Michael J. Urch

360 FINANCIAL

Wayzata, MN 55391

Some features on this profile are disabled

CRD#: 6207523

Professional summary

Michael Joel Urch MR, CFP®, who also goes by Michael Joel Urch, is a registered financial advisor currently at 360 FINANCIAL located in Wayzata, Minnesota and LPL FINANCIAL LLC located in Wayzata, Minnesota.

Michael is registered as an IAR (Investment Advisor Representative) and RR (Registered Representative) and started their career in finance in 2014. Michael has worked at 5 firms and has passed the Series 66, Series 7TO, SIE and Series 7 exams.

Question & Answer

Are you a "fiduciary"?

Yes

Aliases

Michael Joel Urch

Other business activities

Outside business activity is any business or activity undertaken by an advisor that is outside the scope of their relationship with their firm (e.g., consulting services, real estate, freelance work, teaching, etc.). Investors should stay informed about these activities to ensure no conflicts of interest.

1) 5/19/2023- 360 Financial- DBA for LPL Business (entity for LPL business)- Inv. Related- At reported business location(s) - start date 4/24/2023 2) 07/05/2023 - 360 Financial Inc - Investment Related - At Reported Business Location(s) - Registered Investment Advisor Hybrid - IAR - Start Date 04/24/2023 - 160 Hours Per Month/ 8 Hours During Trading - Time Spent 100% - I provide investment advisory services through 360 Financial Inc, an independent investment advisor firm. I started this business activity in 04/2023. I expect to spend approximately 160 hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial.

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Joel Urch MR's CRS (Customer Relationship Summary).

CRS (Customer Relationship Summary)

Certified licenses

Advisors may have various certifications and credentials from different organizations. AdvisorCheck highlights these seven certifications - AIF®, CFP®, ChFC®, CFA, CLU®, CIMA®, CPWA®

CFP^®

Certified Financial Planner

Start date: 2020

Experience

Current

May 22, 2023 - Present

360 FINANCIAL

Office #1: 849 Lake Street East, Wayzata, MN 55391

RIA

CRD#: 168600

Wayzata, MN

Current

June 21, 2023 - Present

LPL FINANCIAL LLC

Office #1: 849 Lake Street East, Wayzata, MN 55391

RIA

CRD#: 6413

Wayzata, MN

Past

August 15, 2018 - May 11, 2023

BROWN WEALTH MANAGEMENT, LLC

RIA

CRD#: 121072

EDEN PRAIRIE, MN

Past

June 8, 2016 - December 12, 2018

MD FINANCIAL ADVISORS / VESTMENT FINANCIAL

RIA

CRD#: 168771

CHANHASSEN, MN

Past

August 25, 2014 - June 3, 2016

PRUCO SECURITIES, LLC.

RIA

CRD#: 5685

ST. LOUIS PARK, MN

Past

July 16, 2014 - June 3, 2016

PRUCO SECURITIES, LLC.

CRD#: 5685

ST. LOUIS PARK, MN

Primary Firm SEC Registration

This SEC-registered firm can serve clients nationwide. Some states may require the firm to submit a notice filing if the firm has more than 5 clients or a physical office there. You can view these state-level filings under the section titled "State Registrations and Notice Filings".

360 FINANCIAL

360 FINANCIAL | 360 FINANCIAL, INC.

CRD#: 168600 / SEC#: 801-78425

RIA

Registered Investment Advisory firm - (8/30/2013 Approved)

State Registrations and Notice Filings

Listed states reflect where the advisor is authorized to serve clients under state regulations.

IAR

means the advisor is registered as an Investment Advisor Representative in this state and is authorized to provide investment advice to clients there.

indicates the advisor is registered as a Registered Representative in this state, allowing them to offer securities such as stocks, bonds, and mutual funds through a broker-dealer.

Visual representation of state registrations

IAR

Minnesota
(5/22/2023)

Minnesota
(6/26/2023)

IAR

Texas
(5/22/2023)

Don't see your state listed? The advisor may still be able to work with you under the federal De Minimis Rule, which allows up to five investment advisory clients in a state without registration. Some states, like TX, LA, NE, and NH, may still require registration or notice filing. Contact the advisor or their firm to confirm their investment advisory availability in your state. Note: This rule does not apply to broker-dealer activity.

Exams

State Security Law Exam

IAR

Series 66

Date: 8/1/2014

Uniform Combined State Law Examination

General Industry/Product Exam

Series 7TO

Date: 6/21/2023

General Securities Representative Examination

General Industry/Product Exam

SIE

Date: 4/20/2023

Securities Industry Essentials Examination

General Industry/Product Exam

Series 7

Date: 7/16/2014

General Securities Representative Examination

SRO Registrations

FINRA

Current Firm

360 FINANCIAL

360 FINANCIAL | 360 FINANCIAL, INC.

CRD#: 168600 / SEC#: 801-78425

RIA

Registered Investment Advisory firm - (8/30/2013 Approved)

Upgrade to AdvisorCheck Premium

Get A Biweekly Pulse, AutomaticallyReceive biweekly alerts automatically. Stay informed and proactive.

Catch Firm-Level Red Flags SoonerCatch leadership changes and disclosures early, before issues escalate.

See Trends. Not Just SnapshotsMonitor firm stability metrics like AUM and advisor ratios over time.

Contact information

Main Address

849 Lake Street East, Wayzata, MN 55391

Mailing Address

Phone number

(952) 542-8900

Established

Firm type

Fiscal year end

# of Employees

SEC notice filing (13 States and Territories)

Documents

Customer Relationship Summary (CRS / SEC)

Latest Form ADV

Part 2 Brochures

FORM ADV PART 2A - FIRM BROCHURE (3/20/2025)

Regulatory assets under management

Total Number of Accounts	1,940
AUM (Assets Under Management)	$ 567,566,550

Red Flags

Disclosures can be potential red flags, including customer disputes, regulatory fines, employer terminations, bankruptcies, judgments, liens, or certain criminal activities.

Check for any disclosures as part of your thorough research when choosing an advisor.

Similar Advisors

Chad Rusten

ELEMENT SQUARED PRIVATE WEALTH

IAR

Minneapolis, MN

Janai Deitt

THRIVENT INVESTMENT MANAGEMENT INC.

IAR

McKinney, TX

Steven Schmidt

LPL ENTERPRISE, LLC

IAR

ST. LOUIS PARK, MN

We're Here To Help

Advisor Monitoring

Firm Stability Insights

Michael J. Urch

Professional summary

Question & Answer

Aliases

Other business activities

Blog Corner

CRS (Client Relationship Summary) - RIA

Click below to view Michael Joel Urch MR's CRS (Customer Relationship Summary).

Certified licenses

Experience

LPL FINANCIAL LLC

BROWN WEALTH MANAGEMENT, LLC

MD FINANCIAL ADVISORS / VESTMENT FINANCIAL

PRUCO SECURITIES, LLC.

PRUCO SECURITIES, LLC.

Primary Firm SEC Registration

360 FINANCIAL

State Registrations and Notice Filings

Exams

Series 66

Date: 8/1/2014

Series 7TO

Date: 6/21/2023

SIE

Date: 4/20/2023

Series 7

Date: 7/16/2014

FINRA

Current Firm

360 FINANCIAL

Contact information

SEC notice filing (13 States and Territories)

Documents

Part 2 Brochures

Regulatory assets under management

Red Flags

Company Information

360 FINANCIAL

TRUST BUT VERIFY

Similar Advisors