Michael D. Espinosa

TRUENORTH WEALTH

Salt Lake City, UT 84121

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CRD#: 6558518

Professional summary

Michael Davis Espinosa, CFP®, who also goes by Michael Davis Espinosa, Michael Espinosa, is a registered financial advisor currently at TRUENORTH WEALTH located in Salt Lake City, Utah.

Michael is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2015. Michael has worked at 4 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Michael Davis Espinosa | Michael Espinosa

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Davis Espinosa's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Experience

Current

March 11, 2022 - Present

TRUENORTH WEALTH

Office #1: 1935 Vine Street, Suite 120, Salt Lake City, UT 84121

RIA

CRD#: 142205

Salt Lake City, UT

Past

May 20, 2020 - February 22, 2022

SOLTIS INVESTMENT ADVISORS, LLC

RIA

CRD#: 154690

Salt Lake City, UT

Past

May 10, 2018 - January 16, 2020

VANGUARD ADVISERS, INC.

RIA

CRD#: 106715

SCOTTSDALE, AZ

Past

October 12, 2015 - January 16, 2020

VANGUARD MARKETING CORPORATION

CRD#: 7452

SCOTTSDALE, AZ

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

TRUENORTH WEALTH

CRD#: 142205 / SEC#: 801-68446

RIA

Registered Investment Advisory firm - (10/15/2007 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Idaho
(3/11/2022)

IAR

Utah
(3/14/2022)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 5/4/2018

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 10/22/2015

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 10/1/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 10/12/2015

General Securities Representative Examination

Current Firm

TRUENORTH WEALTH

CRD#: 142205 / SEC#: 801-68446

RIA

Registered Investment Advisory firm - (10/15/2007 Approved)

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Contact information

Main Address

1935 Vine Street, Suite 120, Salt Lake City, UT 84121

Mailing Address

Phone number

(801) 274-1820

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (10 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

WRAP FEE BROCHURE (3/23/2025)

FORM ADV PART 2A (3/23/2025)

Regulatory assets under management

Total Number of Accounts	2,635
AUM (Assets Under Management)	$ 1,074,482,158

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Michael D. Espinosa

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Davis Espinosa's CRS (Customer Relationship Summary).

Certified licenses

Experience

SOLTIS INVESTMENT ADVISORS, LLC

VANGUARD ADVISERS, INC.

VANGUARD MARKETING CORPORATION

Primary Firm SEC Registration

TRUENORTH WEALTH

State Registrations and Notice Filings

Exams

Series 65

Date: 5/4/2018

Series 63

Date: 10/22/2015

SIE

Date: 10/1/2018

Series 7

Date: 10/12/2015

Current Firm

TRUENORTH WEALTH

Contact information

SEC notice filing (10 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

TRUENORTH WEALTH

TRUST BUT VERIFY

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