Ruth E. Cardenas

FIRST ADVISORS NATIONAL

El Paso, TX

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CRD#: 6466010

Professional summary

Ruth Elizabeth Cardenas, who also goes by Ruth Elizabeth Hernandez, is a registered financial advisor currently at FIRST ADVISORS NATIONAL, LLC located in El Paso, Texas.

Ruth is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2016. Ruth has worked at 6 firms and has passed the Series 65, Series 63, SIE and Series 6 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Ruth Elizabeth Hernandez

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) DBA - LIBRE ADVISORS FINEM, LLC - 160 W. CASTELLANO DR. #6116, EL PASO, TX 79902; INVESTMENT RELATED; FINANCIAL PLANNING & WEALTH MANAGEMENT; FINANCIAL ADVISOR/OWNER; 90% OF TIME SPENT. 2) INVIDA FINANCIAL NETWORK: INSURANCE- 3325 US-29 BUS SUITE A, DANVILLE, VA 24550; NON-INVESTMENT RELATED; LIFE INSURANCE SALES, TERM AND PERMANENT, LONG-TERM C; INSURANCE AGENT; 10% OF TIME SPENT.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ruth Elizabeth Cardenas's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

None

Experience

Current

September 20, 2024 - Present

FIRST ADVISORS NATIONAL, LLC

RIA

CRD#: 166212

El Paso, TX

Past

July 16, 2024 - September 23, 2024

KOVACK ADVISORS, INC.

RIA

CRD#: 140808

El Paso, TX

Past

August 30, 2021 - July 26, 2024

LPL FINANCIAL LLC

RIA

CRD#: 6413

EL PASO, TX

Past

August 30, 2021 - July 26, 2024

LPL FINANCIAL LLC

CRD#: 6413

EL PASO, TX

Past

January 9, 2020 - July 2, 2021

COMMONWEALTH FINANCIAL NETWORK

RIA

CRD#: 8032

Scottsdale, AZ

Past

January 3, 2020 - July 2, 2021

COMMONWEALTH FINANCIAL NETWORK

CRD#: 8032

Scottsdale, AZ

Past

November 29, 2017 - March 21, 2018

LPL FINANCIAL LLC

CRD#: 6413

WEST COVINA, CA

Past

December 1, 2016 - January 2, 2020

TRILOGY CAPITAL, INC.

RIA

CRD#: 281597

Scottsdale, AZ

Past

October 25, 2016 - November 29, 2017

NATIONAL PLANNING CORPORATION

CRD#: 29604

WEST COVINA, CA

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

FIRST ADVISORS NATIONAL, LLC

FIRST ADVISORS NATIONAL, LLC | FIRST AMERICAN NATIONAL INVESTMENT ADVISORS, LLC

CRD#: 166212 / SEC#: 801-77440

RIA

Registered Investment Advisory firm - (12/18/2012 Approved)

Georgia

Registered Investment Advisory firm - (3/22/2013 Terminated)

Illinois

Registered Investment Advisory firm - (1/22/2013 Terminated)

North Carolina

Registered Investment Advisory firm - (3/22/2013 Terminated)

Why is a state registration marked "Terminated"? When a firm registers with the SEC (usually after managing $100M+ AUM), it often withdraws separate state firm registrations unless required by that state. The firm can still serve clients there through its individually registered Investment Advisor Representatives (IARs).

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR

Texas
(9/20/2024)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.

Exams

State Security Law Exam

IAR

Series 65

Date: 8/13/2016

Uniform Investment Adviser Law Examination

State Security Law Exam

Series 63

Date: 7/16/2016

Uniform Securities Agent State Law Examination

General Industry/Product Exam

SIE

Date: 3/21/2018

Securities Industry Essentials Examination

General Industry/Product Exam

Series 6

Date: 6/25/2016

Investment Company Products/Variable Contracts Representative Examination

Current Firm

FIRST ADVISORS NATIONAL, LLC

FIRST ADVISORS NATIONAL, LLC | FIRST AMERICAN NATIONAL INVESTMENT ADVISORS, LLC

CRD#: 166212 / SEC#: 801-77440

RIA

Registered Investment Advisory firm - (12/18/2012 Approved)

Georgia

Registered Investment Advisory firm - (3/22/2013 Terminated)

Illinois

Registered Investment Advisory firm - (1/22/2013 Terminated)

North Carolina

Registered Investment Advisory firm - (3/22/2013 Terminated)

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Contact information

Main Address

1372 Peachtree Street Ne, Atlanta, GA 30309

Mailing Address

Phone number

+1 (855) 326-7427

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (39 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FAN ADVISORS FIRM BROCHURE (3/31/2025)

Regulatory assets under management

Total Number of Accounts	5,207
AUM (Assets Under Management)	$ 501,113,212

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

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Firm Stability Insights

Ruth E. Cardenas

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Ruth Elizabeth Cardenas's CRS (Customer Relationship Summary).

Certified licenses

Experience

KOVACK ADVISORS, INC.

LPL FINANCIAL LLC

LPL FINANCIAL LLC

COMMONWEALTH FINANCIAL NETWORK

COMMONWEALTH FINANCIAL NETWORK

LPL FINANCIAL LLC

TRILOGY CAPITAL, INC.

NATIONAL PLANNING CORPORATION

Primary Firm SEC Registration

FIRST ADVISORS NATIONAL, LLC

State Registrations and Notice Filings

Exams

Series 65

Date: 8/13/2016

Series 63

Date: 7/16/2016

SIE

Date: 3/21/2018

Series 6

Date: 6/25/2016

Current Firm

FIRST ADVISORS NATIONAL, LLC

Contact information

SEC notice filing (39 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

FIRST ADVISORS NATIONAL, LLC

TRUST BUT VERIFY

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