
RR
Wisconsin(7/14/2021)
Exams
State Security Law Exam
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam
SRO Registrations
RR
FINRA
Current Firm
PRINCIPAL SECURITIES, INC.
BLC EQUITY SERVICES CORPORATION | PRINCOR FINANCIAL/ SERVICES CORPORATION | PRINCOR FINANCIAL SERVICES CORPORATION | PRINCIPAL SECURITIES, INC. | PRINCIPAL FINANCIAL SERVICES CORPORATION
CRD#: 1137 / SEC#: 801-54949, 8-13975
RIA
Registered Investment Advisory firm - SEC (10/10/1997 Approved)BD
Broker-Dealer Firm Regulated by FINRA (Kansas City district office)
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Contact information
Main Address
711 High Street, Des Moines, IA 50392
Mailing Address
Principal Financial Group 711 High Street, Des Moines, IA 50392-2080
Phone number
(888) 774-6267
Established
Iowa since 05/01/1968
Firm type
Corporation
Fiscal year end
December
Firm Size
Large
# of Employees
1,436
SEC notice filing (51 States and Territories)
FINRA licenses (52 States and Territories)
Documents
Direct owners and executive officers
| Name | Position | CRD# |
|---|---|---|
| PRINCIPAL FINANCIAL SERVICES, INC. | OWNER | |
| AGRAWAL, VIVEK | DIRECTOR | 8050381 |
| CLAIRE, CHAD THOMAS | CHIEF INFORMATION OFFICER | 7219218 |
| DROGAN, THOMAS JOHN | CHIEF COMPLIANCE OFFICER | 2760482 |
| FRIEDRICH, AMY CHRISTINE | DIRECTOR | 7097797 |
| LAWLER, CODY ANTHONY | HEAD OF SUPERVISION, HEAD OF OPERATIONS | 5162072 |
| MCCULLUM, KENNETH ALLEN | DIRECTOR | 4695257 |
| MURRAY, MICHAEL FRANCIS | PRESIDENT/CHIEF EXECUTIVE OFFICER/CHAIR | 2074275 |
| RANTS, DOUGLAS JOHN | CHIEF INFORMATION SECURITY OFFICER | 7148529 |
| ROBERTS, DAWN MARIE | CHIEF FINANCIAL OFFICER | 7929617 |
| SCHELHAAS, NATHAN PAUL | DIRECTOR | 7275495 |
| SPADAFORA, CRAIG ALAN | SENIOR VICE PRESIDENT / HEAD OF ADVISORY AND PLATFORM | 3184320 |
| VANWINKLE, DANIEL SIMON | PSI AML OFFICER | 4715191 |
Regulatory assets under management
| Total Number of Accounts | 63,730 |
| AUM (Assets Under Management) | $ 14,827,718,110 |
Disclosures
| Regulatory Event | 9 |
| Arbitration | 3 |
| Bond | 3 |
Accountant surprise examination report
| Filing Date | Form ADV-E Cover | Form ADV-E Report |
|---|---|---|
| 09/26/2025 | ||
| 10/28/2024 | ||
| 11/28/2023 | ||
| 09/22/2023 | ||
| 12/20/2022 |
Red Flags
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.
Check for any disclosures as part of your thorough research when choosing an advisor.
