Kelly C. Effland

MUNICAP

Columbia, MD 21046

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CRD#: 6493043

Professional summary

Kelly Christine Effland, CFP®, who also goes by Kelly Christine Walters, is a registered financial advisor currently at MUNICAP INC. located in Columbia, Maryland.

Kelly is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2015. Kelly has worked at 6 firms and has passed the Series 63, Series 65, Series 50, SIE, Series 7TO and Series 54 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Kelly Christine Walters

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) JUNIOR LEAGUE OF THE EASTERN PANHANDLE INC, TREASURER, 2HRS/WK, CHECKBOOK REQUIRES DUAL SIGNERS, PRESIDENT WILL CONDUCT BANKING ACTIVITES 2) NOTARY PUBLIC

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kelly Christine Effland's CRS (Customer Relationship Summary).

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2018

Experience

Current

October 9, 2024 - Present

MUNICAP INC.

Office #1: 8965 Guilford Road Suite 210, Columbia, MD 21046

RIA

CRD#: 144986

Columbia, MD

Past

August 28, 2020 - June 5, 2024

CETERA INVESTMENT SERVICES LLC

CRD#: 15340

MARTINSBURG, WV

Past

May 5, 2020 - June 5, 2024

CETERA INVESTMENT ADVISERS LLC

RIA

CRD#: 105644

MARTINSBURG, WV

Past

December 19, 2016 - September 23, 2019

CWM, LLC

RIA

CRD#: 155344

Hagerstown, MD

Past

April 1, 2016 - December 15, 2016

UNITED CAPITAL FINANCIAL ADVISORS

RIA

CRD#: 134600

WINCHESTER, VA

Past

August 19, 2015 - April 1, 2016

HFI WEALTH MANAGEMENT

RIA

CRD#: 121275

SHEPHERDSTOWN, WV

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Maryland
(10/9/2024)

IAR

Pennsylvania
(10/9/2024)

IAR

Texas
(10/9/2024)

IAR

Virginia
(10/9/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

Series 63

Date: 12/22/2020

Uniform Securities Agent State Law Examination

State Security Law Exam

IAR

Series 65

Date: 8/3/2015

Uniform Investment Adviser Law Examination

General Industry/Product Exam

Series 50

Date: 7/18/2024

Municipal Advisor Representative Qualification Exam

General Industry/Product Exam

SIE

Date: 8/28/2020

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7TO

Date: 7/21/2020

General Securities Representative Examination

Principal/Supervisory Exam

Series 54

Date: 4/4/2025

Municipal Advisor Principal Qualification Examination

Current Firm

MUNICAP INC.

CRD#: 144986 / SEC#:

Maryland

Registered Investment Advisory firm - (5/5/2008 Approved)

Pennsylvania

Registered Investment Advisory firm - (3/26/2020 Approved)

Texas

Registered Investment Advisory firm - (4/24/2020 Approved)

Virginia

Registered Investment Advisory firm - (4/10/2021 Approved)

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Contact information

Main Address

8965 Guilford Road Suite 210, Columbia, MD 21046

Mailing Address

Phone number

(443) 539-4101

Established

Firm type

Fiscal year end

# of Employees

Documents

Latest Form ADV

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Advisor Monitoring

Firm Stability Insights

Kelly C. Effland

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Kelly Christine Effland's CRS (Customer Relationship Summary).

Certified licenses

Experience

CETERA INVESTMENT SERVICES LLC

CETERA INVESTMENT ADVISERS LLC

CWM, LLC

UNITED CAPITAL FINANCIAL ADVISORS

HFI WEALTH MANAGEMENT

State Registrations and Notice Filings

Exams

Series 63

Date: 12/22/2020

Series 65

Date: 8/3/2015

Series 50

Date: 7/18/2024

SIE

Date: 8/28/2020

Series 7TO

Date: 7/21/2020

Series 54

Date: 4/4/2025

Current Firm

MUNICAP INC.

Contact information

Documents

Red Flags

Company Information

MUNICAP INC.

TRUST BUT VERIFY

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