Thomas Rafferty
CFP®Professional Summary
Thomas Rafferty, CFP®, who also goes by Thomas Alfred Rafferty, Tom Rafferty, is a registered financial advisor currently at CITIZENS SECURITIES, INC. located in Birmingham, Michigan. Thomas is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2014. Thomas has worked at 4 firms and has passed the Series 66, Series 63, SIE, Series 7, Series 9 and Series 10 exams.
At a Glance
Fiduciary Standard
Fee Structure
Account Minimum
Active Clients
Fiduciary Standard
Fee Structure
Account Minimum
Active Clients
Biography
As a Branch Leader, I lead a team of financial professionals in providing the world-class Fidelity experience for our clients. At our core, we take steps to understand who our clients are, what is important to our clients, and we work with our clients to craft financial plans that they feel confident in.
Other Aliases
Thomas Alfred Rafferty, Tom Rafferty
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Videos & Posts
This advisor has not added any videos or posts yet.
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Contact Information
Direct
(xxx) xxx-xxxx
Website
xxxxxxxxxx.xxx
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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.
Disclosures on record.
Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.
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Credentials
Years of Experience
12 years in the financial services industry
Current & Past Employments
Current
Past
Education
Liberty University
Interdisciplinary Studies, Bachelor of Science (BS)
Interdisciplinary Studies, Bachelor of Science (BS)
2018
Erie Community College
General Studies, Associate of Science
General Studies, Associate of Science
2012
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Current Firm
CCO INVESTMENT SERVICES CORP. | CITIZENS WEALTH MANAGEMENT | CITIZENS SECURITIES, INC. | CITIZENS PRIVATE WEALTH | CITIZENS PRIVATE CLIENT | CITIZENS INVESTMENT SERVICES CORP. | CITIZENS INVESTMENT SERVICES | CITIZENS INVESTMENT SECURITIES, INC. | CITIZENS FINANCIAL SERVICES INC. | CHARTER ONE INVESTMENT SERVICES
Contact Information
Main Address
One Citizens Bank Way Jcb135, Johnston, RI 02919Mailing Address
200 Station Drive Mws414, Westwood, MA 02090Phone Number
(781) 364-1641Established
Rhode Island since 09/21/1995Firm Type
CorporationFiscal Year End
DecemberFirm Size
Large# of Employees
471SEC notice filing (52 States and Territories)
Registered to provide investment advisory services in 52 US states and territories.
FINRA licenses (53 States and Territories)
Registered to provide investment advisory services in 52 US states and territories.
Documents
Direct owners and executive officers
Regulatory Assets Under Management
Total Number of Accounts
60,545AUM (Assets Under Management)
$12,868,719,975Disclosures
Regulatory Event
16Arbitration
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Other business activities
Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.
Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.
The advisor shows no other business activity.
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Primary Firm SEC Registration
CCO INVESTMENT SERVICES CORP. | CITIZENS WEALTH MANAGEMENT | CITIZENS SECURITIES, INC. | CITIZENS PRIVATE WEALTH | CITIZENS PRIVATE CLIENT | CITIZENS INVESTMENT SERVICES CORP. | CITIZENS INVESTMENT SERVICES | CITIZENS INVESTMENT SECURITIES, INC. | CITIZENS FINANCIAL SERVICES INC. | CHARTER ONE INVESTMENT SERVICES
State Registrations and Notice Filings
(11/18/2025)
(11/19/2025)
(7/29/2025)
(7/29/2025)
(6/1/2026)
(6/1/2026)
(2/23/2026)
(2/23/2026)
Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.Note:This rule does not apply to broker-dealer activity.
Exams
Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.
Series 9 — General Securities Sales Supervisor - Options Module Examination
Passed Mar 2016About the Series 9 examSeries 10 — General Securities Sales Supervisor - General Module Examination
Passed Mar 2016About the Series 10 examSRO Registrations
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CRS (Client Relationship Summary) - RIA
Click below to view Thomas Rafferty's CRS (Customer Relationship Summary).
CRS (Client Relationship Summary) - BD
Click below to view Thomas Rafferty's CRS (Customer Relationship Summary).
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