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Michael E Steuer

CETERA INVESTMENT ADVISERS
Palm Harbor, FL
·CRD# 6276226·12 years registered

Professional Summary

Michael E Steuer is a registered financial advisor currently at CETERA INVESTMENT ADVISERS LLC located in Palm Harbor, Florida and CETERA WEALTH SERVICES, LLC located in Palm Harbor, Florida. Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2014. Michael has worked at 4 firms and has passed the Series 65, SIE and Series 6 exams.

At a Glance

Advisory Accounts Only

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Fiduciary Standard

Fee Structure

Account Minimum

Active Clients

Other Aliases

There are no additional aliases reported.

Blog Corner

More Resources

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Contact Information

This advisor has not claimed their profile yet, so there is no contact information to display at this time.

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Disclosures are events reported to regulators, such as customer disputes, regulatory actions, employment separations, or financial events. Some are resolved, denied, or contested — a disclosure is not a verdict. We recommend asking an advisor directly about any disclosure on their record.

Disclosures on record.

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities. Check for any disclosures as part of your thorough research when choosing an advisor.

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Years of Experience

12 years registered in the securities industry

Current & Past Employments

Current

CETERA INVESTMENT ADVISERS LLCCurrent·CRD# 105644
RIA
1. 2138 Alt 19 Ste B &c, Palm Harbor, FL 346832. 1000 S. Belcher Road Suite 7, Largo, FL 33771
August 13, 2025 - Present
CETERA WEALTH SERVICES, LLCCurrent·CRD# 13572
BD
1. 2138 Alt 19 Ste B &c, Palm Harbor, FL 346832. 1000 S. Belcher Road Suite 7, Largo, FL 33771
September 5, 2025 - Present

Past

AVANTAX ADVISORY SERVICESPast·CRD# 104556
RIA
Largo, FL
February 14, 2017 - September 5, 2025
AVANTAX INVESTMENT SERVICES, INC.Past·CRD# 13686
BD
Largo, FL
June 26, 2014 - September 5, 2025

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Current Firm

CI
CETERA INVESTMENT ADVISERS LLC

CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - SEC (1/13/1984 Approved)

Contact Information

Main Address

1450 American Lane 6th Floor, Suite 650, Schaumburg, IL 60173-2096

Phone Number

(310) 257-7880

# of Employees

10,251

SEC notice filing (53 States and Territories)

Registered to provide investment advisory services in 53 US states and territories.

Documents

Customer Relationship Summary (CRS / SEC)Latest Form ADV

Regulatory Assets Under Management

Total Number of Accounts

813,961

AUM (Assets Under Management)

$256,813,748,739

Accountant Surprise Examination Report

Filing DateForm ADV-E CoverForm ADV-E Report
09/25/2026Cover PageReport
10/27/2025Cover PageReport
12/13/2024Cover PageReport

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Other business activities

Information obtained from regulatory filings. Advisors can request corrections through their firm or regulator.

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) Barrington Hills Homeowner's Association, Inc.~2036 Glenbrook Dr~Dunedin~FL~34698~Other~Treasurer/Comptroller~7/6/2017~1hrs~0hrs~Treasurer - Volunteer. 2) Michael E. Steuer, CPA, P.A.~1000 S. Belcher Road, Suite 7~Largo~FL~33771~Other~Owner/Sole Proprietor~1/1/2003~160hrs~100hrs~Provides accounting, bookkeeping, tax preparation, IRS Resolution and payroll services. 3) Steuer Co, CPA~1000 S. Belcher Rd, Ste 7~Largo~FL~33771~Accounting~Owner/Sole Proprietor~6/30/2015~12hrs~100hrs~Accounting, Tax, Payroll, Bookkeeping, Financial Services. 4) COCONUT GROVE PROPERTY OWNERS ASSOCIATION, INC. POSITION: Treasurer NATURE: Our firm owns an office condo in Coconut Gove Office Park. I would serve as Treasurer on the Board. The association is responsible for grounds maintenance, budget & owner assessments. INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 11/16/2023 ADDRESS: 35246 US Highway 19 N, #327, Palm Harbor FL 34684, United States DESCRIPTION: Board of Directors Voting Member to responsible for grounds maintenance, budget & owner assessments. 5) COCONUT GROVE OFFICE CONDOMINIUM ASSOCIATION, INC. POSITION: Treasurer NATURE: Our firm owns an office condo in the Coconut Grove Office Park. I would serve as Treasurer of the Board. The association is responsible for our Specific Building within the complex. The HOA association is responsible for grounds maintenance, budget & owner assessments. INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 11/16/2023 ADDRESS: 35246 US Hwy 19 N, #327, Suite 604-1, Palm Harbor FL 34684, United States DESCRIPTION: Board of Directors Voting Member responsible for grounds maintenance, budget & owner assessments. 6)Accupay Payroll Solutions, LLC
(1); Owner; Payroll Processing Firm; NIR; 0; 12/18/2019; 1000 S. Belcher Rd, Ste 8 Largo FL 33771; Process Payroll, 941, 940, W-2/W-3, Payroll Tax Deposits 7) CARVER TECHNOLOGY & MARKETING SERVICES, INC. POSITION: President NATURE: Carver Technology & Marketing Services is a C corporation which is used to pay myself for additional services beyond the scope of our CPA firm duties. INVESTMENT RELATED: No NUMBER OF HOURS: 5 SECURITIES TRADING HOURS: 0 START DATE: 06/03/2025 ADDRESS: 1000 S. Belcher Road, Suite 7, Largo FL 33771, United States DESCRIPTION: As president of this organization, I help develop materials for our CPA firm which are non investment related. 8) BELCHER FOUNTAINS CONDOMINIUM ASSOCIATION, INC. POSITION: President NATURE: Condo Association Trustee, in which our firm owns one of the units in the complex. INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 06/03/2025 ADDRESS: 1000 S. Belcher Road, Suite 7, Largo FL 33771, United States DESCRIPTION: Management of Condo Association and serving fellow owners. Condo Association Trustee, in which our firm owns one of the units in the complex.

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Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".
CI
CETERA INVESTMENT ADVISERS LLC

CETERA ADVISOR NETWORKS | TERRA FINANCIAL PLANNING GROUP LTD | GENWORTH FINANCIAL ADVISERS CORPORATION | FIRST ALLIED ADVISORY SERVICES | CETERA INVESTMENT ADVISERS LLC | CETERA ADVISORS

CRD#: 105644 / SEC#: 801-20406
RIA
Registered Investment Advisory firm - SEC (1/13/1984 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.
IAR
means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.
RR
indicates the advisor is registered as a Registered Representative in this state, allowing securities offerings such as stocks, bonds, and mutual funds through a broker-dealer.
IAR
Florida
(8/13/2025)
RR
Florida
(9/5/2025)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state.Note:This rule does not apply to broker-dealer activity.

Exams

Financial professionals may take different exams throughout their careers based on the types of services they provide and roles they perform.

Series 65 — Uniform Investment Adviser Law Examination

Passed Jan 2017About the Series 65 exam

SIE — Securities Industry Essentials Examination

Passed Oct 2018About the SIE exam

Series 6 — Investment Company Products/Variable Contracts Representative Examination

Passed Jun 2014About the Series 6 exam
FINRA
SRO Registrations

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CRS (Client Relationship Summary) - RIA

Click below to view Michael E Steuer's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

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