Justin R. Chidester
WEALTH MODE
BOUNTIFUL, UT 84010
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CRD#: 6658507
Professional summary
Justin Richard Chidester, CFP® is a registered financial advisor currently at WEALTH MODE located in Bountiful, Utah.
Justin is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2016. Justin has worked at 1 firm and has passed the Series 65 exam.
Biography
HOW I HELP
I find that the biggest challenge for people today is analysis paralysis.
You try your best to learn all you can about your finances and manage them on your own. You filter through endless books, articles, podcasts, and forums. But it feels like the more you learn, the more complex you realize planning your own finances can be.
WHO I HELP
My clients tend to be smart, hard-working people who often have a fairly good idea of what they should be doing before they get to me. But they recognize they may have blind spots they’re not aware of, or have come to the realization that they’re simply going to get better results with a professional’s guidance. Plus, they know they’re going to save time, money, and stress if they work with a financial advisor who knows them well.
WHAT I DO
As an Accredited Financial Counselor (AFC®), I love helping people understand their own relationship with money and what it means to them. Then I use my knowledge as a Certified Financial Planner™ (CFP®) to create your financial plan and follow the investment and tax strategies that will keep more money in your pocket and build your wealth efficiently. I believe in providing that service in a transparent, affordable, and unbiased way that is not typical of financial services.
PROFESSIONAL DESIGNATIONS & AFFILIATIONS
Justin is a member of the XY Planning Network, the Fee Only Network, and the Utah Financial Advisor Network.
Question & Answer
What are your service offerings?
Comprehensive Financial Planni...
Debt Management
Tax Planning
Investment Planning
Retirement Planning
Employee and Employer Plan Ben...
Do you have an area of expertise or specialization?
Fixed Fee (Subscription, Retai...
Investment Advice without Ongo...
Medical Professionals
Tax Planning
Are you a "fiduciary"?
Yes
Aliases
None
Other business activities
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
Justin Chidester may occasionally provide consulting services in varying capacities. On occasion, he performs work as an independent contractor to other advisors for practice management training for their businesses, or paraplanning and specialized planning for their clients. In these roles he is typically unknown to the clients or consumers for whom work is performed, and the service relationship is primarily between him and the company requesting services. No financial relationship exists other than an hourly rate for services rendered. He also occasionally provides personal finance career coaching. In all of these capacities he operates outside of the advisory firm. These activities account for less than 1%, or 20 hours, of his time annually. In theory, these outside business activities present a conflict of interest as Justin Chidester will not be able to devote as much of his time to clients as a full-time investment adviser representative would. For that reason, Wealth Mode has other staff members to provide full client services for this reason. Other than what is stated above, Justin Chidester is not actively engaged in any other business outside of his practice as a registered investment advisor and financial planner.
CRS (Client Relationship Summary) - RIA
Click below to view Justin Richard Chidester's CRS (Customer Relationship Summary).
Certified licenses
Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
CFP®
Start date: 2017
Experience
Current
August 10, 2016 - Present
WEALTH MODE
Office #1: 270 S Main St Suite 112 Ofc 5, Bountiful, UT 84010RIA
CRD#: 284136
BOUNTIFUL, UT
State Registrations and Notice Filings
Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.Highlighted states indicate IAR registrations
IAR
California(11/5/2025)
IAR
Louisiana(4/11/2022)
IAR
Texas(4/28/2022)
IAR
Utah(8/10/2016)
Current Firm
WEALTH MODE
WEALTH MODE | WEALTH MODE FINANCIAL PLANNING, LLC
CRD#: 284136 / SEC#:
California
Registered Investment Advisory firm - (11/5/2025 Approved)Louisiana
Registered Investment Advisory firm - (4/11/2022 Approved)Texas
Registered Investment Advisory firm - (4/6/2022 Conditional Restricted)Utah
Registered Investment Advisory firm - (8/10/2016 Approved)Upgrade to AdvisorCheck Premium
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Contact information
Main Address
270 S Main St Suite 112 Ofc 5, Bountiful, UT 84010
Mailing Address
Phone number
(435) 363-9445
Established
Firm type
Fiscal year end
# of Employees
2
Regulatory assets under management
| Total Number of Accounts | 162 |
| AUM (Assets Under Management) | $ 10,753,138 |
Red Flags
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Company Information
WEALTH MODE
CRD#: 284136Bountiful, UT 84010TRUST BUT VERIFY
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Contact information
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