Lydia C. Lok

FINANCIAL PLAN

BELLINGHAM, WA 98225-2956

CRD#: 6583198

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Professional summary

Lydia Chung Lok, who also goes by Lydia Chung Liou, Lydia Liou, is a registered financial advisor currently at FINANCIAL PLAN, INC. located in Bellingham, Washington.

Lydia is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2017. Lydia has worked at 3 firms and has passed the Series 65, Series 66, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Lydia Chung Liou | Lydia Liou

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Lydia Chung Lok's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

June 5, 2026 - Present

FINANCIAL PLAN, INC.

Office #1: 11 Bellwether Way, Suite 301, Bellingham, WA 98225-2956

RIA

CRD#: 116073

BELLINGHAM, WA

Past

July 3, 2022 - August 11, 2025

TRINITY LEGACY PARTNERS, LLC

RIA

CRD#: 159179

HOUSTON, TX

Past

November 2, 2017 - May 23, 2019

VALIC FINANCIAL ADVISORS, INC.

RIA

CRD#: 42803

HOUSTON, TX

Past

September 25, 2017 - May 23, 2019

VALIC FINANCIAL ADVISORS, INC.

CRD#: 42803

HOUSTON, TX

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

FINANCIAL PLAN, INC.

CRD#: 116073 / SEC#: 801-77339

RIA

Registered Investment Advisory firm - (11/15/2012 Approved)

Washington

Registered Investment Advisory firm - (3/22/2013 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Texas
(6/5/2026)

IAR

Washington
(6/8/2026)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 7/1/2022

Uniform Investment Adviser Law Examination

State Security Law Exam

IAR

Series 66

Date: 11/2/2017

Uniform Combined State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 9/25/2017

General Securities Representative Examination

Current Firm

FINANCIAL PLAN, INC.

CRD#: 116073 / SEC#: 801-77339

RIA

Registered Investment Advisory firm - (11/15/2012 Approved)

Washington

Registered Investment Advisory firm - (3/22/2013 Terminated)

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Contact information

Main Address

11 Bellwether Way, Suite 301, Bellingham, WA 98225-2956

Mailing Address

Phone number

(360) 714-1234

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (8 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A (3/19/2025)

Regulatory assets under management

Total Number of Accounts	3,742
AUM (Assets Under Management)	$ 1,230,502,053

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Lydia C. Lok

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Lydia Chung Lok's CRS (Customer Relationship Summary).

Certified licenses

Experience

TRINITY LEGACY PARTNERS, LLC

VALIC FINANCIAL ADVISORS, INC.

VALIC FINANCIAL ADVISORS, INC.

Primary Firm SEC Registration

FINANCIAL PLAN, INC.

State Registrations and Notice Filings

Exams

Series 65

Date: 7/1/2022

Series 66

Date: 11/2/2017

SIE

Date: 10/1/2018

Series 7

Date: 9/25/2017

Current Firm

FINANCIAL PLAN, INC.

Contact information

SEC notice filing (8 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

FINANCIAL PLAN, INC.

TRUST BUT VERIFY

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