Michael J. Carrico

HOWE AND RUSLING

COLORADO SPRINGS, CO

Some features on this profile are disabled

CRD#: 6616495

Professional summary

Michael Joseph Carrico, CFP® is a registered financial advisor currently at HOWE AND RUSLING, INC. located in Colorado Springs, Colorado.

Michael is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2016. Michael has worked at 5 firms and has passed the Series 66, Series 63, SIE, Series 7 and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

None

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Joseph Carrico's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2020

Experience

Current

September 2, 2022 - Present

HOWE AND RUSLING, INC.

RIA

CRD#: 104627

COLORADO SPRINGS, CO

Past

January 31, 2022 - July 26, 2022

EMPOWER ADVISORY GROUP, LLC

RIA

CRD#: 112058

Colorado Springs, CO

Past

January 31, 2022 - July 26, 2022

EMPOWER FINANCIAL SERVICES, INC.

CRD#: 13109

GREENWOOD VILLAGE, CO

Past

November 21, 2017 - January 25, 2022

T. ROWE PRICE ADVISORY SERVICES, INC.

RIA

CRD#: 108958

COLORADO SPRINGS, CO

Past

April 15, 2016 - January 25, 2022

T. ROWE PRICE INVESTMENT SERVICES, INC.

CRD#: 8348

COLORADO SPRINGS, CO

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

HOWE AND RUSLING, INC.

CRD#: 104627 / SEC#: 801-294

RIA

Registered Investment Advisory firm - (1/3/1941 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Colorado
(9/2/2022)

IAR

Texas
(10/18/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 66

Date: 11/20/2017

Uniform Combined State Law Examination

State Security Law Exam

Series 63

Date: 4/28/2016

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 7/25/2017

General Securities Representative Examination

General Industry/Product Exam

Series 6

Date: 4/15/2016

Investment Company Products/Variable Contracts Representative Examination

Current Firm

HOWE AND RUSLING, INC.

CRD#: 104627 / SEC#: 801-294

RIA

Registered Investment Advisory firm - (1/3/1941 Approved)

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

165 Culver Rd Suite 100, Rochester, NY 14620

Mailing Address

Phone number

(585) 325-4140

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (29 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

HOWE & RUSLING ADV PART 2 BROCHURE (8/12/2025)

Regulatory assets under management

Total Number of Accounts	3,045
AUM (Assets Under Management)	$ 2,026,253,586

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Similar Advisors

Stephen Zahka

EDWARD JONES

IAR

Marlborough, MA

Frank Moore

UBS FINANCIAL SERVICES INC.

IAR

Greenwich, CT

Marshall Rosen

OSAIC WEALTH, INC.

IAR

Fort Lauderdale, FL

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Michael J. Carrico

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Joseph Carrico's CRS (Customer Relationship Summary).

Certified licenses

Experience

EMPOWER ADVISORY GROUP, LLC

EMPOWER FINANCIAL SERVICES, INC.

T. ROWE PRICE ADVISORY SERVICES, INC.

T. ROWE PRICE INVESTMENT SERVICES, INC.

Primary Firm SEC Registration

HOWE AND RUSLING, INC.

State Registrations and Notice Filings

Exams

Series 66

Date: 11/20/2017

Series 63

Date: 4/28/2016

SIE

Date: 10/1/2018

Series 7

Date: 7/25/2017

Series 6

Date: 4/15/2016

Current Firm

HOWE AND RUSLING, INC.

Contact information

SEC notice filing (29 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

HOWE AND RUSLING, INC.

TRUST BUT VERIFY

Similar Advisors