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RH

Ryan P. Higgins

CPS INVESTMENT ADVISORS
Lakeland, FL 33801-4611
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CRD#: 6472492
RH

Professional summary


Ryan Patrick Higgins, who also goes by Ryan Higgins, is a registered financial advisor currently at CPS INVESTMENT ADVISORS located in Lakeland, Florida.

Ryan is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2015. Ryan has worked at 4 firms and has passed the Series 65, Series 63, SIE and Series 7 exams.

top-8-questions

Question & Answer


Are you a "fiduciary"?
Yes

Aliases


Ryan Higgins

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
Name of Business : Rafool, Snyder, Tingley & Associates Address: Winter Haven, FL Nature of the Business: Support Company/DBA (Non-Owner) Position/Title: Advisor Investment Related: Yes Start Date: 04/05/2019 Hours per month devoted to this business: 160 Hours per month devoted to this business during trading hours: 135 Description of duties: Financial Advisor / Client Associate

Blog Corner


CRS (Client Relationship Summary) - RIA


Click below to view Ryan Patrick Higgins's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience


Current

July 20, 2022 - Present

CPS INVESTMENT ADVISORS

Office #1: 205 East Orange Street #310, Lakeland, FL 33801-4611
RIA
CRD#: 104914
Lakeland, FL
Past

September 11, 2018 - July 14, 2020

RAYMOND JAMES FINANCIAL SERVICES ADVISORS, INC

RIA
CRD#: 149018
WINTER HAVEN, FL
Past

August 31, 2018 - July 14, 2020

RAYMOND JAMES FINANCIAL SERVICES, INC.

BD
CRD#: 6694
WINTER HAVEN, FL
Past

March 31, 2016 - September 28, 2018

WELLS FARGO ADVISORS FINANCIAL NETWORK, LLC

RIA
CRD#: 11025
WINTER HAVEN, FL
Past

August 4, 2015 - September 28, 2018

WELLS FARGO ADVISORS FINANCIAL NETWORK, LLC

BD
CRD#: 11025
WINTER HAVEN, FL

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CPS INVESTMENT ADVISORS
CHAS. P. SMITH & ASSOCIATES, PA, CPA'S | SMITH CHAS P & ASSOCIATES P A CPAS | CPS INVESTMENT ADVISORS

CRD#: 104914 / SEC#: 801-35294

RIA
Registered Investment Advisory firm - (10/6/1989 Approved)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
Florida
(7/20/2022)

Exams


State Security Law Exam
IAR
Series 65
Date: 3/11/2016
Uniform Investment Adviser Law Examination
State Security Law Exam
General Industry/Product Exam
General Industry/Product Exam

Current Firm


CI
CPS INVESTMENT ADVISORS
CHAS. P. SMITH & ASSOCIATES, PA, CPA'S | SMITH CHAS P & ASSOCIATES P A CPAS | CPS INVESTMENT ADVISORS

CRD#: 104914 / SEC#: 801-35294

RIA
Registered Investment Advisory firm - (10/6/1989 Approved)
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Contact information


Main Address
205 East Orange Street #310, Lakeland, FL 33801-4611
Mailing Address
Phone number
(863) 688-1725
Established
Firm type
Fiscal year end
# of Employees
60

SEC notice filing (25 States and Territories)


Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

CPS IA FORM ADV PART 2, THE CLIENT BROCHURE AND SUPPLEMENTS JULY 2024 (3/28/2025)

Regulatory assets under management


Total Number of Accounts7,030
AUM (Assets Under Management)$ 2,656,293,459

Accountant surprise examination report


Filing DateForm ADV-E CoverForm ADV-E Report
01/08/2025
Cover Page
11/01/2023
01/19/2023

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


CPS INVESTMENT ADVISORS

CRD#: 104914Lakeland, FL 33801-4611

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