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LG

Lucas S. Gray

BFC PLANNING
Independence, IA 50644
Some features on this profile are disabled
CRD#: 6495438
LG

Professional summary

Lucas Scott Gray, who also goes by Luc Gray, Lucas Gray, is a registered financial advisor currently at BFC PLANNING, INC. located in Independence, Iowa and BERTHEL, FISHER & COMPANY FINANCIAL SERVICES, INC. located in Independence, Iowa.

Lucas is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2015. Lucas has worked at 7 firms and has passed the Series 66, Series 63, Series 52TO, Series 7TO, SIE, Series 6, Series 4, Series 53 and Series 24 exams.

Question & Answer

Are you a "fiduciary"?
Yes

Aliases

Luc Gray | Lucas Gray

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Lucas Scott Gray's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience

Current

December 16, 2025 - Present

BFC PLANNING, INC.

Office #1: 2349 Jamestown Ave Suite 2, Independence, IA 50644
RIA
CRD#: 119682
Independence, IA
Current

December 16, 2025 - Present

BERTHEL, FISHER & COMPANY FINANCIAL SERVICES, INC.

Office #1: 2349 Jamestown Ave Suite 2, Independence, IA 50644
RIA
BD
CRD#: 13609
Independence, IA
Past

February 6, 2024 - December 12, 2025

NATIONS FINANCIAL GROUP, INC.

RIA
CRD#: 44181
CEDAR RAPIDS, IA
Past

January 19, 2024 - December 12, 2025

NATIONS FINANCIAL GROUP, INC.

BD
CRD#: 44181
CEDAR RAPIDS, IA
Past

March 26, 2021 - January 11, 2022

PRAIRIE CAPITAL MARKETS, LLC

BD
CRD#: 158309
Cedar Rapids, IA
Past

July 2, 2020 - December 22, 2020

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

RIA
CRD#: 20804
INDEPENDENCE, IA
Past

June 17, 2020 - December 22, 2020

UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER

BD
CRD#: 20804
INDEPENDENCE, IA
Past

October 2, 2017 - February 20, 2018

QUASAR DISTRIBUTORS, LLC

BD
CRD#: 103848
PORTLAND, ME
Past

June 26, 2015 - June 6, 2017

DIRECTED SERVICES LLC

BD
CRD#: 21675
DES MOINES, IA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
BP
BFC PLANNING, INC.
1ST & MAIN INVESTMENT ADVISORS - ADVISORY SERVICES OFFERED THROUGH BFC PLANNING, INC. | GREAT LAKES BAY FINANCIAL | BFC PLANNING, INC. | BERTHEL FISHER & COMPANY PLANNING, INC. | BEDROCK INVESTMENT ADVISORS, LLC

CRD#: 119682 / SEC#: 801-67427

RIA
Registered Investment Advisory firm - (1/3/2007 Approved)
Iowa
Registered Investment Advisory firm - (3/5/2007 Terminated)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

RR
Iowa
(12/16/2025)
IAR
Iowa
(12/16/2025)
RR
Minnesota
(12/16/2025)
RR
Nebraska
(12/16/2025)
RR
Oklahoma
(2/10/2026)

Exams

State Security Law Exam
RR
IAR
Series 66
Date: 2/2/2024
Uniform Combined State Law Examination
State Security Law Exam
RR
Series 63
Date: 10/18/2017
Uniform Securities Agent State Law Examination
General Industry/Product Exam
RR
Series 52TO
Date: 5/31/2024
Municipal Securities Representative Examination
General Industry/Product Exam
RR
Series 7TO
Date: 1/19/2024
General Securities Representative Examination
General Industry/Product Exam
RR
SIE
Date: 2/20/2018
Securities Industry Essentials Examination
General Industry/Product Exam
RR
Series 6
Date: 6/26/2015
Investment Company Products/Variable Contracts Representative Examination
Principal/Supervisory Exam
RR
Series 4
Date: 12/30/2024
Registered Options Principal Examination
Principal/Supervisory Exam
RR
Series 53
Date: 12/2/2024
Municipal Securities Principal Examination
Principal/Supervisory Exam
RR
Series 24
Date: 2/23/2024
General Securities Principal Examination
SRO Registrations
RR
FINRA

Current Firm

BP
BFC PLANNING, INC.
1ST & MAIN INVESTMENT ADVISORS - ADVISORY SERVICES OFFERED THROUGH BFC PLANNING, INC. | GREAT LAKES BAY FINANCIAL | BFC PLANNING, INC. | BERTHEL FISHER & COMPANY PLANNING, INC. | BEDROCK INVESTMENT ADVISORS, LLC

CRD#: 119682 / SEC#: 801-67427

RIA
Registered Investment Advisory firm - (1/3/2007 Approved)
Iowa
Registered Investment Advisory firm - (3/5/2007 Terminated)
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Contact information

Main Address
4201 42nd Street Ne Suite 100, Cedar Rapids, IA 52402
Mailing Address
Phone number
(319) 447-5700
Established
Firm type
Fiscal year end
# of Employees
200

SEC notice filing (51 States and Territories)

Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

BFC PLANNING ADV PART 2 (3/26/2025)

Regulatory assets under management

Total Number of Accounts8,756
AUM (Assets Under Management)$ 2,026,848,859

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information

BFC PLANNING, INC.

CRD#: 119682Independence, IA 50644

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