AdvisorCheck - Find and Connect with Top Financial Advisors on Your Terms
Why AdvisorCheck
HC

Howard J. Cranford

STURMAN WEALTH ADVISORS
CHARLOTTESVILLE, VA 22911
Some features on this profile are disabled
CRD#: 6398850
HC

Professional summary


Howard Jay Cranford, who also goes by Howard Cranford, is a registered financial advisor currently at STURMAN WEALTH ADVISORS located in Charlottesville, Virginia.

Howard is registered as an IAR (Investment Advisor Representative) and started their career in finance in 2020. Howard has worked at 2 firms and has passed the Series 65 exam.

Question & Answer


Are you a "fiduciary"?
Yes

Aliases


Howard Cranford

Other business activities


Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.

Blog Corner


CRS (Client Relationship Summary) - RIA


Click below to view Howard Jay Cranford's CRS (Customer Relationship Summary).
CRS (Customer Relationship Summary)

Certified licenses


Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®
None

Experience


Current

January 13, 2026 - Present

STURMAN WEALTH ADVISORS

Office #1: 404 People Place Suite 404, Charlottesville, VA 22911
RIA
CRD#: 331560
CHARLOTTESVILLE, VA
Past

July 21, 2020 - February 22, 2025

BUFF YOUR FINANCES

RIA
CRD#: 288105
Baton Rouge, LA

Primary Firm SEC Registration


This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
SW
STURMAN WEALTH ADVISORS
STURMAN WEALTH ADVISORS | STURMAN WEALTH ADVISORS, LLC

CRD#: 331560 / SEC#: 801-130657

RIA
Registered Investment Advisory firm - (7/25/2024 Approved)

State Registrations and Notice Filings


Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

Highlighted states indicate IAR registrations

IAR
Louisiana
(1/13/2026)

Exams


State Security Law Exam
IAR
Series 65
Date: 3/30/2018
Uniform Investment Adviser Law Examination

Current Firm


SW
STURMAN WEALTH ADVISORS
STURMAN WEALTH ADVISORS | STURMAN WEALTH ADVISORS, LLC

CRD#: 331560 / SEC#: 801-130657

RIA
Registered Investment Advisory firm - (7/25/2024 Approved)
Upgrade to AdvisorCheck Premium
Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.
Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.
See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information


Main Address
404 People Place Suite 404, Charlottesville, VA 22911
Mailing Address
Phone number
(434) 201-2255
Established
Firm type
Fiscal year end
# of Employees
1

SEC notice filing (6 States and Territories)


Blank US states mapAlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Documents


Customer Relationship Summary (CRS / SEC)Latest Form ADV

Part 2 Brochures

STURMAN WEALTH ADVISORS DISCLOSURE BROCHURE (1/16/2026)

Regulatory assets under management


Total Number of Accounts272
AUM (Assets Under Management)$ 97,665,969

Red Flags


Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Company Information


STURMAN WEALTH ADVISORS

CRD#: 331560Charlottesville, VA 22911

TRUST BUT VERIFY

Monitor Howard Cranford

Get automatic monthly alerts on:
Job or Firm Moves
Licensing Changes
Client Complaints
New Red Flags
Contact Information Updates

Similar Advisors


KD
Kenneth DewAdvisorCheck Check Mark
ALLSTATE FINANCIAL SERVICES, LLC
PR
LINCOLN, NE
RR
Ryan RuppertAdvisorCheck Check Mark
MORGAN STANLEY
IAR
RR
Austin, TX
footer-logo

AdvisorCheck does not offer investment advice and should not replace discussions with professional accounting, tax, legal or financial advisors.© 2026 AdvisorCheck, an AIMR Analytics company. All rights reserved.